Cheap Quotes for Hillsboro Beach, FL Car Insurance (2021)

Hillsboro Beach, Florida car insurance rates average $497 a month and Florida law requires coverage of at least 10/20/10. By comparing rates from multiple Hillsboro Beach, FL companies, you can find cheap Hillsboro Beach car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Hillsboro Beach is USAA
  • Average car insurance rates in Hillsboro Beach, FL are $497/month
  • Average car insurance rates in Hillsboro Beach, FL for senior drivers are $3,598/year

How do the Hillsboro Beach, Florida monthly average car insurance rates of $497/month compare to nearby cities like Cape Coral car insurance rates, Orlando car insurance rates, and Port St. Lucie car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hillsboro Beach, FL.

We’ll cover the Florida minimum coverage requirements, Florida car insurance laws, and Hillsboro Beach, FL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hillsboro Beach, Florida companies to find the most affordable Hillsboro Beach car insurance rates.

Enter your ZIP code above to find cheap Hillsboro Beach, FL car insurance quotes today.

What are the minimum Hillsboro Beach, FL car insurance requirements?

To meet Florida minimum car insurance coverage requirements, Hillsboro Beach, FL drivers need to carry at least 10/20/10 coverage.

Minimum Required Car Insurance Coverage in Hillsboro Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Hillsboro Beach, FL car insurance rates?

Three of the criteria that most affect car insurance rates in Hillsboro Beach, Florida are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hillsboro Beach car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hillsboro Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,828 $5,551 $5,103 $5,166 $20,162 $21,919 $5,689 $5,729
GEICO $3,771 $3,785 $3,529 $3,529 $6,809 $8,556 $4,159 $4,215
Liberty Mutual $4,982 $4,982 $4,555 $4,555 $10,651 $16,470 $4,982 $6,796
Nationwide $4,163 $4,102 $3,700 $3,833 $10,094 $12,431 $4,588 $4,768
Progressive $4,282 $4,047 $3,666 $3,924 $12,367 $13,493 $5,215 $4,972
State Farm $2,696 $2,696 $2,440 $2,440 $7,527 $9,631 $2,999 $3,186
USAA $2,103 $2,066 $1,973 $1,953 $7,285 $8,430 $2,627 $2,834

How much do teen drivers pay for car insurance in Hillsboro Beach, FL?

Hillsboro Beach, Florida car insurance rates for teens are often higher than rates for other drivers. Compare Hillsboro Beach car insurance rates from multiple Hillsboro Beach, Florida car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hillsboro Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,162 $21,919
GEICO $6,809 $8,556
Liberty Mutual $10,651 $16,470
Nationwide $10,094 $12,431
Progressive $12,367 $13,493
State Farm $7,527 $9,631
USAA $7,285 $8,430

How much do senior drivers pay for car insurance in Hillsboro Beach, FL?

With a little research, seniors can find affordable car insurance in Hillsboro Beach, Florida. Here’s a look at how the top Hillsboro Beach car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hillsboro Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,103 $5,166
GEICO $3,529 $3,529
Liberty Mutual $4,555 $4,555
Nationwide $3,700 $3,833
Progressive $3,666 $3,924
State Farm $2,440 $2,440
USAA $1,973 $1,953

How does coverage level affect Hillsboro Beach, FL car insurance rates?

How much coverage do you need? Are you comfortable with the Florida minimum of 10/20/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hillsboro Beach, FL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hillsboro Beach, Florida

Insurance Company Low Medium High
Allstate $6,910 $9,951 $11,319
GEICO $3,873 $4,971 $5,538
Liberty Mutual $6,579 $7,362 $7,797
Nationwide $4,642 $6,207 $7,031
Progressive $5,443 $6,647 $7,397
State Farm $3,587 $4,303 $4,716
USAA $3,063 $3,814 $4,099

How does your driving record affect Hillsboro Beach, FL car insurance rates?

Safe driving pays off. The more traffic violations you have in Hillsboro Beach, FL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hillsboro Beach, Florida companies.

Annual Hillsboro Beach, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,085 $9,729 $10,777 $8,982
GEICO $3,313 $4,258 $6,382 $5,224
Liberty Mutual $5,181 $6,774 $9,899 $7,132
Nationwide $5,070 $5,579 $7,546 $5,643
Progressive $5,077 $7,624 $6,386 $6,896
State Farm $3,836 $4,567 $4,202 $4,202
USAA $2,860 $3,536 $5,238 $3,000

How does a DUI affect Hillsboro Beach, FL car insurance rates?

With even one DUI on your record, you can see an increase in your Hillsboro Beach, FL car insurance rates.

Annual Car Insurance Rates After a DUI in Hillsboro Beach, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,777
GEICO $6,382
Liberty Mutual $9,899
Nationwide $7,546
Progressive $6,386
State Farm $4,202
USAA $5,238

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How does your credit history affect Hillsboro Beach, FL car insurance rates?

Take a look at the data here to see how your Hillsboro Beach, Florida car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hillsboro Beach, Florida

Insurance Company Poor Fair Good
Allstate $13,220 $8,293 $6,668
GEICO $7,024 $4,215 $3,143
Liberty Mutual $9,368 $6,845 $5,527
Nationwide $7,510 $5,457 $4,913
Progressive $8,435 $6,024 $5,029
State Farm $5,769 $3,762 $3,074
USAA $5,936 $2,919 $2,121

How does your commute affect Hillsboro Beach, FL car insurance rates?

Hillsboro Beach, FL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Florida can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hillsboro Beach if you’re financing.

Annual Car Insurance Rates by Commute Length in Hillsboro Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,123 $9,664
GEICO $4,771 $4,818
Liberty Mutual $7,008 $7,484
Nationwide $5,960 $5,960
Progressive $6,496 $6,496
State Farm $4,051 $4,352
USAA $3,617 $3,701

Who has the cheapest Hillsboro Beach, FL car insurance rates?

Here’s a breakdown of Hillsboro Beach, Florida car insurance rates by company. You can see which company offers the cheapest Hillsboro Beach car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hillsboro Beach, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Hillsboro Beach, FL car insurance companies?

Which Hillsboro Beach, Florida car insurance company will best fit your needs and budget? Check out this comparison of the top Hillsboro Beach companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hillsboro Beach, Florida

Insurance Company Average Annual Rates
Allstate $9,393
GEICO $4,794
Liberty Mutual $7,246
Nationwide $5,960
Progressive $6,496
State Farm $4,202
USAA $3,659

What factors affect Hillsboro Beach, FL car insurance rates?

Why are Hillsboro Beach, Florida car insurance rates different than rates in Cape Coral or Orlando? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hillsboro Beach, FL?

More time spent behind the wheel can lead to higher Hillsboro Beach, Florida car insurance rates. In Hillsboro Beach, FL, the average commute length is 26.6 minutes.

Car Insurance Quotes for Hillsboro Beach, FL

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