Cheap Quotes for Hertel, WI Car Insurance (2021)

Hertel, Wisconsin car insurance rates average $279 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Hertel, WI companies, you can find cheap Hertel car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Hertel is American Family
  • Average car insurance rates in Hertel, WI for senior drivers are $1,896/year
  • Average car insurance rates in Hertel, WI after a DUI are $3,694/year

How do the Hertel, Wisconsin monthly average car insurance rates of $279/month compare to nearby cities like Waukesha car insurance rates, Eau Claire car insurance rates, and La Crosse car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hertel, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Hertel, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hertel, Wisconsin companies to find the most affordable Hertel car insurance rates.

Enter your ZIP code above to find cheap Hertel, WI car insurance quotes today.

What are the minimum Hertel, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Hertel, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Hertel, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Hertel, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Hertel, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hertel car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hertel, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,375 $2,513 $2,182 $2,419 $7,429 $9,540 $2,426 $2,640
American Family $1,048 $1,101 $975 $988 $2,894 $3,209 $1,234 $1,318
Farmers $2,455 $2,467 $2,192 $2,292 $10,524 $10,935 $2,781 $2,954
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $2,256 $2,483 $1,830 $2,094 $6,610 $7,444 $2,404 $2,628
Nationwide $4,174 $4,411 $3,433 $3,630 $8,237 $12,554 $5,058 $6,077
Progressive $2,382 $2,315 $1,949 $2,006 $8,095 $9,206 $2,865 $3,089
State Farm $1,354 $1,354 $1,199 $1,199 $3,778 $4,790 $1,525 $1,733
USAA $1,426 $1,429 $1,283 $1,315 $3,556 $4,148 $1,860 $2,053

How much do teen drivers pay for car insurance in Hertel, WI?

Hertel, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Hertel car insurance rates from multiple Hertel, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hertel, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,429 $9,540
American Family $2,894 $3,209
Farmers $10,524 $10,935
GEICO $4,697 $5,064
Liberty Mutual $6,610 $7,444
Nationwide $8,237 $12,554
Progressive $8,095 $9,206
State Farm $3,778 $4,790
USAA $3,556 $4,148

How much do senior drivers pay for car insurance in Hertel, WI?

With a little research, seniors can find affordable car insurance in Hertel, Wisconsin. Here’s a look at how the top Hertel car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hertel, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,182 $2,419
American Family $975 $988
Farmers $2,192 $2,292
GEICO $1,472 $1,670
Liberty Mutual $1,830 $2,094
Nationwide $3,433 $3,630
Progressive $1,949 $2,006
State Farm $1,199 $1,199
USAA $1,283 $1,315

How does coverage level affect Hertel, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hertel, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hertel, Wisconsin

Insurance Company Low Medium High
Allstate $3,772 $3,931 $4,119
American Family $1,581 $1,610 $1,597
Farmers $4,316 $4,548 $4,860
GEICO $2,196 $2,331 $2,470
Liberty Mutual $3,234 $3,494 $3,678
Nationwide $5,795 $5,943 $6,102
Progressive $3,802 $4,012 $4,152
State Farm $1,999 $2,123 $2,227
USAA $2,063 $2,135 $2,203

How does your driving record affect Hertel, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Hertel, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hertel, Wisconsin companies.

Annual Hertel, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,238 $4,428 $4,117 $3,979
American Family $1,526 $1,619 $1,619 $1,619
Farmers $4,000 $5,000 $4,754 $4,545
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,679 $3,726 $3,918 $3,552
Nationwide $5,027 $5,816 $7,129 $5,816
Progressive $3,670 $4,379 $3,792 $4,113
State Farm $1,952 $2,281 $2,116 $2,116
USAA $1,675 $2,103 $2,849 $1,908

How does a DUI affect Hertel, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Hertel, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Hertel, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,117
American Family $1,619
Farmers $4,754
GEICO $2,949
Liberty Mutual $3,918
Nationwide $7,129
Progressive $3,792
State Farm $2,116
USAA $2,849

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Hertel, WI car insurance rates?

Take a look at the data here to see how your Hertel, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hertel, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,182 $3,559 $3,081
American Family $2,134 $1,408 $1,245
Farmers $5,201 $4,353 $4,170
GEICO $3,065 $2,183 $1,750
Liberty Mutual $5,043 $2,993 $2,370
Nationwide $6,686 $5,577 $5,577
Progressive $4,605 $3,830 $3,531
State Farm $3,157 $1,812 $1,380
USAA $3,303 $1,725 $1,373

How does your commute affect Hertel, WI car insurance rates?

Hertel, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hertel if you’re financing.

Annual Car Insurance Rates by Commute Length in Hertel, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,846 $4,036
American Family $1,569 $1,623
Farmers $4,575 $4,575
GEICO $2,281 $2,384
Liberty Mutual $3,469 $3,469
Nationwide $5,947 $5,947
Progressive $3,988 $3,988
State Farm $2,064 $2,169
USAA $2,106 $2,162

Who has the cheapest Hertel, WI car insurance rates?

Here’s a breakdown of Hertel, Wisconsin car insurance rates by company. You can see which company offers the cheapest Hertel car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hertel, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Hertel, WI car insurance companies?

Which Hertel, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Hertel companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hertel, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,941
American Family $1,596
Farmers $4,575
GEICO $2,333
Liberty Mutual $3,469
Nationwide $5,947
Progressive $3,988
State Farm $2,116
USAA $2,134

Car Insurance Quotes for Hertel, WI

Shop for affordable Hertel, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Hertel, WI car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption