Cheap Quotes for Hertford, NC Car Insurance (2021)

Hertford, North Carolina car insurance rates average $300 a month and North Carolina law requires coverage of at least 30/60/25. By comparing rates from multiple Hertford, NC companies, you can find cheap Hertford car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Hertford has an average commute time of 25.6 minutes
  • Average car insurance rates in Hertford, NC for senior drivers are $2,737/year
  • The cheapest car insurance company in Hertford is Liberty Mutual

How do the Hertford, North Carolina monthly average car insurance rates of $300/month compare to nearby cities like Concord car insurance rates, Cary car insurance rates, and Durham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hertford, NC.

We’ll cover the North Carolina minimum coverage requirements, North Carolina car insurance laws, and Hertford, NC statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hertford, North Carolina companies to find the most affordable Hertford car insurance rates.

Enter your ZIP code above to find cheap Hertford, NC car insurance quotes today.

What are the minimum Hertford, NC car insurance requirements?

To meet North Carolina minimum car insurance coverage requirements, Hertford, NC drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Hertford, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hertford, NC car insurance rates?

Three of the criteria that most affect car insurance rates in Hertford, North Carolina are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hertford car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hertford, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,780 $5,780 $4,761 $4,761 $13,428 $13,428 $5,894 $5,894
GEICO $2,643 $2,595 $2,592 $2,547 $4,587 $4,548 $2,332 $2,319
Liberty Mutual $1,972 $1,972 $2,041 $2,041 $3,345 $3,345 $1,972 $1,972
Nationwide $2,632 $2,632 $2,632 $2,632 $4,326 $4,326 $2,632 $2,632
Progressive $1,886 $1,886 $1,683 $1,683 $4,368 $4,368 $2,138 $2,138
State Farm $2,968 $2,968 $2,565 $2,565 $4,357 $4,357 $3,673 $3,673
Travelers $2,928 $2,928 $2,904 $2,904 $4,765 $4,765 $3,006 $3,006

How much do teen drivers pay for car insurance in Hertford, NC?

Hertford, North Carolina car insurance rates for teens are often higher than rates for other drivers. Compare Hertford car insurance rates from multiple Hertford, North Carolina car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hertford, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,428 $13,428
GEICO $4,587 $4,548
Liberty Mutual $3,345 $3,345
Nationwide $4,326 $4,326
Progressive $4,368 $4,368
State Farm $4,357 $4,357
Travelers $4,765 $4,765

How much do senior drivers pay for car insurance in Hertford, NC?

With a little research, seniors can find affordable car insurance in Hertford, North Carolina. Here’s a look at how the top Hertford car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hertford, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,761 $4,761
GEICO $2,592 $2,547
Liberty Mutual $2,041 $2,041
Nationwide $2,632 $2,632
Progressive $1,683 $1,683
State Farm $2,565 $2,565
Travelers $2,904 $2,904

How does coverage level affect Hertford, NC car insurance rates?

How much coverage do you need? Are you comfortable with the North Carolina minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hertford, NC car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hertford, North Carolina

Insurance Company Low Medium High
Allstate $7,215 $7,442 $7,741
GEICO $2,892 $3,011 $3,158
Liberty Mutual $2,231 $2,320 $2,447
Nationwide $2,938 $3,043 $3,185
Progressive $2,400 $2,506 $2,650
State Farm $3,269 $3,376 $3,527
Travelers $3,273 $3,386 $3,544

How does your driving record affect Hertford, NC car insurance rates?

Safe driving pays off. The more traffic violations you have in Hertford, NC, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hertford, North Carolina companies.

Annual Hertford, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,004 $7,110 $13,301 $5,448
GEICO $1,563 $2,348 $5,990 $2,180
Liberty Mutual $1,376 $1,777 $4,402 $1,777
Nationwide $1,780 $2,314 $5,812 $2,314
Progressive $1,161 $1,710 $5,544 $1,660
State Farm $1,845 $2,612 $6,494 $2,612
Travelers $2,002 $2,645 $6,354 $2,602

How does a DUI affect Hertford, NC car insurance rates?

With even one DUI on your record, you can see an increase in your Hertford, NC car insurance rates.

Annual Car Insurance Rates After a DUI in Hertford, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,301
GEICO $5,990
Liberty Mutual $4,402
Nationwide $5,812
Progressive $5,544
State Farm $6,494
Travelers $6,354

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How does your credit history affect Hertford, NC car insurance rates?

Take a look at the data here to see how your Hertford, North Carolina car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hertford, North Carolina

Insurance Company Poor Fair Good
Allstate $10,161 $6,531 $5,705
GEICO $3,263 $3,005 $2,794
Liberty Mutual $2,333 $2,333 $2,333
Nationwide $3,055 $3,055 $3,055
Progressive $2,897 $2,460 $2,199
State Farm $4,772 $3,042 $2,358
Travelers $3,636 $3,303 $3,264

How does your commute affect Hertford, NC car insurance rates?

Hertford, NC car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Carolina can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hertford if you’re financing.

Annual Car Insurance Rates by Commute Length in Hertford, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,466 $7,466
GEICO $3,020 $3,020
Liberty Mutual $2,333 $2,333
Nationwide $3,055 $3,055
Progressive $2,519 $2,519
State Farm $3,358 $3,424
Travelers $3,401 $3,401

Who has the cheapest Hertford, NC car insurance rates?

Here’s a breakdown of Hertford, North Carolina car insurance rates by company. You can see which company offers the cheapest Hertford car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hertford, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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What are the top Hertford, NC car insurance companies?

Which Hertford, North Carolina car insurance company will best fit your needs and budget? Check out this comparison of the top Hertford companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hertford, North Carolina

Insurance Company Average Annual Rates
Allstate $7,466
GEICO $3,020
Liberty Mutual $2,333
Nationwide $3,055
Progressive $2,519
State Farm $3,391
Travelers $3,401

What factors affect Hertford, NC car insurance rates?

Why are Hertford, North Carolina car insurance rates different than rates in Concord or Cary? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hertford, NC?

More time spent behind the wheel can lead to higher Hertford, North Carolina car insurance rates. In Hertford, NC, the average commute length is 25.6 minutes.

Car Insurance Quotes for Hertford, NC

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