Cheap Quotes for Horicon, WI Car Insurance (2021)

Horicon, Wisconsin car insurance rates average $222 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Horicon, WI companies, you can find cheap Horicon car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Horicon, WI are $222/month
  • Horicon has an average commute time of 25.1 minutes
  • Average car insurance rates in Horicon, WI for senior drivers are $1,470/year

How do the Horicon, Wisconsin monthly average car insurance rates of $222/month compare to nearby cities like Kenosha car insurance rates, Eau Claire car insurance rates, and Janesville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Horicon, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Horicon, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Horicon, Wisconsin companies to find the most affordable Horicon car insurance rates.

Enter your ZIP code above to find cheap Horicon, WI car insurance quotes today.

What are the minimum Horicon, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Horicon, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Horicon, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Horicon, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Horicon, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Horicon car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horicon, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,198 $2,314 $2,031 $2,240 $7,156 $9,135 $2,232 $2,428
American Family $892 $931 $851 $857 $2,700 $2,966 $1,054 $1,120
Farmers $1,792 $1,792 $1,585 $1,685 $8,717 $9,034 $2,036 $2,126
GEICO $1,138 $1,260 $1,191 $1,377 $3,807 $4,096 $1,052 $1,078
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,391 $1,316 $1,141 $1,195 $5,399 $6,077 $1,660 $1,791
State Farm $1,122 $1,122 $998 $998 $3,191 $4,036 $1,264 $1,441
USAA $1,210 $1,204 $1,102 $1,116 $3,112 $3,595 $1,563 $1,709

How much do teen drivers pay for car insurance in Horicon, WI?

Horicon, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Horicon car insurance rates from multiple Horicon, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Horicon, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,156 $9,135
American Family $2,700 $2,966
Farmers $8,717 $9,034
GEICO $3,807 $4,096
Liberty Mutual $5,627 $6,311
Nationwide $6,584 $10,130
Progressive $5,399 $6,077
State Farm $3,191 $4,036
USAA $3,112 $3,595

How much do senior drivers pay for car insurance in Horicon, WI?

With a little research, seniors can find affordable car insurance in Horicon, Wisconsin. Here’s a look at how the top Horicon car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Horicon, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,031 $2,240
American Family $851 $857
Farmers $1,585 $1,685
GEICO $1,191 $1,377
Liberty Mutual $1,281 $1,454
Nationwide $2,616 $2,751
Progressive $1,141 $1,195
State Farm $998 $998
USAA $1,102 $1,116

How does coverage level affect Horicon, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Horicon, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Horicon, Wisconsin

Insurance Company Low Medium High
Allstate $3,573 $3,708 $3,869
American Family $1,400 $1,434 $1,430
Farmers $3,293 $3,565 $3,930
GEICO $1,738 $1,874 $2,012
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,459 $4,608 $4,763
Progressive $2,310 $2,519 $2,659
State Farm $1,670 $1,777 $1,868
USAA $1,754 $1,828 $1,896

How does your driving record affect Horicon, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Horicon, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Horicon, Wisconsin companies.

Annual Horicon, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,029 $4,168 $3,900 $3,770
American Family $1,361 $1,442 $1,442 $1,442
Farmers $3,131 $3,962 $3,750 $3,540
GEICO $1,296 $2,101 $2,425 $1,677
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,284 $2,774 $2,375 $2,552
State Farm $1,630 $1,913 $1,771 $1,771
USAA $1,430 $1,805 $2,437 $1,633

How does a DUI affect Horicon, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Horicon, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Horicon, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,900
American Family $1,442
Farmers $3,750
GEICO $2,425
Liberty Mutual $3,028
Nationwide $5,525
Progressive $2,375
State Farm $1,771
USAA $2,437

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How does your credit history affect Horicon, WI car insurance rates?

Take a look at the data here to see how your Horicon, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Horicon, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,878 $3,360 $2,913
American Family $1,907 $1,252 $1,105
Farmers $4,060 $3,440 $3,288
GEICO $2,457 $1,755 $1,412
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $5,182 $4,324 $4,324
Progressive $2,830 $2,413 $2,246
State Farm $2,641 $1,517 $1,156
USAA $2,800 $1,488 $1,191

How does your commute affect Horicon, WI car insurance rates?

Horicon, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Horicon if you’re financing.

Annual Car Insurance Rates by Commute Length in Horicon, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,627 $3,806
American Family $1,397 $1,445
Farmers $3,596 $3,596
GEICO $1,837 $1,912
Liberty Mutual $2,687 $2,687
Nationwide $4,610 $4,610
Progressive $2,496 $2,496
State Farm $1,728 $1,815
USAA $1,803 $1,850

Who has the cheapest Horicon, WI car insurance rates?

Here’s a breakdown of Horicon, Wisconsin car insurance rates by company. You can see which company offers the cheapest Horicon car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Horicon, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Horicon, WI car insurance companies?

Which Horicon, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Horicon companies to find the one for you.

Average Annual Car Insurance Rates by Company in Horicon, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,717
American Family $1,421
Farmers $3,596
GEICO $1,875
Liberty Mutual $2,687
Nationwide $4,610
Progressive $2,496
State Farm $1,771
USAA $1,826

What factors affect Horicon, WI car insurance rates?

Why are Horicon, Wisconsin car insurance rates different than rates in Kenosha or Eau Claire? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Horicon, WI?

FBI statistics show that the Horicon, Wisconsin car theft rate is 3 thefts each year. High theft rates can lead to higher than average Horicon, WI car insurance rates.

How long is the average commute in Horicon, WI?

More time spent behind the wheel can lead to higher Horicon, Wisconsin car insurance rates. In Horicon, WI, the average commute length is 25.1 minutes.

Car Insurance Quotes for Horicon, WI

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