Cheap Quotes for Highland, WI Car Insurance (2021)

Highland, Wisconsin car insurance rates average $236 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Highland, WI companies, you can find cheap Highland car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Highland, WI after a DUI are $3,145/year
  • Highland has an average commute time of 25.2 minutes
  • The cheapest car insurance company in Highland is American Family

How do the Highland, Wisconsin monthly average car insurance rates of $236/month compare to nearby cities like Eau Claire car insurance rates, Waukesha car insurance rates, and Janesville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Highland, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Highland, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Highland, Wisconsin companies to find the most affordable Highland car insurance rates.

Enter your ZIP code above to find cheap Highland, WI car insurance quotes today.

What are the minimum Highland, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Highland, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Highland, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Highland, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Highland, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Highland car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Highland, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,224 $2,349 $2,049 $2,268 $7,014 $9,014 $2,263 $2,456
American Family $990 $1,037 $927 $935 $2,780 $3,076 $1,171 $1,249
Farmers $1,841 $1,839 $1,637 $1,732 $8,463 $8,739 $2,085 $2,185
GEICO $1,281 $1,405 $1,312 $1,488 $4,196 $4,524 $1,188 $1,228
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,694 $3,891 $3,056 $3,223 $7,524 $11,526 $4,493 $5,343
Progressive $1,533 $1,463 $1,255 $1,308 $5,757 $6,499 $1,838 $1,992
State Farm $1,304 $1,304 $1,153 $1,153 $3,653 $4,617 $1,469 $1,681
USAA $1,379 $1,375 $1,248 $1,268 $3,539 $4,109 $1,789 $1,962

How much do teen drivers pay for car insurance in Highland, WI?

Highland, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Highland car insurance rates from multiple Highland, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Highland, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,014 $9,014
American Family $2,780 $3,076
Farmers $8,463 $8,739
GEICO $4,196 $4,524
Liberty Mutual $4,848 $5,442
Nationwide $7,524 $11,526
Progressive $5,757 $6,499
State Farm $3,653 $4,617
USAA $3,539 $4,109

How much do senior drivers pay for car insurance in Highland, WI?

With a little research, seniors can find affordable car insurance in Highland, Wisconsin. Here’s a look at how the top Highland car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Highland, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,049 $2,268
American Family $927 $935
Farmers $1,637 $1,732
GEICO $1,312 $1,488
Liberty Mutual $1,218 $1,385
Nationwide $3,056 $3,223
Progressive $1,255 $1,308
State Farm $1,153 $1,153
USAA $1,248 $1,268

How does coverage level affect Highland, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Highland, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Highland, Wisconsin

Insurance Company Low Medium High
Allstate $3,541 $3,695 $3,878
American Family $1,508 $1,535 $1,519
Farmers $3,307 $3,540 $3,849
GEICO $1,961 $2,078 $2,195
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,190 $5,343 $5,498
Progressive $2,543 $2,726 $2,848
State Farm $1,942 $2,047 $2,137
USAA $2,012 $2,085 $2,153

How does your driving record affect Highland, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Highland, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Highland, Wisconsin companies.

Annual Highland, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,044 $4,159 $3,874 $3,741
American Family $1,455 $1,543 $1,543 $1,543
Farmers $3,109 $3,919 $3,712 $3,521
GEICO $1,448 $2,332 $2,641 $1,890
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,518 $5,226 $6,405 $5,226
Progressive $2,479 $2,997 $2,572 $2,774
State Farm $1,882 $2,202 $2,042 $2,042
USAA $1,631 $2,057 $2,787 $1,860

How does a DUI affect Highland, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Highland, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Highland, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,874
American Family $1,543
Farmers $3,712
GEICO $2,641
Liberty Mutual $2,730
Nationwide $6,405
Progressive $2,572
State Farm $2,042
USAA $2,787

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How does your credit history affect Highland, WI car insurance rates?

Take a look at the data here to see how your Highland, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Highland, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,866 $3,346 $2,902
American Family $2,032 $1,343 $1,187
Farmers $4,041 $3,401 $3,253
GEICO $2,726 $1,945 $1,562
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $6,007 $5,012 $5,012
Progressive $3,083 $2,610 $2,424
State Farm $3,046 $1,749 $1,332
USAA $3,213 $1,690 $1,347

How does your commute affect Highland, WI car insurance rates?

Highland, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Highland if you’re financing.

Annual Car Insurance Rates by Commute Length in Highland, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,616 $3,794
American Family $1,495 $1,546
Farmers $3,565 $3,565
GEICO $2,035 $2,121
Liberty Mutual $2,421 $2,421
Nationwide $5,344 $5,344
Progressive $2,706 $2,706
State Farm $1,993 $2,091
USAA $2,057 $2,111

Who has the cheapest Highland, WI car insurance rates?

Here’s a breakdown of Highland, Wisconsin car insurance rates by company. You can see which company offers the cheapest Highland car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Highland, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Highland, WI car insurance companies?

Which Highland, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Highland companies to find the one for you.

Average Annual Car Insurance Rates by Company in Highland, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,705
American Family $1,521
Farmers $3,565
GEICO $2,078
Liberty Mutual $2,421
Nationwide $5,344
Progressive $2,706
State Farm $2,042
USAA $2,084

What factors affect Highland, WI car insurance rates?

Why are Highland, Wisconsin car insurance rates different than rates in Eau Claire or Waukesha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Highland, WI?

More time spent behind the wheel can lead to higher Highland, Wisconsin car insurance rates. In Highland, WI, the average commute length is 25.2 minutes.

Car Insurance Quotes for Highland, WI

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