Cheap Quotes for Herbster, WI Car Insurance (2021)

Herbster, Wisconsin car insurance rates average $261 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Herbster, WI companies, you can find cheap Herbster car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Herbster, WI are $261/month
  • Average car insurance rates in Herbster, WI after a DUI are $3,479/year
  • The cheapest car insurance company in Herbster is American Family

How do the Herbster, Wisconsin monthly average car insurance rates of $261/month compare to nearby cities like Milwaukee car insurance rates, Waukesha car insurance rates, and Eau Claire car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Herbster, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Herbster, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Herbster, Wisconsin companies to find the most affordable Herbster car insurance rates.

Enter your ZIP code above to find cheap Herbster, WI car insurance quotes today.

What are the minimum Herbster, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Herbster, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Herbster, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Herbster, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Herbster, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Herbster car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Herbster, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,430 $2,576 $2,225 $2,469 $7,441 $9,557 $2,489 $2,712
American Family $1,038 $1,089 $963 $975 $2,807 $3,118 $1,223 $1,307
Farmers $1,896 $1,898 $1,689 $1,777 $8,460 $8,755 $2,154 $2,276
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,923 $2,110 $1,564 $1,782 $5,719 $6,425 $2,046 $2,231
Nationwide $4,250 $4,485 $3,490 $3,689 $8,380 $12,765 $5,145 $6,179
Progressive $1,973 $1,903 $1,615 $1,669 $7,081 $8,025 $2,379 $2,586
State Farm $1,398 $1,398 $1,226 $1,226 $3,768 $4,781 $1,571 $1,789
USAA $1,441 $1,445 $1,296 $1,329 $3,588 $4,188 $1,882 $2,078

How much do teen drivers pay for car insurance in Herbster, WI?

Herbster, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Herbster car insurance rates from multiple Herbster, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Herbster, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,441 $9,557
American Family $2,807 $3,118
Farmers $8,460 $8,755
GEICO $4,697 $5,064
Liberty Mutual $5,719 $6,425
Nationwide $8,380 $12,765
Progressive $7,081 $8,025
State Farm $3,768 $4,781
USAA $3,588 $4,188

How much do senior drivers pay for car insurance in Herbster, WI?

With a little research, seniors can find affordable car insurance in Herbster, Wisconsin. Here’s a look at how the top Herbster car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Herbster, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,225 $2,469
American Family $963 $975
Farmers $1,689 $1,777
GEICO $1,472 $1,670
Liberty Mutual $1,564 $1,782
Nationwide $3,490 $3,689
Progressive $1,615 $1,669
State Farm $1,226 $1,226
USAA $1,296 $1,329

How does coverage level affect Herbster, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Herbster, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Herbster, Wisconsin

Insurance Company Low Medium High
Allstate $3,826 $3,978 $4,158
American Family $1,554 $1,579 $1,563
Farmers $3,388 $3,591 $3,861
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,774 $3,000 $3,152
Nationwide $5,905 $6,045 $6,194
Progressive $3,256 $3,425 $3,530
State Farm $2,047 $2,150 $2,237
USAA $2,086 $2,157 $2,225

How does your driving record affect Herbster, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Herbster, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Herbster, Wisconsin companies.

Annual Herbster, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $4,482 $4,158 $4,022
American Family $1,497 $1,588 $1,588 $1,588
Farmers $3,157 $3,965 $3,752 $3,578
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,294 $3,201 $3,359 $3,046
Nationwide $5,112 $5,915 $7,250 $5,915
Progressive $3,125 $3,754 $3,233 $3,502
State Farm $1,987 $2,303 $2,145 $2,145
USAA $1,693 $2,124 $2,878 $1,928

How does a DUI affect Herbster, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Herbster, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Herbster, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
American Family $1,588
Farmers $3,752
GEICO $2,949
Liberty Mutual $3,359
Nationwide $7,250
Progressive $3,233
State Farm $2,145
USAA $2,878

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How does your credit history affect Herbster, WI car insurance rates?

Take a look at the data here to see how your Herbster, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Herbster, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,245 $3,601 $3,116
American Family $2,092 $1,382 $1,222
Farmers $4,101 $3,444 $3,296
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,317 $2,572 $2,036
Nationwide $6,800 $5,672 $5,672
Progressive $3,904 $3,275 $3,031
State Farm $3,200 $1,836 $1,398
USAA $3,339 $1,743 $1,386

How does your commute affect Herbster, WI car insurance rates?

Herbster, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Herbster if you’re financing.

Annual Car Insurance Rates by Commute Length in Herbster, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,891 $4,084
American Family $1,539 $1,591
Farmers $3,613 $3,613
GEICO $2,281 $2,384
Liberty Mutual $2,975 $2,975
Nationwide $6,048 $6,048
Progressive $3,404 $3,404
State Farm $2,093 $2,196
USAA $2,128 $2,184

Who has the cheapest Herbster, WI car insurance rates?

Here’s a breakdown of Herbster, Wisconsin car insurance rates by company. You can see which company offers the cheapest Herbster car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Herbster, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Herbster, WI car insurance companies?

Which Herbster, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Herbster companies to find the one for you.

Average Annual Car Insurance Rates by Company in Herbster, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,987
American Family $1,565
Farmers $3,613
GEICO $2,333
Liberty Mutual $2,975
Nationwide $6,048
Progressive $3,404
State Farm $2,145
USAA $2,156

What factors affect Herbster, WI car insurance rates?

Why are Herbster, Wisconsin car insurance rates different than rates in Milwaukee or Waukesha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Herbster, WI?

More time spent behind the wheel can lead to higher Herbster, Wisconsin car insurance rates. In Herbster, WI, the average commute length is 35.5 minutes.

Car Insurance Quotes for Herbster, WI

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