Cheap Quotes for Hemet, CA Car Insurance (2021)

Hemet, California car insurance rates average $298 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Hemet, CA companies, you can find cheap Hemet car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Hemet, CA for senior drivers are $2,144/year
  • Average car insurance rates in Hemet, CA after a DUI are $5,025/year
  • Average car insurance rates in Hemet, CA are $298/month

How do the Hemet, California monthly average car insurance rates of $298/month compare to nearby cities like Long Beach car insurance rates, Sacramento car insurance rates, and San Francisco car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hemet, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Hemet, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hemet, California companies to find the most affordable Hemet car insurance rates.

Enter your ZIP code above to find cheap Hemet, CA car insurance quotes today.

What are the minimum Hemet, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Hemet, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Hemet, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Average Hemet, CA Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Hemet, CA you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Hemet, California

ZIP Code Average Annual Rates
92543 $4,878
92545 $4,978

How do age, gender, and marital status affect Hemet, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Hemet, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hemet car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hemet, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,793 $2,798 $2,041 $2,060 $7,778 $9,796 $3,577 $3,936
Farmers $2,543 $2,543 $2,295 $2,295 $8,084 $13,219 $3,010 $3,351
GEICO $1,831 $1,832 $1,723 $1,723 $5,561 $5,651 $2,629 $2,685
Liberty Mutual $2,208 $2,086 $2,058 $1,990 $4,774 $5,101 $2,483 $2,514
Nationwide $3,156 $3,010 $2,773 $2,612 $8,039 $8,880 $3,760 $3,708
Progressive $1,674 $1,722 $1,435 $1,697 $4,478 $5,387 $2,422 $2,603
State Farm $3,357 $3,357 $3,000 $3,000 $6,185 $7,688 $3,714 $3,828
Travelers $2,393 $2,317 $2,117 $2,094 $4,926 $5,647 $3,113 $3,045
USAA $1,881 $1,781 $1,836 $1,843 $4,289 $4,315 $2,603 $2,459

How much do teen drivers pay for car insurance in Hemet, CA?

Hemet, California car insurance rates for teens are often higher than rates for other drivers. Compare Hemet car insurance rates from multiple Hemet, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hemet, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,778 $9,796
Farmers $8,084 $13,219
GEICO $5,561 $5,651
Liberty Mutual $4,774 $5,101
Nationwide $8,039 $8,880
Progressive $4,478 $5,387
State Farm $6,185 $7,688
Travelers $4,926 $5,647
USAA $4,289 $4,315

How much do senior drivers pay for car insurance in Hemet, CA?

With a little research, seniors can find affordable car insurance in Hemet, California. Here’s a look at how the top Hemet car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hemet, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,041 $2,060
Farmers $2,295 $2,295
GEICO $1,723 $1,723
Liberty Mutual $2,058 $1,990
Nationwide $2,773 $2,612
Progressive $1,435 $1,697
State Farm $3,000 $3,000
Travelers $2,117 $2,094
USAA $1,836 $1,843

How does coverage level affect Hemet, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hemet, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hemet, California

Insurance Company Low Medium High
Allstate $4,124 $4,384 $4,534
Farmers $4,337 $4,704 $4,962
GEICO $2,651 $2,991 $3,221
Liberty Mutual $2,692 $2,927 $3,086
Nationwide $4,003 $4,571 $4,902
Progressive $2,378 $2,760 $2,893
State Farm $3,821 $4,342 $4,635
Travelers $2,810 $3,290 $3,520
USAA $2,382 $2,677 $2,819

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How does your driving record affect Hemet, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Hemet, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hemet, California companies.

Annual Hemet, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,622 $4,408 $6,919 $3,441
Farmers $3,453 $4,700 $5,851 $4,666
GEICO $2,066 $3,188 $4,001 $2,563
Liberty Mutual $2,519 $3,373 $3,046 $2,669
Nationwide $3,135 $4,020 $6,794 $4,020
Progressive $1,750 $2,979 $3,459 $2,520
State Farm $3,044 $3,631 $6,856 $3,533
Travelers $2,143 $3,484 $4,051 $3,147
USAA $1,745 $2,598 $4,249 $1,912

How does a DUI affect Hemet, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Hemet, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Hemet, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,919
Farmers $5,851
GEICO $4,001
Liberty Mutual $3,046
Nationwide $6,794
Progressive $3,459
State Farm $6,856
Travelers $4,051
USAA $4,249

How does your commute affect Hemet, CA car insurance rates?

Hemet, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hemet if you’re financing.

Annual Car Insurance Rates by Commute Length in Hemet, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,921 $4,774
Farmers $4,235 $5,100
GEICO $2,684 $3,225
Liberty Mutual $2,663 $3,141
Nationwide $3,965 $5,019
Progressive $2,431 $2,924
State Farm $4,109 $4,423
Travelers $2,886 $3,527
USAA $2,421 $2,831

Who has the cheapest Hemet, CA car insurance rates?

Here’s a breakdown of Hemet, California car insurance rates by company. You can see which company offers the cheapest Hemet car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hemet, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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What are the top Hemet, CA car insurance companies?

Which Hemet, California car insurance company will best fit your needs and budget? Check out this comparison of the top Hemet companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hemet, California

Insurance Company Average Annual Rates
Allstate $4,348
Farmers $4,667
GEICO $2,954
Liberty Mutual $2,902
Nationwide $4,492
Progressive $2,677
State Farm $4,266
Travelers $3,207
USAA $2,626

What factors affect Hemet, CA car insurance rates?

Why are Hemet, California car insurance rates different than rates in Long Beach or Sacramento? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Hemet, CA?

FBI statistics show that the Hemet, California car theft rate is 535 thefts each year. High theft rates can lead to higher than average Hemet, CA car insurance rates.

How long is the average commute in Hemet, CA?

More time spent behind the wheel can lead to higher Hemet, California car insurance rates. In Hemet, CA, the average commute length is 34.9 minutes.

Car Insurance Quotes for Hemet, CA

Shop for affordable Hemet, California car insurance rates today. Enter your ZIP code to compare quotes from multiple Hemet, CA car insurance companies.

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