Cheap Quotes for Hobart, WI Car Insurance (2021)

Hobart, Wisconsin car insurance rates average $213 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Hobart, WI companies, you can find cheap Hobart car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Hobart, WI for senior drivers are $1,395/year
  • Hobart has an average commute time of 19.0 minutes
  • The cheapest car insurance company in Hobart is American Family

How do the Hobart, Wisconsin monthly average car insurance rates of $213/month compare to nearby cities like Eau Claire car insurance rates, Waukesha car insurance rates, and Oshkosh car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hobart, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Hobart, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hobart, Wisconsin companies to find the most affordable Hobart car insurance rates.

Enter your ZIP code above to find cheap Hobart, WI car insurance quotes today.

What are the minimum Hobart, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Hobart, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Hobart, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Hobart, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Hobart, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hobart car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hobart, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,932 $2,022 $1,803 $1,981 $6,608 $8,443 $1,940 $2,099
American Family $831 $864 $803 $805 $2,632 $2,882 $986 $1,046
Farmers $1,669 $1,665 $1,477 $1,572 $8,137 $8,414 $1,894 $1,972
GEICO $1,183 $1,302 $1,227 $1,408 $3,905 $4,201 $1,095 $1,124
Liberty Mutual $1,419 $1,543 $1,147 $1,299 $5,092 $5,705 $1,506 $1,624
Nationwide $2,811 $2,941 $2,352 $2,466 $6,049 $9,342 $3,440 $4,014
Progressive $1,431 $1,347 $1,175 $1,232 $5,735 $6,445 $1,713 $1,859
State Farm $1,227 $1,227 $1,108 $1,108 $3,758 $4,717 $1,389 $1,603
USAA $1,171 $1,158 $1,077 $1,079 $3,115 $3,572 $1,503 $1,630

How much do teen drivers pay for car insurance in Hobart, WI?

Hobart, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Hobart car insurance rates from multiple Hobart, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hobart, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,608 $8,443
American Family $2,632 $2,882
Farmers $8,137 $8,414
GEICO $3,905 $4,201
Liberty Mutual $5,092 $5,705
Nationwide $6,049 $9,342
Progressive $5,735 $6,445
State Farm $3,758 $4,717
USAA $3,115 $3,572

How much do senior drivers pay for car insurance in Hobart, WI?

With a little research, seniors can find affordable car insurance in Hobart, Wisconsin. Here’s a look at how the top Hobart car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hobart, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,803 $1,981
American Family $803 $805
Farmers $1,477 $1,572
GEICO $1,227 $1,408
Liberty Mutual $1,147 $1,299
Nationwide $2,352 $2,466
Progressive $1,175 $1,232
State Farm $1,108 $1,108
USAA $1,077 $1,079

How does coverage level affect Hobart, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hobart, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hobart, Wisconsin

Insurance Company Low Medium High
Allstate $3,212 $3,345 $3,504
American Family $1,333 $1,369 $1,367
Farmers $3,065 $3,322 $3,662
GEICO $1,799 $1,930 $2,063
Liberty Mutual $2,205 $2,443 $2,603
Nationwide $4,028 $4,177 $4,327
Progressive $2,432 $2,642 $2,777
State Farm $1,893 $2,024 $2,134
USAA $1,705 $1,790 $1,869

How does your driving record affect Hobart, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Hobart, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hobart, Wisconsin companies.

Annual Hobart, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,716 $3,754 $3,535 $3,408
American Family $1,299 $1,375 $1,375 $1,375
Farmers $2,916 $3,694 $3,494 $3,296
GEICO $1,341 $2,164 $2,477 $1,741
Liberty Mutual $1,842 $2,640 $2,723 $2,464
Nationwide $3,533 $4,085 $5,005 $4,085
Progressive $2,391 $2,916 $2,488 $2,673
State Farm $1,839 $2,196 $2,017 $2,017
USAA $1,394 $1,771 $2,392 $1,595

How does a DUI affect Hobart, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Hobart, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Hobart, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,535
American Family $1,375
Farmers $3,494
GEICO $2,477
Liberty Mutual $2,723
Nationwide $5,005
Progressive $2,488
State Farm $2,017
USAA $2,392

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How does your credit history affect Hobart, WI car insurance rates?

Take a look at the data here to see how your Hobart, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hobart, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,387 $3,032 $2,641
American Family $1,822 $1,193 $1,053
Farmers $3,782 $3,205 $3,063
GEICO $2,531 $1,808 $1,453
Liberty Mutual $3,471 $2,115 $1,664
Nationwide $4,695 $3,918 $3,918
Progressive $2,955 $2,533 $2,363
State Farm $3,009 $1,727 $1,315
USAA $2,718 $1,466 $1,180

How does your commute affect Hobart, WI car insurance rates?

Hobart, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hobart if you’re financing.

Annual Car Insurance Rates by Commute Length in Hobart, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,273 $3,433
American Family $1,333 $1,379
Farmers $3,350 $3,350
GEICO $1,891 $1,970
Liberty Mutual $2,417 $2,417
Nationwide $4,177 $4,177
Progressive $2,617 $2,617
State Farm $1,967 $2,067
USAA $1,765 $1,811

Who has the cheapest Hobart, WI car insurance rates?

Here’s a breakdown of Hobart, Wisconsin car insurance rates by company. You can see which company offers the cheapest Hobart car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hobart, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Hobart, WI car insurance companies?

Which Hobart, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Hobart companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hobart, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,353
American Family $1,356
Farmers $3,350
GEICO $1,931
Liberty Mutual $2,417
Nationwide $4,177
Progressive $2,617
State Farm $2,017
USAA $1,788

What factors affect Hobart, WI car insurance rates?

Why are Hobart, Wisconsin car insurance rates different than rates in Eau Claire or Waukesha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hobart, WI?

More time spent behind the wheel can lead to higher Hobart, Wisconsin car insurance rates. In Hobart, WI, the average commute length is 19.0 minutes.

Car Insurance Quotes for Hobart, WI

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