Cheap Quotes for Hudson, WI Car Insurance (2021)

Hudson, Wisconsin car insurance rates average $248 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Hudson, WI companies, you can find cheap Hudson car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Hudson, WI for senior drivers are $1,664/year
  • Hudson has an average commute time of 23.8 minutes
  • Average car insurance rates in Hudson, WI after a DUI are $3,317/year

How do the Hudson, Wisconsin monthly average car insurance rates of $248/month compare to nearby cities like Janesville car insurance rates, Waukesha car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hudson, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Hudson, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hudson, Wisconsin companies to find the most affordable Hudson car insurance rates.

Enter your ZIP code above to find cheap Hudson, WI car insurance quotes today.

What are the minimum Hudson, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Hudson, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Hudson, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Hudson, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Hudson, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hudson car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hudson, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,253 $2,383 $2,072 $2,295 $7,041 $9,039 $2,300 $2,501
American Family $1,018 $1,064 $971 $976 $3,237 $3,561 $1,217 $1,297
Farmers $1,868 $1,873 $1,657 $1,753 $8,731 $9,067 $2,112 $2,211
GEICO $1,309 $1,448 $1,357 $1,560 $4,372 $4,713 $1,211 $1,249
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $3,926 $4,140 $3,245 $3,424 $7,939 $12,151 $4,772 $5,691
Progressive $1,566 $1,480 $1,287 $1,344 $6,186 $6,961 $1,880 $2,042
State Farm $1,272 $1,272 $1,136 $1,136 $3,684 $4,657 $1,436 $1,637
USAA $1,425 $1,425 $1,288 $1,315 $3,595 $4,176 $1,855 $2,042

How much do teen drivers pay for car insurance in Hudson, WI?

Hudson, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Hudson car insurance rates from multiple Hudson, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hudson, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,041 $9,039
American Family $3,237 $3,561
Farmers $8,731 $9,067
GEICO $4,372 $4,713
Liberty Mutual $5,864 $6,583
Nationwide $7,939 $12,151
Progressive $6,186 $6,961
State Farm $3,684 $4,657
USAA $3,595 $4,176

How much do senior drivers pay for car insurance in Hudson, WI?

With a little research, seniors can find affordable car insurance in Hudson, Wisconsin. Here’s a look at how the top Hudson car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hudson, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,072 $2,295
American Family $971 $976
Farmers $1,657 $1,753
GEICO $1,357 $1,560
Liberty Mutual $1,466 $1,668
Nationwide $3,245 $3,424
Progressive $1,287 $1,344
State Farm $1,136 $1,136
USAA $1,288 $1,315

How does coverage level affect Hudson, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hudson, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hudson, Wisconsin

Insurance Company Low Medium High
Allstate $3,575 $3,726 $3,905
American Family $1,642 $1,684 $1,677
Farmers $3,368 $3,630 $3,980
GEICO $2,010 $2,152 $2,295
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,492 $5,659 $5,832
Progressive $2,660 $2,870 $3,000
State Farm $1,905 $2,036 $2,145
USAA $2,062 $2,142 $2,216

How does your driving record affect Hudson, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Hudson, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hudson, Wisconsin companies.

Annual Hudson, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,071 $4,195 $3,903 $3,772
American Family $1,594 $1,692 $1,692 $1,692
Farmers $3,186 $4,018 $3,820 $3,612
GEICO $1,489 $2,415 $2,769 $1,937
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,786 $5,536 $6,786 $5,536
Progressive $2,600 $3,164 $2,702 $2,907
State Farm $1,862 $2,195 $2,029 $2,029
USAA $1,678 $2,111 $2,856 $1,915

How does a DUI affect Hudson, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Hudson, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Hudson, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,903
American Family $1,692
Farmers $3,820
GEICO $2,769
Liberty Mutual $3,298
Nationwide $6,786
Progressive $2,702
State Farm $2,029
USAA $2,856

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How does your credit history affect Hudson, WI car insurance rates?

Take a look at the data here to see how your Hudson, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hudson, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,908 $3,375 $2,924
American Family $2,230 $1,473 $1,300
Farmers $4,138 $3,495 $3,344
GEICO $2,826 $2,015 $1,617
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,365 $5,309 $5,309
Progressive $3,217 $2,749 $2,563
State Farm $3,026 $1,737 $1,323
USAA $3,302 $1,735 $1,383

How does your commute affect Hudson, WI car insurance rates?

Hudson, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hudson if you’re financing.

Annual Car Insurance Rates by Commute Length in Hudson, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,646 $3,825
American Family $1,639 $1,697
Farmers $3,659 $3,659
GEICO $2,108 $2,196
Liberty Mutual $2,924 $2,924
Nationwide $5,661 $5,661
Progressive $2,843 $2,843
State Farm $1,978 $2,080
USAA $2,112 $2,168

Who has the cheapest Hudson, WI car insurance rates?

Here’s a breakdown of Hudson, Wisconsin car insurance rates by company. You can see which company offers the cheapest Hudson car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hudson, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Hudson, WI car insurance companies?

Which Hudson, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Hudson companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hudson, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,735
American Family $1,668
Farmers $3,659
GEICO $2,152
Liberty Mutual $2,924
Nationwide $5,661
Progressive $2,843
State Farm $2,029
USAA $2,140

What factors affect Hudson, WI car insurance rates?

Why are Hudson, Wisconsin car insurance rates different than rates in Janesville or Waukesha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Hudson, WI?

FBI statistics show that the Hudson, Wisconsin car theft rate is 14 thefts each year. High theft rates can lead to higher than average Hudson, WI car insurance rates.

How long is the average commute in Hudson, WI?

More time spent behind the wheel can lead to higher Hudson, Wisconsin car insurance rates. In Hudson, WI, the average commute length is 23.8 minutes.

Car Insurance Quotes for Hudson, WI

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