Cheap Quotes for Henagar, AL Car Insurance (2021)

Henagar, Alabama car insurance rates average $292 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Henagar, AL companies, you can find cheap Henagar car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Henagar, AL after a DUI are $3,993/year
  • Henagar has an average commute time of 26.2 minutes
  • Average car insurance rates in Henagar, AL for senior drivers are $1,855/year

How do the Henagar, Alabama monthly average car insurance rates of $292/month compare to nearby cities like Madison car insurance rates, Birmingham car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Henagar, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Henagar, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Henagar, Alabama companies to find the most affordable Henagar car insurance rates.

Enter your ZIP code above to find cheap Henagar, AL car insurance quotes today.

What are the minimum Henagar, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Henagar, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Henagar, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Henagar, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Henagar, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Henagar car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Henagar, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,840 $1,761 $1,662 $1,694 $6,178 $6,642 $2,069 $2,119
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,031 $3,273 $2,482 $2,772 $11,133 $12,376 $3,233 $3,450
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,232 $2,108 $1,826 $1,944 $8,868 $9,917 $2,618 $2,789
State Farm $2,639 $2,639 $2,385 $2,385 $7,992 $9,991 $2,981 $3,452
Travelers $1,508 $1,531 $1,414 $1,408 $7,950 $12,412 $1,429 $1,646
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

How much do teen drivers pay for car insurance in Henagar, AL?

Henagar, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Henagar car insurance rates from multiple Henagar, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Henagar, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,178 $6,642
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,133 $12,376
Nationwide $4,394 $5,642
Progressive $8,868 $9,917
State Farm $7,992 $9,991
Travelers $7,950 $12,412
USAA $3,657 $4,056

How much do senior drivers pay for car insurance in Henagar, AL?

With a little research, seniors can find affordable car insurance in Henagar, Alabama. Here’s a look at how the top Henagar car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Henagar, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,662 $1,694
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,482 $2,772
Nationwide $1,523 $1,574
Progressive $1,826 $1,944
State Farm $2,385 $2,385
Travelers $1,414 $1,408
USAA $1,149 $1,126

How does coverage level affect Henagar, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Henagar, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Henagar, Alabama

Insurance Company Low Medium High
Allstate $2,898 $2,989 $3,099
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $4,988 $5,195 $5,473
Nationwide $2,532 $2,529 $2,590
Progressive $3,656 $4,016 $4,441
State Farm $4,086 $4,302 $4,537
Travelers $3,502 $3,735 $3,750
USAA $1,905 $1,965 $2,056

How does your driving record affect Henagar, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Henagar, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Henagar, Alabama companies.

Annual Henagar, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,563 $3,004 $3,534 $2,881
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,089 $5,702 $5,570 $5,514
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,659 $4,570 $3,902 $4,018
State Farm $3,888 $4,822 $4,261 $4,261
Travelers $3,048 $3,200 $4,682 $3,720
USAA $1,520 $1,908 $2,828 $1,644

How does a DUI affect Henagar, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Henagar, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Henagar, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,534
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,570
Nationwide $3,238
Progressive $3,902
State Farm $4,261
Travelers $4,682
USAA $2,828

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How does your credit history affect Henagar, AL car insurance rates?

Take a look at the data here to see how your Henagar, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Henagar, Alabama

Insurance Company Poor Fair Good
Allstate $3,711 $2,902 $2,373
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,478 $4,583 $3,595
Nationwide $3,075 $2,402 $2,174
Progressive $4,578 $3,901 $3,633
State Farm $6,983 $3,537 $2,404
Travelers $3,997 $3,463 $3,527
USAA $2,655 $1,728 $1,543

How does your commute affect Henagar, AL car insurance rates?

Henagar, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Henagar if you’re financing.

Annual Car Insurance Rates by Commute Length in Henagar, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,995 $2,995
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,219 $5,219
Nationwide $2,550 $2,550
Progressive $4,038 $4,038
State Farm $4,206 $4,410
Travelers $3,662 $3,662
USAA $1,885 $2,065

Who has the cheapest Henagar, AL car insurance rates?

Here’s a breakdown of Henagar, Alabama car insurance rates by company. You can see which company offers the cheapest Henagar car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Henagar, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Henagar, AL car insurance companies?

Which Henagar, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Henagar companies to find the one for you.

Average Annual Car Insurance Rates by Company in Henagar, Alabama

Insurance Company Average Annual Rates
Allstate $2,995
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,219
Nationwide $2,550
Progressive $4,038
State Farm $4,308
Travelers $3,662
USAA $1,975

What factors affect Henagar, AL car insurance rates?

Why are Henagar, Alabama car insurance rates different than rates in Madison or Birmingham? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Henagar, AL?

FBI statistics show that the Henagar, Alabama car theft rate is 2 thefts each year. High theft rates can lead to higher than average Henagar, AL car insurance rates.

How long is the average commute in Henagar, AL?

More time spent behind the wheel can lead to higher Henagar, Alabama car insurance rates. In Henagar, AL, the average commute length is 26.2 minutes.

Car Insurance Quotes for Henagar, AL

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