Cheap Quotes for Holt, AL Car Insurance (2021)

Holt, Alabama car insurance rates average $315 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Holt, AL companies, you can find cheap Holt car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Holt, AL are $315/month
  • Holt has an average commute time of 32.2 minutes
  • Average car insurance rates in Holt, AL after a DUI are $4,308/year

How do the Holt, Alabama monthly average car insurance rates of $315/month compare to nearby cities like Dothan car insurance rates, Birmingham car insurance rates, and Montgomery car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Holt, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Holt, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Holt, Alabama companies to find the most affordable Holt car insurance rates.

Enter your ZIP code above to find cheap Holt, AL car insurance quotes today.

What are the minimum Holt, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Holt, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Holt, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Holt, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Holt, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Holt car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holt, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,368 $2,352 $2,113 $2,250 $9,319 $9,598 $2,682 $2,776
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $3,017 $3,256 $2,477 $2,767 $11,176 $12,416 $3,205 $3,406
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,632 $2,464 $2,167 $2,306 $10,926 $12,190 $3,084 $3,284
State Farm $2,985 $2,985 $2,724 $2,724 $9,326 $11,685 $3,381 $3,888
Travelers $1,426 $1,446 $1,348 $1,340 $7,730 $12,138 $1,349 $1,530
USAA $1,282 $1,297 $1,199 $1,171 $3,834 $4,243 $1,664 $1,793

How much do teen drivers pay for car insurance in Holt, AL?

Holt, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Holt car insurance rates from multiple Holt, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Holt, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,319 $9,598
GEICO $5,499 $5,390
Liberty Mutual $11,176 $12,416
Nationwide $4,521 $5,808
Progressive $10,926 $12,190
State Farm $9,326 $11,685
Travelers $7,730 $12,138
USAA $3,834 $4,243

How much do senior drivers pay for car insurance in Holt, AL?

With a little research, seniors can find affordable car insurance in Holt, Alabama. Here’s a look at how the top Holt car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Holt, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,113 $2,250
GEICO $1,962 $2,039
Liberty Mutual $2,477 $2,767
Nationwide $1,560 $1,612
Progressive $2,167 $2,306
State Farm $2,724 $2,724
Travelers $1,348 $1,340
USAA $1,199 $1,171

How does coverage level affect Holt, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Holt, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Holt, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $3,930 $4,122 $4,495
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,976 $5,191 $5,478
Nationwide $2,596 $2,598 $2,662
Progressive $4,383 $4,859 $5,402
State Farm $4,656 $4,958 $5,273
Travelers $3,353 $3,609 $3,652
USAA $1,984 $2,049 $2,148

How does your driving record affect Holt, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Holt, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Holt, Alabama companies.

Annual Holt, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,520 $4,558 $4,447 $4,204
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,087 $5,702 $5,563 $5,509
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,400 $5,546 $4,753 $4,827
State Farm $4,460 $5,577 $4,907 $4,907
Travelers $2,943 $3,088 $4,533 $3,588
USAA $1,586 $1,992 $2,949 $1,715

How does a DUI affect Holt, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Holt, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Holt, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
Farmers $4,447
GEICO $3,917
Liberty Mutual $5,563
Nationwide $3,329
Progressive $4,753
State Farm $4,907
Travelers $4,533
USAA $2,949

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How does your credit history affect Holt, AL car insurance rates?

Take a look at the data here to see how your Holt, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Holt, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,683 $4,037 $3,826
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,458 $4,587 $3,600
Nationwide $3,156 $2,467 $2,234
Progressive $5,500 $4,726 $4,419
State Farm $8,054 $4,071 $2,762
Travelers $3,857 $3,347 $3,411
USAA $2,763 $1,805 $1,613

How does your commute affect Holt, AL car insurance rates?

Holt, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Holt if you’re financing.

Annual Car Insurance Rates by Commute Length in Holt, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,182 $4,182
GEICO $2,847 $2,948
Liberty Mutual $5,215 $5,215
Nationwide $2,619 $2,619
Progressive $4,882 $4,882
State Farm $4,838 $5,087
Travelers $3,538 $3,538
USAA $1,966 $2,155

Who has the cheapest Holt, AL car insurance rates?

Here’s a breakdown of Holt, Alabama car insurance rates by company. You can see which company offers the cheapest Holt car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Holt, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Holt, AL car insurance companies?

Which Holt, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Holt companies to find the one for you.

Average Annual Car Insurance Rates by Company in Holt, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,182
GEICO $2,897
Liberty Mutual $5,215
Nationwide $2,619
Progressive $4,882
State Farm $4,962
Travelers $3,538
USAA $2,060

What factors affect Holt, AL car insurance rates?

Why are Holt, Alabama car insurance rates different than rates in Dothan or Birmingham? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Holt, AL?

More time spent behind the wheel can lead to higher Holt, Alabama car insurance rates. In Holt, AL, the average commute length is 32.2 minutes.

Car Insurance Quotes for Holt, AL

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