Cheap Quotes for Heafford Junction, WI Car Insurance (2021)

Heafford Junction, Wisconsin car insurance rates average $297 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Heafford Junction, WI companies, you can find cheap Heafford Junction car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Heafford Junction, WI are $297/month
  • The cheapest car insurance company in Heafford Junction is American Family
  • Average car insurance rates in Heafford Junction, WI for senior drivers are $1,965/year

How do the Heafford Junction, Wisconsin monthly average car insurance rates of $297/month compare to nearby cities like Waukesha car insurance rates, Kenosha car insurance rates, and Milwaukee car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Heafford Junction, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Heafford Junction, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Heafford Junction, Wisconsin companies to find the most affordable Heafford Junction car insurance rates.

Enter your ZIP code above to find cheap Heafford Junction, WI car insurance quotes today.

What are the minimum Heafford Junction, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Heafford Junction, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Heafford Junction, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Heafford Junction, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Heafford Junction, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Heafford Junction car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heafford Junction, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,312 $2,443 $2,127 $2,355 $7,311 $9,374 $2,358 $2,565
American Family $956 $1,001 $892 $902 $2,597 $2,873 $1,122 $1,196
Farmers $1,912 $1,913 $1,699 $1,792 $8,756 $9,068 $2,177 $2,297
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $2,021 $2,210 $1,634 $1,856 $6,508 $7,298 $2,155 $2,349
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $4,289 $4,081 $3,509 $3,668 $16,183 $18,293 $5,140 $5,560
State Farm $1,343 $1,343 $1,183 $1,183 $3,658 $4,644 $1,511 $1,715
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

How much do teen drivers pay for car insurance in Heafford Junction, WI?

Heafford Junction, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Heafford Junction car insurance rates from multiple Heafford Junction, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Heafford Junction, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,311 $9,374
American Family $2,597 $2,873
Farmers $8,756 $9,068
GEICO $4,697 $5,064
Liberty Mutual $6,508 $7,298
Nationwide $8,021 $12,216
Progressive $16,183 $18,293
State Farm $3,658 $4,644
USAA $3,456 $4,029

How much do senior drivers pay for car insurance in Heafford Junction, WI?

With a little research, seniors can find affordable car insurance in Heafford Junction, Wisconsin. Here’s a look at how the top Heafford Junction car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Heafford Junction, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,355
American Family $892 $902
Farmers $1,699 $1,792
GEICO $1,472 $1,670
Liberty Mutual $1,634 $1,856
Nationwide $3,349 $3,542
Progressive $3,509 $3,668
State Farm $1,183 $1,183
USAA $1,252 $1,283

How does coverage level affect Heafford Junction, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Heafford Junction, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Heafford Junction, Wisconsin

Insurance Company Low Medium High
Allstate $3,694 $3,846 $4,026
American Family $1,430 $1,455 $1,443
Farmers $3,454 $3,676 $3,976
GEICO $2,196 $2,331 $2,470
Liberty Mutual $3,042 $3,279 $3,441
Nationwide $5,657 $5,796 $5,940
Progressive $7,080 $7,651 $8,041
State Farm $1,968 $2,078 $2,172
USAA $2,009 $2,079 $2,145

How does your driving record affect Heafford Junction, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Heafford Junction, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Heafford Junction, Wisconsin companies.

Annual Heafford Junction, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,161 $4,330 $4,033 $3,898
American Family $1,381 $1,463 $1,463 $1,463
Farmers $3,234 $4,069 $3,844 $3,661
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,492 $3,522 $3,674 $3,327
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $6,943 $8,425 $7,213 $7,781
State Farm $1,917 $2,228 $2,072 $2,072
USAA $1,633 $2,047 $2,771 $1,860

How does a DUI affect Heafford Junction, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Heafford Junction, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Heafford Junction, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,033
American Family $1,463
Farmers $3,844
GEICO $2,949
Liberty Mutual $3,674
Nationwide $6,950
Progressive $7,213
State Farm $2,072
USAA $2,771

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How does your credit history affect Heafford Junction, WI car insurance rates?

Take a look at the data here to see how your Heafford Junction, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Heafford Junction, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,067 $3,483 $3,017
American Family $1,931 $1,272 $1,125
Farmers $4,196 $3,531 $3,378
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,713 $2,824 $2,225
Nationwide $6,518 $5,437 $5,437
Progressive $8,643 $7,325 $6,803
State Farm $3,091 $1,775 $1,351
USAA $3,216 $1,680 $1,337

How does your commute affect Heafford Junction, WI car insurance rates?

Heafford Junction, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Heafford Junction if you’re financing.

Annual Car Insurance Rates by Commute Length in Heafford Junction, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,763 $3,948
American Family $1,419 $1,466
Farmers $3,702 $3,702
GEICO $2,281 $2,384
Liberty Mutual $3,254 $3,254
Nationwide $5,798 $5,798
Progressive $7,590 $7,590
State Farm $2,022 $2,123
USAA $2,050 $2,105

Who has the cheapest Heafford Junction, WI car insurance rates?

Here’s a breakdown of Heafford Junction, Wisconsin car insurance rates by company. You can see which company offers the cheapest Heafford Junction car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Heafford Junction, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Heafford Junction, WI car insurance companies?

Which Heafford Junction, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Heafford Junction companies to find the one for you.

Average Annual Car Insurance Rates by Company in Heafford Junction, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,856
American Family $1,443
Farmers $3,702
GEICO $2,333
Liberty Mutual $3,254
Nationwide $5,798
Progressive $7,590
State Farm $2,072
USAA $2,078

Car Insurance Quotes for Heafford Junction, WI

Shop for affordable Heafford Junction, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Heafford Junction, WI car insurance companies.

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