Cheap Quotes for Hickory Ridge, AR Car Insurance (2021)

Hickory Ridge, Arkansas car insurance rates average $345 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Hickory Ridge, AR companies, you can find cheap Hickory Ridge car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Hickory Ridge, AR are $345/month
  • Average car insurance rates in Hickory Ridge, AR after a DUI are $4,983/year
  • Average car insurance rates in Hickory Ridge, AR for senior drivers are $2,164/year

How do the Hickory Ridge, Arkansas monthly average car insurance rates of $345/month compare to nearby cities like North Little Rock car insurance rates, Jonesboro car insurance rates, and Rogers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hickory Ridge, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Hickory Ridge, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hickory Ridge, Arkansas companies to find the most affordable Hickory Ridge car insurance rates.

Enter your ZIP code above to find cheap Hickory Ridge, AR car insurance quotes today.

What are the minimum Hickory Ridge, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Hickory Ridge, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Hickory Ridge, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hickory Ridge, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Hickory Ridge, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hickory Ridge car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hickory Ridge, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,887 $2,904 $2,584 $2,763 $10,632 $12,742 $3,179 $3,439
Farmers $2,246 $2,240 $2,012 $2,112 $9,142 $9,471 $2,564 $2,705
GEICO $2,710 $2,676 $2,498 $2,428 $7,142 $7,150 $2,668 $2,706
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,946 $2,817 $2,416 $2,514 $11,893 $13,441 $3,528 $3,817
State Farm $1,668 $1,668 $1,492 $1,492 $4,803 $6,038 $1,878 $2,155
Travelers $2,309 $2,354 $2,276 $2,284 $13,403 $21,554 $2,467 $2,857
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in Hickory Ridge, AR?

Hickory Ridge, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Hickory Ridge car insurance rates from multiple Hickory Ridge, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hickory Ridge, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,632 $12,742
Farmers $9,142 $9,471
GEICO $7,142 $7,150
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $11,893 $13,441
State Farm $4,803 $6,038
Travelers $13,403 $21,554
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in Hickory Ridge, AR?

With a little research, seniors can find affordable car insurance in Hickory Ridge, Arkansas. Here’s a look at how the top Hickory Ridge car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hickory Ridge, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,584 $2,763
Farmers $2,012 $2,112
GEICO $2,498 $2,428
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,416 $2,514
State Farm $1,492 $1,492
Travelers $2,276 $2,284
USAA $1,192 $1,200

How does coverage level affect Hickory Ridge, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hickory Ridge, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hickory Ridge, Arkansas

Insurance Company Low Medium High
Allstate $4,986 $5,138 $5,300
Farmers $3,866 $4,021 $4,297
GEICO $3,574 $3,746 $3,921
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,026 $5,335 $5,904
State Farm $2,521 $2,647 $2,781
Travelers $5,887 $6,205 $6,472
USAA $1,989 $2,069 $2,171

How does your driving record affect Hickory Ridge, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Hickory Ridge, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hickory Ridge, Arkansas companies.

Annual Hickory Ridge, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,237 $5,338 $5,925 $5,065
Farmers $3,439 $4,397 $4,291 $4,119
GEICO $2,551 $3,901 $5,792 $2,745
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,683 $6,459 $4,916 $5,629
State Farm $2,432 $2,867 $2,649 $2,649
Travelers $5,187 $5,359 $7,838 $6,369
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect Hickory Ridge, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Hickory Ridge, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Hickory Ridge, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,925
Farmers $4,291
GEICO $5,792
Liberty Mutual $5,070
Nationwide $5,453
Progressive $4,916
State Farm $2,649
Travelers $7,838
USAA $2,912

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How does your credit history affect Hickory Ridge, AR car insurance rates?

Take a look at the data here to see how your Hickory Ridge, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hickory Ridge, Arkansas

Insurance Company Poor Fair Good
Allstate $6,458 $4,953 $4,013
Farmers $4,632 $3,867 $3,685
GEICO $4,489 $3,691 $3,062
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,184 $5,231 $4,849
State Farm $3,837 $2,311 $1,800
Travelers $7,104 $5,924 $5,536
USAA $2,749 $1,878 $1,602

How does your commute affect Hickory Ridge, AR car insurance rates?

Hickory Ridge, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hickory Ridge if you’re financing.

Annual Car Insurance Rates by Commute Length in Hickory Ridge, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,141 $5,141
Farmers $4,062 $4,062
GEICO $3,720 $3,775
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,422 $5,422
State Farm $2,586 $2,713
Travelers $6,188 $6,188
USAA $2,017 $2,135

Who has the cheapest Hickory Ridge, AR car insurance rates?

Here’s a breakdown of Hickory Ridge, Arkansas car insurance rates by company. You can see which company offers the cheapest Hickory Ridge car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hickory Ridge, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Hickory Ridge, AR car insurance companies?

Which Hickory Ridge, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Hickory Ridge companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hickory Ridge, Arkansas

Insurance Company Average Annual Rates
Allstate $5,141
Farmers $4,062
GEICO $3,747
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,422
State Farm $2,649
Travelers $6,188
USAA $2,076

What factors affect Hickory Ridge, AR car insurance rates?

Why are Hickory Ridge, Arkansas car insurance rates different than rates in North Little Rock or Jonesboro? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hickory Ridge, AR?

More time spent behind the wheel can lead to higher Hickory Ridge, Arkansas car insurance rates. In Hickory Ridge, AR, the average commute length is 36.4 minutes.

Car Insurance Quotes for Hickory Ridge, AR

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