Cheap Quotes for Hemingford, NE Car Insurance (2021)

Hemingford, Nebraska car insurance rates average $299 a month and Nebraska law requires coverage of at least 25/50/25. By comparing rates from multiple Hemingford, NE companies, you can find cheap Hemingford car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Hemingford is American Family
  • Hemingford has an average commute time of 18.6 minutes
  • Average car insurance rates in Hemingford, NE for senior drivers are $2,093/year

How do the Hemingford, Nebraska monthly average car insurance rates of $299/month compare to nearby cities like Bellevue car insurance rates, Kearney car insurance rates, and Norfolk car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hemingford, NE.

We’ll cover the Nebraska minimum coverage requirements, Nebraska car insurance laws, and Hemingford, NE statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hemingford, Nebraska companies to find the most affordable Hemingford car insurance rates.

Enter your ZIP code above to find cheap Hemingford, NE car insurance quotes today.

What are the minimum Hemingford, NE car insurance requirements?

To meet Nebraska minimum car insurance coverage requirements, Hemingford, NE drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Hemingford, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hemingford, NE car insurance rates?

Three of the criteria that most affect car insurance rates in Hemingford, Nebraska are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hemingford car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hemingford, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,746 $1,746 $1,587 $1,587 $2,898 $4,234 $1,707 $1,843
Farmers $2,236 $2,223 $2,006 $2,113 $8,449 $8,700 $2,522 $2,634
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,568 $3,876 $2,812 $3,418 $14,887 $16,723 $3,765 $4,186
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,313 $2,255 $1,895 $1,961 $8,434 $9,544 $2,778 $2,974
State Farm $1,645 $1,645 $1,423 $1,423 $4,209 $5,408 $1,810 $2,050
USAA $1,424 $1,430 $1,281 $1,337 $4,260 $5,137 $1,862 $2,096

How much do teen drivers pay for car insurance in Hemingford, NE?

Hemingford, Nebraska car insurance rates for teens are often higher than rates for other drivers. Compare Hemingford car insurance rates from multiple Hemingford, Nebraska car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hemingford, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,898 $4,234
Farmers $8,449 $8,700
GEICO $7,445 $9,812
Liberty Mutual $14,887 $16,723
Nationwide $3,970 $4,975
Progressive $8,434 $9,544
State Farm $4,209 $5,408
USAA $4,260 $5,137

How much do senior drivers pay for car insurance in Hemingford, NE?

With a little research, seniors can find affordable car insurance in Hemingford, Nebraska. Here’s a look at how the top Hemingford car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hemingford, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,587 $1,587
Farmers $2,006 $2,113
GEICO $3,747 $3,606
Liberty Mutual $2,812 $3,418
Nationwide $1,592 $1,711
Progressive $1,895 $1,961
State Farm $1,423 $1,423
USAA $1,281 $1,337

How does coverage level affect Hemingford, NE car insurance rates?

How much coverage do you need? Are you comfortable with the Nebraska minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hemingford, NE car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hemingford, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,156 $2,233 $2,116
Farmers $3,703 $3,808 $4,069
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,500 $6,625 $6,839
Nationwide $2,570 $2,502 $2,471
Progressive $3,866 $4,010 $4,181
State Farm $2,370 $2,448 $2,537
USAA $2,284 $2,350 $2,427

How does your driving record affect Hemingford, NE car insurance rates?

Safe driving pays off. The more traffic violations you have in Hemingford, NE, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hemingford, Nebraska companies.

Annual Hemingford, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,122 $2,306 $2,122 $2,122
Farmers $3,270 $4,187 $4,084 $3,901
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,717 $6,708 $7,298 $6,895
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,425 $4,985 $3,826 $3,842
State Farm $2,296 $2,607 $2,451 $2,451
USAA $1,792 $2,242 $3,351 $2,029

How does a DUI affect Hemingford, NE car insurance rates?

With even one DUI on your record, you can see an increase in your Hemingford, NE car insurance rates.

Annual Car Insurance Rates After a DUI in Hemingford, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,122
Farmers $4,084
GEICO $6,834
Liberty Mutual $7,298
Nationwide $3,695
Progressive $3,826
State Farm $2,451
USAA $3,351

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How does your credit history affect Hemingford, NE car insurance rates?

Take a look at the data here to see how your Hemingford, Nebraska car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hemingford, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,901 $1,988 $1,617
Farmers $4,425 $3,666 $3,490
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,634 $5,782 $4,547
Nationwide $3,030 $2,399 $2,114
Progressive $4,641 $3,863 $3,553
State Farm $3,562 $2,135 $1,657
USAA $3,151 $2,118 $1,791

How does your commute affect Hemingford, NE car insurance rates?

Hemingford, NE car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Nebraska can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hemingford if you’re financing.

Annual Car Insurance Rates by Commute Length in Hemingford, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,151 $2,186
Farmers $3,860 $3,860
GEICO $4,799 $4,953
Liberty Mutual $6,654 $6,654
Nationwide $2,515 $2,515
Progressive $4,019 $4,019
State Farm $2,388 $2,514
USAA $2,325 $2,381

Who has the cheapest Hemingford, NE car insurance rates?

Here’s a breakdown of Hemingford, Nebraska car insurance rates by company. You can see which company offers the cheapest Hemingford car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hemingford, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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What are the top Hemingford, NE car insurance companies?

Which Hemingford, Nebraska car insurance company will best fit your needs and budget? Check out this comparison of the top Hemingford companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hemingford, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,168
Farmers $3,860
GEICO $4,876
Liberty Mutual $6,654
Nationwide $2,515
Progressive $4,019
State Farm $2,451
USAA $2,353

What factors affect Hemingford, NE car insurance rates?

Why are Hemingford, Nebraska car insurance rates different than rates in Bellevue or Kearney? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hemingford, NE?

More time spent behind the wheel can lead to higher Hemingford, Nebraska car insurance rates. In Hemingford, NE, the average commute length is 18.6 minutes.

Car Insurance Quotes for Hemingford, NE

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