Cheap Quotes for Hughes, AR Car Insurance (2021)

Hughes, Arkansas car insurance rates average $367 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Hughes, AR companies, you can find cheap Hughes car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Hughes has an average commute time of 27.9 minutes
  • Average car insurance rates in Hughes, AR for senior drivers are $2,267/year
  • Average car insurance rates in Hughes, AR after a DUI are $5,285/year

How do the Hughes, Arkansas monthly average car insurance rates of $367/month compare to nearby cities like Little Rock car insurance rates, Bentonville car insurance rates, and Rogers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hughes, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Hughes, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hughes, Arkansas companies to find the most affordable Hughes car insurance rates.

Enter your ZIP code above to find cheap Hughes, AR car insurance quotes today.

What are the minimum Hughes, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Hughes, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Hughes, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hughes, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Hughes, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hughes car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hughes, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,222 $3,235 $2,879 $3,080 $12,065 $14,502 $3,547 $3,848
Farmers $2,493 $2,485 $2,225 $2,342 $10,616 $11,022 $2,851 $2,997
GEICO $2,540 $2,512 $2,344 $2,278 $6,587 $6,607 $2,495 $2,530
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,081 $2,915 $2,536 $2,648 $13,190 $14,878 $3,683 $3,992
State Farm $1,819 $1,819 $1,632 $1,632 $5,290 $6,658 $2,051 $2,346
Travelers $2,470 $2,516 $2,446 $2,452 $14,563 $23,417 $2,647 $3,050
USAA $1,321 $1,334 $1,225 $1,233 $4,152 $4,348 $1,702 $1,834

How much do teen drivers pay for car insurance in Hughes, AR?

Hughes, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Hughes car insurance rates from multiple Hughes, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hughes, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,065 $14,502
Farmers $10,616 $11,022
GEICO $6,587 $6,607
Liberty Mutual $8,580 $9,444
Nationwide $6,624 $8,442
Progressive $13,190 $14,878
State Farm $5,290 $6,658
Travelers $14,563 $23,417
USAA $4,152 $4,348

How much do senior drivers pay for car insurance in Hughes, AR?

With a little research, seniors can find affordable car insurance in Hughes, Arkansas. Here’s a look at how the top Hughes car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hughes, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,879 $3,080
Farmers $2,225 $2,342
GEICO $2,344 $2,278
Liberty Mutual $2,288 $2,555
Nationwide $2,440 $2,578
Progressive $2,536 $2,648
State Farm $1,632 $1,632
Travelers $2,446 $2,452
USAA $1,225 $1,233

How does coverage level affect Hughes, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hughes, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hughes, Arkansas

Insurance Company Low Medium High
Allstate $5,629 $5,794 $5,969
Farmers $4,379 $4,576 $4,933
GEICO $3,333 $3,485 $3,641
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $4,022 $3,922 $4,073
Progressive $5,323 $5,744 $6,529
State Farm $2,755 $2,904 $3,059
Travelers $6,368 $6,713 $7,004
USAA $2,059 $2,136 $2,236

How does your driving record affect Hughes, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Hughes, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hughes, Arkansas companies.

Annual Hughes, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,756 $6,015 $6,707 $5,712
Farmers $3,916 $5,017 $4,903 $4,681
GEICO $2,364 $3,628 $5,410 $2,544
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $5,053 $7,036 $5,313 $6,060
State Farm $2,665 $3,147 $2,906 $2,906
Travelers $5,607 $5,793 $8,495 $6,886
USAA $1,647 $2,086 $3,014 $1,827

How does a DUI affect Hughes, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Hughes, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Hughes, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,707
Farmers $4,903
GEICO $5,410
Liberty Mutual $5,360
Nationwide $5,453
Progressive $5,313
State Farm $2,906
Travelers $8,495
USAA $3,014

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How does your credit history affect Hughes, AR car insurance rates?

Take a look at the data here to see how your Hughes, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hughes, Arkansas

Insurance Company Poor Fair Good
Allstate $7,288 $5,584 $4,521
Farmers $5,260 $4,417 $4,209
GEICO $4,177 $3,434 $2,849
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $4,733 $3,811 $3,473
Progressive $6,637 $5,675 $5,284
State Farm $4,211 $2,534 $1,972
Travelers $7,680 $6,412 $5,993
USAA $2,842 $1,938 $1,651

How does your commute affect Hughes, AR car insurance rates?

Hughes, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hughes if you’re financing.

Annual Car Insurance Rates by Commute Length in Hughes, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,797 $5,797
Farmers $4,629 $4,629
GEICO $3,463 $3,510
Liberty Mutual $4,134 $4,134
Nationwide $4,006 $4,006
Progressive $5,865 $5,865
State Farm $2,835 $2,977
Travelers $6,695 $6,695
USAA $2,083 $2,205

Who has the cheapest Hughes, AR car insurance rates?

Here’s a breakdown of Hughes, Arkansas car insurance rates by company. You can see which company offers the cheapest Hughes car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hughes, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Hughes, AR car insurance companies?

Which Hughes, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Hughes companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hughes, Arkansas

Insurance Company Average Annual Rates
Allstate $5,797
Farmers $4,629
GEICO $3,487
Liberty Mutual $4,134
Nationwide $4,006
Progressive $5,865
State Farm $2,906
Travelers $6,695
USAA $2,144

What factors affect Hughes, AR car insurance rates?

Why are Hughes, Arkansas car insurance rates different than rates in Little Rock or Bentonville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hughes, AR?

More time spent behind the wheel can lead to higher Hughes, Arkansas car insurance rates. In Hughes, AR, the average commute length is 27.9 minutes.

Car Insurance Quotes for Hughes, AR

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