Cheap Quotes for Hope, AR Car Insurance (2021)

Hope, Arkansas car insurance rates average $346 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Hope, AR companies, you can find cheap Hope car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Hope is USAA
  • Average car insurance rates in Hope, AR after a DUI are $5,024/year
  • Average car insurance rates in Hope, AR are $346/month

How do the Hope, Arkansas monthly average car insurance rates of $346/month compare to nearby cities like Conway car insurance rates, Pine Bluff car insurance rates, and Rogers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hope, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Hope, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hope, Arkansas companies to find the most affordable Hope car insurance rates.

Enter your ZIP code above to find cheap Hope, AR car insurance quotes today.

What are the minimum Hope, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Hope, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Hope, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hope, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Hope, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hope car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hope, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,286 $2,272 $2,044 $2,148 $9,522 $9,855 $2,624 $2,768
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,476 $2,652 $2,356 $2,630 $9,034 $9,958 $2,688 $2,820
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,596 $2,462 $2,131 $2,228 $10,927 $12,315 $3,104 $3,360
State Farm $1,750 $1,750 $1,563 $1,563 $5,024 $6,315 $1,971 $2,264
Travelers $2,253 $2,296 $2,220 $2,228 $13,059 $20,988 $2,407 $2,787
USAA $1,372 $1,389 $1,269 $1,282 $4,273 $4,484 $1,770 $1,913

How much do teen drivers pay for car insurance in Hope, AR?

Hope, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Hope car insurance rates from multiple Hope, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hope, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $9,522 $9,855
GEICO $6,742 $6,800
Liberty Mutual $9,034 $9,958
Nationwide $6,216 $7,979
Progressive $10,927 $12,315
State Farm $5,024 $6,315
Travelers $13,059 $20,988
USAA $4,273 $4,484

How much do senior drivers pay for car insurance in Hope, AR?

With a little research, seniors can find affordable car insurance in Hope, Arkansas. Here’s a look at how the top Hope car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hope, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $2,044 $2,148
GEICO $2,547 $2,475
Liberty Mutual $2,356 $2,630
Nationwide $2,364 $2,513
Progressive $2,131 $2,228
State Farm $1,563 $1,563
Travelers $2,220 $2,228
USAA $1,269 $1,282

How does coverage level affect Hope, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hope, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hope, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $3,998 $4,150 $4,421
GEICO $3,545 $3,679 $3,815
Liberty Mutual $4,186 $4,297 $4,498
Nationwide $3,882 $3,758 $3,859
Progressive $4,504 $4,808 $5,360
State Farm $2,646 $2,772 $2,907
Travelers $5,740 $6,046 $6,303
USAA $2,132 $2,212 $2,314

How does your driving record affect Hope, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Hope, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hope, Arkansas companies.

Annual Hope, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,539 $4,536 $4,432 $4,252
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,938 $4,795 $5,618 $3,956
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,216 $5,855 $4,431 $5,060
State Farm $2,549 $3,001 $2,775 $2,775
Travelers $5,054 $5,222 $7,637 $6,206
USAA $1,706 $2,159 $3,118 $1,893

How does a DUI affect Hope, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Hope, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Hope, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,432
GEICO $5,763
Liberty Mutual $5,618
Nationwide $5,241
Progressive $4,431
State Farm $2,775
Travelers $7,637
USAA $3,118

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How does your credit history affect Hope, AR car insurance rates?

Take a look at the data here to see how your Hope, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hope, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $4,770 $3,995 $3,805
GEICO $4,411 $3,620 $3,007
Liberty Mutual $6,252 $3,775 $2,954
Nationwide $4,545 $3,642 $3,312
Progressive $5,549 $4,728 $4,395
State Farm $4,020 $2,420 $1,884
Travelers $6,922 $5,773 $5,395
USAA $2,946 $2,005 $1,706

How does your commute affect Hope, AR car insurance rates?

Hope, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hope if you’re financing.

Annual Car Insurance Rates by Commute Length in Hope, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,190 $4,190
GEICO $3,661 $3,698
Liberty Mutual $4,327 $4,327
Nationwide $3,833 $3,833
Progressive $4,890 $4,890
State Farm $2,709 $2,841
Travelers $6,030 $6,030
USAA $2,155 $2,283

Who has the cheapest Hope, AR car insurance rates?

Here’s a breakdown of Hope, Arkansas car insurance rates by company. You can see which company offers the cheapest Hope car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hope, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Hope, AR car insurance companies?

Which Hope, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Hope companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hope, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,190
GEICO $3,679
Liberty Mutual $4,327
Nationwide $3,833
Progressive $4,890
State Farm $2,775
Travelers $6,030
USAA $2,219

What factors affect Hope, AR car insurance rates?

Why are Hope, Arkansas car insurance rates different than rates in Conway or Pine Bluff? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hope, AR?

More time spent behind the wheel can lead to higher Hope, Arkansas car insurance rates. In Hope, AR, the average commute length is 16.1 minutes.

Car Insurance Quotes for Hope, AR

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