Cheap Quotes for Harvest, AL Car Insurance (2021)

Harvest, Alabama car insurance rates average $296 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Harvest, AL companies, you can find cheap Harvest car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Harvest, AL are $296/month
  • The cheapest car insurance company in Harvest is USAA
  • Average car insurance rates in Harvest, AL after a DUI are $4,043/year

How do the Harvest, Alabama monthly average car insurance rates of $296/month compare to nearby cities like Dothan car insurance rates, Tuscaloosa car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Harvest, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Harvest, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Harvest, Alabama companies to find the most affordable Harvest car insurance rates.

Enter your ZIP code above to find cheap Harvest, AL car insurance quotes today.

What are the minimum Harvest, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Harvest, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Harvest, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Harvest, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Harvest, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Harvest car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harvest, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,768 $6,659 $7,161 $2,126 $2,167
Farmers $2,280 $2,258 $2,035 $2,164 $8,912 $9,163 $2,592 $2,688
GEICO $1,841 $1,833 $1,775 $1,851 $4,914 $4,785 $1,944 $1,783
Liberty Mutual $2,792 $3,013 $2,295 $2,568 $10,438 $11,603 $2,956 $3,130
Nationwide $1,793 $1,812 $1,635 $1,690 $4,810 $6,178 $1,994 $2,226
Progressive $2,464 $2,299 $2,026 $2,167 $10,283 $11,455 $2,875 $3,045
State Farm $2,946 $2,946 $2,696 $2,696 $9,256 $11,585 $3,336 $3,837
Travelers $1,216 $1,232 $1,154 $1,148 $6,632 $10,450 $1,155 $1,293
USAA $1,284 $1,296 $1,200 $1,168 $3,866 $4,274 $1,665 $1,791

How much do teen drivers pay for car insurance in Harvest, AL?

Harvest, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Harvest car insurance rates from multiple Harvest, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Harvest, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,659 $7,161
Farmers $8,912 $9,163
GEICO $4,914 $4,785
Liberty Mutual $10,438 $11,603
Nationwide $4,810 $6,178
Progressive $10,283 $11,455
State Farm $9,256 $11,585
Travelers $6,632 $10,450
USAA $3,866 $4,274

How much do senior drivers pay for car insurance in Harvest, AL?

With a little research, seniors can find affordable car insurance in Harvest, Alabama. Here’s a look at how the top Harvest car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Harvest, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $2,035 $2,164
GEICO $1,775 $1,851
Liberty Mutual $2,295 $2,568
Nationwide $1,635 $1,690
Progressive $2,026 $2,167
State Farm $2,696 $2,696
Travelers $1,154 $1,148
USAA $1,200 $1,168

How does coverage level affect Harvest, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Harvest, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Harvest, Alabama

Insurance Company Low Medium High
Allstate $3,047 $3,162 $3,295
Farmers $3,788 $3,961 $4,285
GEICO $2,361 $2,579 $2,832
Liberty Mutual $4,606 $4,824 $5,118
Nationwide $2,747 $2,745 $2,810
Progressive $4,071 $4,552 $5,107
State Farm $4,598 $4,907 $5,233
Travelers $2,862 $3,095 $3,148
USAA $1,992 $2,057 $2,155

How does your driving record affect Harvest, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Harvest, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Harvest, Alabama companies.

Annual Harvest, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,175 $3,761 $3,043
Farmers $3,372 $4,371 $4,263 $4,040
GEICO $1,736 $2,818 $3,506 $2,303
Liberty Mutual $3,805 $5,302 $5,169 $5,122
Nationwide $2,422 $2,422 $3,522 $2,703
Progressive $4,122 $5,203 $4,461 $4,522
State Farm $4,410 $5,526 $4,857 $4,857
Travelers $2,530 $2,652 $3,887 $3,071
USAA $1,591 $2,002 $2,959 $1,720

How does a DUI affect Harvest, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Harvest, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Harvest, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,761
Farmers $4,263
GEICO $3,506
Liberty Mutual $5,169
Nationwide $3,522
Progressive $4,461
State Farm $4,857
Travelers $3,887
USAA $2,959

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How does your credit history affect Harvest, AL car insurance rates?

Take a look at the data here to see how your Harvest, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Harvest, Alabama

Insurance Company Poor Fair Good
Allstate $3,914 $3,076 $2,515
Farmers $4,490 $3,874 $3,671
GEICO $3,293 $2,351 $2,128
Liberty Mutual $6,921 $4,272 $3,355
Nationwide $3,336 $2,607 $2,359
Progressive $5,151 $4,433 $4,146
State Farm $7,962 $4,033 $2,742
Travelers $3,305 $2,872 $2,928
USAA $2,773 $1,812 $1,619

How does your commute affect Harvest, AL car insurance rates?

Harvest, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Harvest if you’re financing.

Annual Car Insurance Rates by Commute Length in Harvest, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,168 $3,168
Farmers $4,011 $4,011
GEICO $2,546 $2,635
Liberty Mutual $4,849 $4,849
Nationwide $2,767 $2,767
Progressive $4,577 $4,577
State Farm $4,790 $5,035
Travelers $3,035 $3,035
USAA $1,973 $2,162

Who has the cheapest Harvest, AL car insurance rates?

Here’s a breakdown of Harvest, Alabama car insurance rates by company. You can see which company offers the cheapest Harvest car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Harvest, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Harvest, AL car insurance companies?

Which Harvest, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Harvest companies to find the one for you.

Average Annual Car Insurance Rates by Company in Harvest, Alabama

Insurance Company Average Annual Rates
Allstate $3,168
Farmers $4,011
GEICO $2,591
Liberty Mutual $4,849
Nationwide $2,767
Progressive $4,577
State Farm $4,912
Travelers $3,035
USAA $2,068

What factors affect Harvest, AL car insurance rates?

Why are Harvest, Alabama car insurance rates different than rates in Dothan or Tuscaloosa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Harvest, AL?

More time spent behind the wheel can lead to higher Harvest, Alabama car insurance rates. In Harvest, AL, the average commute length is 28.5 minutes.

Car Insurance Quotes for Harvest, AL

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