Cheap Quotes for Houston, AK Car Insurance (2021)

Houston, Alaska car insurance rates average $246 a month and Alaska law requires coverage of at least 50/100/25. By comparing rates from multiple Houston, AK companies, you can find cheap Houston car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Houston has an average commute time of 47.0 minutes
  • Average car insurance rates in Houston, AK are $246/month
  • Average car insurance rates in Houston, AK after a DUI are $3,448/year

How do the Houston, Alaska monthly average car insurance rates of $246/month compare to nearby cities like Ketchikan car insurance rates, Sitka car insurance rates, and Wasilla car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Houston, AK.

We’ll cover the Alaska minimum coverage requirements, Alaska car insurance laws, and Houston, AK statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Houston, Alaska companies to find the most affordable Houston car insurance rates.

Enter your ZIP code above to find cheap Houston, AK car insurance quotes today.

What are the minimum Houston, AK car insurance requirements?

To meet Alaska minimum car insurance coverage requirements, Houston, AK drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Houston, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Houston, AK car insurance rates?

Three of the criteria that most affect car insurance rates in Houston, Alaska are age, gender, and marital status. Let’s take a look at how each of these stack up with top Houston car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Houston, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,148 $2,148 $2,038 $2,038 $5,121 $6,763 $2,430 $2,665
GEICO $2,137 $2,071 $2,018 $1,920 $4,699 $5,997 $2,113 $2,268
Progressive $2,023 $1,788 $1,694 $1,736 $7,141 $7,963 $2,281 $2,260
State Farm $1,703 $1,703 $1,528 $1,528 $5,392 $7,032 $2,020 $2,050
USAA $1,457 $1,454 $1,359 $1,353 $4,717 $5,228 $2,092 $2,217

How much do teen drivers pay for car insurance in Houston, AK?

Houston, Alaska car insurance rates for teens are often higher than rates for other drivers. Compare Houston car insurance rates from multiple Houston, Alaska car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Houston, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,121 $6,763
GEICO $4,699 $5,997
Progressive $7,141 $7,963
State Farm $5,392 $7,032
USAA $4,717 $5,228

How much do senior drivers pay for car insurance in Houston, AK?

With a little research, seniors can find affordable car insurance in Houston, Alaska. Here’s a look at how the top Houston car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Houston, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,038
GEICO $2,018 $1,920
Progressive $1,694 $1,736
State Farm $1,528 $1,528
USAA $1,359 $1,353

How does coverage level affect Houston, AK car insurance rates?

How much coverage do you need? Are you comfortable with the Alaska minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Houston, AK car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Houston, Alaska

Insurance Company Low Medium High
Allstate $3,125 $3,128 $3,254
GEICO $2,851 $2,862 $2,996
Progressive $3,282 $3,287 $3,513
State Farm $2,761 $2,821 $3,027
USAA $2,445 $2,459 $2,549

How does your driving record affect Houston, AK car insurance rates?

Safe driving pays off. The more traffic violations you have in Houston, AK, the higher your car insurance rates will be. Compare rates based on driving infractions from top Houston, Alaska companies.

Annual Houston, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,559 $3,551 $3,550 $3,015
GEICO $2,074 $3,068 $4,356 $2,112
Progressive $3,005 $3,855 $3,194 $3,388
State Farm $2,606 $3,133 $2,869 $2,869
USAA $1,952 $2,506 $3,269 $2,211

How does a DUI affect Houston, AK car insurance rates?

With even one DUI on your record, you can see an increase in your Houston, AK car insurance rates.

Annual Car Insurance Rates After a DUI in Houston, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,550
GEICO $4,356
Progressive $3,194
State Farm $2,869
USAA $3,269

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How does your credit history affect Houston, AK car insurance rates?

Take a look at the data here to see how your Houston, Alaska car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Houston, Alaska

Insurance Company Poor Fair Good
Allstate $3,759 $2,975 $2,773
GEICO $3,299 $2,867 $2,542
Progressive $3,670 $3,283 $3,129
State Farm $3,982 $2,563 $2,063
USAA $3,384 $2,216 $1,854

How does your commute affect Houston, AK car insurance rates?

Houston, AK car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alaska can be seen here. Remember, though, that you may have to carry substantially more car insurance in Houston if you’re financing.

Annual Car Insurance Rates by Commute Length in Houston, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,111 $3,227
GEICO $2,866 $2,939
Progressive $3,361 $3,361
State Farm $2,789 $2,950
USAA $2,441 $2,528

Who has the cheapest Houston, AK car insurance rates?

Here’s a breakdown of Houston, Alaska car insurance rates by company. You can see which company offers the cheapest Houston car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Houston, Alaska

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Houston, AK car insurance companies?

Which Houston, Alaska car insurance company will best fit your needs and budget? Check out this comparison of the top Houston companies to find the one for you.

Average Annual Car Insurance Rates by Company in Houston, Alaska

Insurance Company Average Annual Rates
Allstate $3,169
GEICO $2,903
Progressive $3,361
State Farm $2,869
USAA $2,485

What factors affect Houston, AK car insurance rates?

Why are Houston, Alaska car insurance rates different than rates in Ketchikan or Sitka? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Houston, AK?

More time spent behind the wheel can lead to higher Houston, Alaska car insurance rates. In Houston, AK, the average commute length is 47.0 minutes.

What is the traffic like in Houston, AK

Like commute length, time spent in traffic also increase risk of accidents. Houston, AK is listed as 57th in INRIX congested cities data.

Car Insurance Quotes for Houston, AK

Shop for affordable Houston, Alaska car insurance rates today. Enter your ZIP code to compare quotes from multiple Houston, AK car insurance companies.

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