Cheap Quotes for Horseshoe Bend, AR Car Insurance (2021)

Horseshoe Bend, Arkansas car insurance rates average $341 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Horseshoe Bend, AR companies, you can find cheap Horseshoe Bend car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Horseshoe Bend, AR after a DUI are $4,900/year
  • Horseshoe Bend has an average commute time of 24.7 minutes
  • The cheapest car insurance company in Horseshoe Bend is USAA

How do the Horseshoe Bend, Arkansas monthly average car insurance rates of $341/month compare to nearby cities like Conway car insurance rates, Fort Smith car insurance rates, and North Little Rock car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Horseshoe Bend, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Horseshoe Bend, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Horseshoe Bend, Arkansas companies to find the most affordable Horseshoe Bend car insurance rates.

Enter your ZIP code above to find cheap Horseshoe Bend, AR car insurance quotes today.

What are the minimum Horseshoe Bend, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Horseshoe Bend, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Horseshoe Bend, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Horseshoe Bend, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Horseshoe Bend, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Horseshoe Bend car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horseshoe Bend, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,651 $2,678 $2,359 $2,524 $9,369 $11,190 $2,938 $3,193
Farmers $2,400 $2,391 $2,148 $2,253 $9,799 $10,158 $2,743 $2,895
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,066 $2,923 $2,513 $2,626 $12,563 $14,171 $3,672 $3,971
State Farm $1,929 $1,929 $1,702 $1,702 $5,240 $6,622 $2,166 $2,473
Travelers $2,142 $2,185 $2,102 $2,111 $12,214 $19,609 $2,283 $2,659
USAA $1,276 $1,289 $1,184 $1,193 $3,976 $4,166 $1,640 $1,768

How much do teen drivers pay for car insurance in Horseshoe Bend, AR?

Horseshoe Bend, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Horseshoe Bend car insurance rates from multiple Horseshoe Bend, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Horseshoe Bend, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,369 $11,190
Farmers $9,799 $10,158
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $12,563 $14,171
State Farm $5,240 $6,622
Travelers $12,214 $19,609
USAA $3,976 $4,166

How much do senior drivers pay for car insurance in Horseshoe Bend, AR?

With a little research, seniors can find affordable car insurance in Horseshoe Bend, Arkansas. Here’s a look at how the top Horseshoe Bend car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Horseshoe Bend, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,359 $2,524
Farmers $2,148 $2,253
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,513 $2,626
State Farm $1,702 $1,702
Travelers $2,102 $2,111
USAA $1,184 $1,193

How does coverage level affect Horseshoe Bend, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Horseshoe Bend, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Horseshoe Bend, Arkansas

Insurance Company Low Medium High
Allstate $4,482 $4,610 $4,746
Farmers $4,149 $4,307 $4,589
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,297 $5,606 $6,162
State Farm $2,849 $2,967 $3,095
Travelers $5,401 $5,680 $5,909
USAA $1,976 $2,054 $2,154

How does your driving record affect Horseshoe Bend, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Horseshoe Bend, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Horseshoe Bend, Arkansas companies.

Annual Horseshoe Bend, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $4,791 $5,288 $4,544
Farmers $3,682 $4,704 $4,596 $4,412
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,908 $6,790 $5,154 $5,900
State Farm $2,747 $3,193 $2,970 $2,970
Travelers $4,750 $4,908 $7,161 $5,833
USAA $1,587 $2,008 $2,891 $1,760

How does a DUI affect Horseshoe Bend, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Horseshoe Bend, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Horseshoe Bend, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,288
Farmers $4,596
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $5,154
State Farm $2,970
Travelers $7,161
USAA $2,891

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How does your credit history affect Horseshoe Bend, AR car insurance rates?

Take a look at the data here to see how your Horseshoe Bend, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Horseshoe Bend, Arkansas

Insurance Company Poor Fair Good
Allstate $5,798 $4,436 $3,604
Farmers $4,954 $4,142 $3,948
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,478 $5,491 $5,095
State Farm $4,305 $2,590 $2,016
Travelers $6,507 $5,420 $5,063
USAA $2,730 $1,865 $1,590

How does your commute affect Horseshoe Bend, AR car insurance rates?

Horseshoe Bend, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Horseshoe Bend if you’re financing.

Annual Car Insurance Rates by Commute Length in Horseshoe Bend, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,613 $4,613
Farmers $4,348 $4,348
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,688 $5,688
State Farm $2,900 $3,041
Travelers $5,663 $5,663
USAA $2,003 $2,120

Who has the cheapest Horseshoe Bend, AR car insurance rates?

Here’s a breakdown of Horseshoe Bend, Arkansas car insurance rates by company. You can see which company offers the cheapest Horseshoe Bend car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Horseshoe Bend, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Horseshoe Bend, AR car insurance companies?

Which Horseshoe Bend, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Horseshoe Bend companies to find the one for you.

Average Annual Car Insurance Rates by Company in Horseshoe Bend, Arkansas

Insurance Company Average Annual Rates
Allstate $4,613
Farmers $4,348
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,688
State Farm $2,970
Travelers $5,663
USAA $2,062

What factors affect Horseshoe Bend, AR car insurance rates?

Why are Horseshoe Bend, Arkansas car insurance rates different than rates in Conway or Fort Smith? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Horseshoe Bend, AR?

More time spent behind the wheel can lead to higher Horseshoe Bend, Arkansas car insurance rates. In Horseshoe Bend, AR, the average commute length is 24.7 minutes.

Car Insurance Quotes for Horseshoe Bend, AR

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