Cheap Quotes for Huguley, AL Car Insurance (2021)

Huguley, Alabama car insurance rates average $304 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Huguley, AL companies, you can find cheap Huguley car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Huguley, AL after a DUI are $4,166/year
  • Huguley has an average commute time of 23.3 minutes
  • Average car insurance rates in Huguley, AL for senior drivers are $1,936/year

How do the Huguley, Alabama monthly average car insurance rates of $304/month compare to nearby cities like Tuscaloosa car insurance rates, Mobile car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Huguley, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Huguley, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Huguley, Alabama companies to find the most affordable Huguley car insurance rates.

Enter your ZIP code above to find cheap Huguley, AL car insurance quotes today.

What are the minimum Huguley, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Huguley, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Huguley, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Huguley, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Huguley, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Huguley car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Huguley, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,048 $3,293 $2,497 $2,794 $11,076 $12,321 $3,250 $3,465
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,186 $2,062 $1,794 $1,904 $8,798 $9,834 $2,569 $2,744
State Farm $2,818 $2,818 $2,542 $2,542 $8,373 $10,521 $3,180 $3,644
Travelers $1,564 $1,589 $1,466 $1,461 $8,391 $13,216 $1,480 $1,701
USAA $1,377 $1,398 $1,285 $1,259 $4,109 $4,556 $1,794 $1,938

How much do teen drivers pay for car insurance in Huguley, AL?

Huguley, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Huguley car insurance rates from multiple Huguley, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Huguley, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,410 $9,698
GEICO $5,489 $5,415
Liberty Mutual $11,076 $12,321
Nationwide $4,446 $5,755
Progressive $8,798 $9,834
State Farm $8,373 $10,521
Travelers $8,391 $13,216
USAA $4,109 $4,556

How much do senior drivers pay for car insurance in Huguley, AL?

With a little research, seniors can find affordable car insurance in Huguley, Alabama. Here’s a look at how the top Huguley car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Huguley, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,283 $2,410
GEICO $1,997 $2,040
Liberty Mutual $2,497 $2,794
Nationwide $1,564 $1,624
Progressive $1,794 $1,904
State Farm $2,542 $2,542
Travelers $1,466 $1,461
USAA $1,285 $1,259

How does coverage level affect Huguley, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Huguley, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Huguley, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $4,139 $4,302 $4,613
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,981 $5,194 $5,479
Nationwide $2,607 $2,586 $2,642
Progressive $3,624 $3,968 $4,367
State Farm $4,299 $4,549 $4,815
Travelers $3,665 $3,936 $3,975
USAA $2,136 $2,203 $2,304

How does your driving record affect Huguley, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Huguley, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Huguley, Alabama companies.

Annual Huguley, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,093 $5,695 $5,572 $5,511
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,610 $4,517 $3,858 $3,961
State Farm $4,122 $5,084 $4,506 $4,506
Travelers $3,213 $3,372 $4,933 $3,916
USAA $1,702 $2,137 $3,177 $1,842

How does a DUI affect Huguley, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Huguley, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Huguley, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,608
GEICO $3,902
Liberty Mutual $5,572
Nationwide $3,331
Progressive $3,858
State Farm $4,506
Travelers $4,933
USAA $3,177

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How does your credit history affect Huguley, AL car insurance rates?

Take a look at the data here to see how your Huguley, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Huguley, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,887 $4,192 $3,976
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,473 $4,582 $3,598
Nationwide $3,155 $2,458 $2,223
Progressive $4,513 $3,853 $3,593
State Farm $7,387 $3,738 $2,539
Travelers $4,209 $3,649 $3,719
USAA $2,977 $1,937 $1,729

How does your commute affect Huguley, AL car insurance rates?

Huguley, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Huguley if you’re financing.

Annual Car Insurance Rates by Commute Length in Huguley, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,352 $4,352
GEICO $2,886 $2,996
Liberty Mutual $5,218 $5,218
Nationwide $2,612 $2,612
Progressive $3,986 $3,986
State Farm $4,443 $4,667
Travelers $3,859 $3,859
USAA $2,113 $2,316

Who has the cheapest Huguley, AL car insurance rates?

Here’s a breakdown of Huguley, Alabama car insurance rates by company. You can see which company offers the cheapest Huguley car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Huguley, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Huguley, AL car insurance companies?

Which Huguley, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Huguley companies to find the one for you.

Average Annual Car Insurance Rates by Company in Huguley, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,352
GEICO $2,941
Liberty Mutual $5,218
Nationwide $2,612
Progressive $3,986
State Farm $4,555
Travelers $3,859
USAA $2,214

What factors affect Huguley, AL car insurance rates?

Why are Huguley, Alabama car insurance rates different than rates in Tuscaloosa or Mobile? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Huguley, AL?

More time spent behind the wheel can lead to higher Huguley, Alabama car insurance rates. In Huguley, AL, the average commute length is 23.3 minutes.

Car Insurance Quotes for Huguley, AL

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