Cheap Quotes for Henderson, AR Car Insurance (2021)

Henderson, Arkansas car insurance rates average $321 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Henderson, AR companies, you can find cheap Henderson car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Henderson, AR are $321/month
  • Average car insurance rates in Henderson, AR for senior drivers are $2,010/year
  • The cheapest car insurance company in Henderson is USAA

How do the Henderson, Arkansas monthly average car insurance rates of $321/month compare to nearby cities like Jonesboro car insurance rates, Fayetteville car insurance rates, and North Little Rock car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Henderson, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Henderson, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Henderson, Arkansas companies to find the most affordable Henderson car insurance rates.

Enter your ZIP code above to find cheap Henderson, AR car insurance quotes today.

What are the minimum Henderson, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Henderson, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Henderson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Henderson, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Henderson, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Henderson car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Henderson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,612 $2,642 $2,322 $2,483 $9,138 $10,907 $2,899 $3,155
Farmers $2,175 $2,162 $1,944 $2,045 $9,150 $9,469 $2,503 $2,644
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,676 $2,536 $2,193 $2,301 $11,395 $12,830 $3,206 $3,482
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,156 $2,196 $2,136 $2,140 $12,586 $20,171 $2,311 $2,667
USAA $1,259 $1,272 $1,167 $1,176 $3,902 $4,090 $1,616 $1,744

How much do teen drivers pay for car insurance in Henderson, AR?

Henderson, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Henderson car insurance rates from multiple Henderson, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Henderson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,138 $10,907
Farmers $9,150 $9,469
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $6,624 $8,442
Progressive $11,395 $12,830
State Farm $4,447 $5,591
Travelers $12,586 $20,171
USAA $3,902 $4,090

How much do senior drivers pay for car insurance in Henderson, AR?

With a little research, seniors can find affordable car insurance in Henderson, Arkansas. Here’s a look at how the top Henderson car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Henderson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,483
Farmers $1,944 $2,045
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,440 $2,578
Progressive $2,193 $2,301
State Farm $1,395 $1,395
Travelers $2,136 $2,140
USAA $1,167 $1,176

How does coverage level affect Henderson, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Henderson, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Henderson, Arkansas

Insurance Company Low Medium High
Allstate $4,405 $4,517 $4,637
Farmers $3,822 $3,972 $4,241
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $4,022 $3,922 $4,073
Progressive $4,730 $5,005 $5,497
State Farm $2,351 $2,463 $2,585
Travelers $5,529 $5,812 $6,046
USAA $1,948 $2,021 $2,116

How does your driving record affect Henderson, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Henderson, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Henderson, Arkansas companies.

Annual Henderson, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,756 $4,691 $5,178 $4,453
Farmers $3,384 $4,346 $4,243 $4,073
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,373 $6,088 $4,595 $5,253
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,854 $5,015 $7,349 $5,963
USAA $1,562 $1,974 $2,845 $1,732

How does a DUI affect Henderson, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Henderson, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Henderson, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,178
Farmers $4,243
GEICO $4,978
Liberty Mutual $4,645
Nationwide $5,453
Progressive $4,595
State Farm $2,466
Travelers $7,349
USAA $2,845

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Henderson, AR car insurance rates?

Take a look at the data here to see how your Henderson, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Henderson, Arkansas

Insurance Company Poor Fair Good
Allstate $5,680 $4,346 $3,533
Farmers $4,568 $3,824 $3,642
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,733 $3,811 $3,473
Progressive $5,758 $4,909 $4,565
State Farm $3,570 $2,152 $1,677
Travelers $6,649 $5,550 $5,187
USAA $2,687 $1,834 $1,563

How does your commute affect Henderson, AR car insurance rates?

Henderson, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Henderson if you’re financing.

Annual Car Insurance Rates by Commute Length in Henderson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,520 $4,520
Farmers $4,011 $4,011
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $4,006 $4,006
Progressive $5,077 $5,077
State Farm $2,408 $2,524
Travelers $5,795 $5,795
USAA $1,971 $2,086

Who has the cheapest Henderson, AR car insurance rates?

Here’s a breakdown of Henderson, Arkansas car insurance rates by company. You can see which company offers the cheapest Henderson car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Henderson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Henderson, AR car insurance companies?

Which Henderson, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Henderson companies to find the one for you.

Average Annual Car Insurance Rates by Company in Henderson, Arkansas

Insurance Company Average Annual Rates
Allstate $4,520
Farmers $4,011
GEICO $3,209
Liberty Mutual $3,587
Nationwide $4,006
Progressive $5,077
State Farm $2,466
Travelers $5,795
USAA $2,028

Car Insurance Quotes for Henderson, AR

Shop for affordable Henderson, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple Henderson, AR car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption