Cheap Quotes for Hudson, TX Car Insurance (2021)

Hudson, Texas car insurance rates average $319 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Hudson, TX companies, you can find cheap Hudson car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Hudson, TX after a DUI are $4,376/year
  • Average car insurance rates in Hudson, TX are $319/month
  • Average car insurance rates in Hudson, TX for senior drivers are $2,325/year

How do the Hudson, Texas monthly average car insurance rates of $319/month compare to nearby cities like Laredo car insurance rates, Plano car insurance rates, and Dallas car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hudson, TX.

We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Hudson, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hudson, Texas companies to find the most affordable Hudson car insurance rates.

Enter your ZIP code above to find cheap Hudson, TX car insurance quotes today.

What are the minimum Hudson, TX car insurance requirements?

To meet Texas minimum car insurance coverage requirements, Hudson, TX drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Hudson, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hudson, TX car insurance rates?

Three of the criteria that most affect car insurance rates in Hudson, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hudson car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hudson, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,589 $3,623 $3,543 $3,543 $9,455 $11,421 $4,441 $4,631
American Family $2,284 $2,542 $2,159 $2,470 $6,110 $7,976 $3,284 $3,738
GEICO $2,445 $2,638 $2,356 $2,664 $5,352 $5,589 $2,647 $2,652
Nationwide $2,366 $2,405 $2,092 $2,213 $6,714 $8,614 $2,780 $3,006
Progressive $2,526 $2,367 $2,250 $2,295 $10,620 $11,791 $2,955 $2,952
State Farm $2,157 $2,157 $1,922 $1,922 $5,231 $6,680 $2,349 $2,423
USAA $1,641 $1,647 $1,569 $1,552 $4,674 $5,082 $2,186 $2,337

How much do teen drivers pay for car insurance in Hudson, TX?

Hudson, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Hudson car insurance rates from multiple Hudson, Texas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hudson, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,455 $11,421
American Family $6,110 $7,976
GEICO $5,352 $5,589
Nationwide $6,714 $8,614
Progressive $10,620 $11,791
State Farm $5,231 $6,680
USAA $4,674 $5,082

How much do senior drivers pay for car insurance in Hudson, TX?

With a little research, seniors can find affordable car insurance in Hudson, Texas. Here’s a look at how the top Hudson car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hudson, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,543 $3,543
American Family $2,159 $2,470
GEICO $2,356 $2,664
Nationwide $2,092 $2,213
Progressive $2,250 $2,295
State Farm $1,922 $1,922
USAA $1,569 $1,552

How does coverage level affect Hudson, TX car insurance rates?

How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hudson, TX car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hudson, Texas

Insurance Company Low Medium High
Allstate $5,407 $5,484 $5,700
American Family $3,549 $3,679 $4,234
GEICO $3,128 $3,254 $3,497
Nationwide $4,056 $3,611 $3,655
Progressive $4,423 $4,688 $5,048
State Farm $2,946 $3,095 $3,275
USAA $2,498 $2,575 $2,685

How does your driving record affect Hudson, TX car insurance rates?

Safe driving pays off. The more traffic violations you have in Hudson, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hudson, Texas companies.

Annual Hudson, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,301 $6,618 $6,903 $4,301
American Family $3,487 $4,422 $3,887 $3,487
GEICO $2,795 $3,695 $3,084 $3,597
Nationwide $3,275 $3,275 $4,847 $3,698
Progressive $4,113 $5,339 $4,803 $4,624
State Farm $2,753 $3,166 $3,749 $2,753
USAA $1,924 $2,849 $3,362 $2,209

How does a DUI affect Hudson, TX car insurance rates?

With even one DUI on your record, you can see an increase in your Hudson, TX car insurance rates.

Annual Car Insurance Rates After a DUI in Hudson, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,903
American Family $3,887
GEICO $3,084
Nationwide $4,847
Progressive $4,803
State Farm $3,749
USAA $3,362

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How does your credit history affect Hudson, TX car insurance rates?

Take a look at the data here to see how your Hudson, Texas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hudson, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,152 $4,409
American Family $5,233 $3,320 $2,909
GEICO $5,083 $2,877 $1,918
Nationwide $4,528 $3,636 $3,158
Progressive $5,309 $4,593 $4,257
State Farm $4,399 $2,737 $2,180
USAA $3,796 $2,195 $1,766

How does your commute affect Hudson, TX car insurance rates?

Hudson, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hudson if you’re financing.

Annual Car Insurance Rates by Commute Length in Hudson, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,398 $5,663
American Family $3,821 $3,821
GEICO $3,232 $3,354
Nationwide $3,774 $3,774
Progressive $4,720 $4,720
State Farm $3,105 $3,105
USAA $2,553 $2,618

Who has the cheapest Hudson, TX car insurance rates?

Here’s a breakdown of Hudson, Texas car insurance rates by company. You can see which company offers the cheapest Hudson car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hudson, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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What are the top Hudson, TX car insurance companies?

Which Hudson, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Hudson companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hudson, Texas

Insurance Company Average Annual Rates
Allstate $5,531
American Family $3,821
GEICO $3,293
Nationwide $3,774
Progressive $4,720
State Farm $3,105
USAA $2,586

What factors affect Hudson, TX car insurance rates?

Why are Hudson, Texas car insurance rates different than rates in Laredo or Plano? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hudson, TX?

More time spent behind the wheel can lead to higher Hudson, Texas car insurance rates. In Hudson, TX, the average commute length is 28.1 minutes.

Car Insurance Quotes for Hudson, TX

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