Cheap Quotes for Hartford, AR Car Insurance (2021)

Hartford, Arkansas car insurance rates average $321 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Hartford, AR companies, you can find cheap Hartford car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Hartford, AR for senior drivers are $1,987/year
  • The cheapest car insurance company in Hartford is USAA
  • Hartford has an average commute time of 27.4 minutes

How do the Hartford, Arkansas monthly average car insurance rates of $321/month compare to nearby cities like Bentonville car insurance rates, Conway car insurance rates, and Pine Bluff car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hartford, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Hartford, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hartford, Arkansas companies to find the most affordable Hartford car insurance rates.

Enter your ZIP code above to find cheap Hartford, AR car insurance quotes today.

What are the minimum Hartford, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Hartford, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Hartford, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hartford, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Hartford, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hartford car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartford, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,826 $2,837 $2,524 $2,697 $10,459 $12,580 $3,110 $3,382
Farmers $2,186 $2,168 $1,952 $2,056 $9,307 $9,624 $2,515 $2,648
GEICO $2,285 $2,250 $2,100 $2,042 $6,315 $6,295 $2,269 $2,302
Liberty Mutual $2,168 $2,317 $2,093 $2,335 $8,162 $8,987 $2,349 $2,449
Nationwide $2,561 $2,604 $2,303 $2,427 $6,289 $7,986 $2,941 $3,164
Progressive $2,433 $2,297 $2,001 $2,097 $10,534 $11,846 $2,912 $3,154
State Farm $1,548 $1,548 $1,401 $1,401 $4,662 $5,840 $1,748 $2,013
Travelers $2,015 $2,050 $2,008 $2,008 $11,872 $19,001 $2,166 $2,486
USAA $1,243 $1,249 $1,163 $1,160 $4,016 $4,182 $1,595 $1,708

How much do teen drivers pay for car insurance in Hartford, AR?

Hartford, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Hartford car insurance rates from multiple Hartford, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hartford, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,459 $12,580
Farmers $9,307 $9,624
GEICO $6,315 $6,295
Liberty Mutual $8,162 $8,987
Nationwide $6,289 $7,986
Progressive $10,534 $11,846
State Farm $4,662 $5,840
Travelers $11,872 $19,001
USAA $4,016 $4,182

How much do senior drivers pay for car insurance in Hartford, AR?

With a little research, seniors can find affordable car insurance in Hartford, Arkansas. Here’s a look at how the top Hartford car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hartford, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,524 $2,697
Farmers $1,952 $2,056
GEICO $2,100 $2,042
Liberty Mutual $2,093 $2,335
Nationwide $2,303 $2,427
Progressive $2,001 $2,097
State Farm $1,401 $1,401
Travelers $2,008 $2,008
USAA $1,163 $1,160

How does coverage level affect Hartford, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hartford, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hartford, Arkansas

Insurance Company Low Medium High
Allstate $4,921 $5,049 $5,185
Farmers $3,866 $4,017 $4,288
GEICO $3,084 $3,231 $3,382
Liberty Mutual $3,721 $3,829 $4,022
Nationwide $3,801 $3,708 $3,844
Progressive $4,299 $4,588 $5,091
State Farm $2,383 $2,518 $2,660
Travelers $5,200 $5,466 $5,686
USAA $1,941 $2,031 $2,146

How does your driving record affect Hartford, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Hartford, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hartford, Arkansas companies.

Annual Hartford, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,145 $5,234 $5,848 $4,980
Farmers $3,421 $4,396 $4,296 $4,114
GEICO $2,215 $3,368 $4,961 $2,384
Liberty Mutual $2,607 $4,284 $5,017 $3,521
Nationwide $2,954 $3,804 $5,131 $3,247
Progressive $4,012 $5,597 $4,217 $4,811
State Farm $2,301 $2,740 $2,520 $2,520
Travelers $4,563 $4,714 $6,921 $5,605
USAA $1,565 $1,993 $2,864 $1,736

How does a DUI affect Hartford, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Hartford, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Hartford, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,848
Farmers $4,296
GEICO $4,961
Liberty Mutual $5,017
Nationwide $5,131
Progressive $4,217
State Farm $2,520
Travelers $6,921
USAA $2,864

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How does your credit history affect Hartford, AR car insurance rates?

Take a look at the data here to see how your Hartford, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hartford, Arkansas

Insurance Company Poor Fair Good
Allstate $6,340 $4,865 $3,950
Farmers $4,611 $3,872 $3,687
GEICO $3,869 $3,186 $2,641
Liberty Mutual $5,558 $3,375 $2,640
Nationwide $4,469 $3,601 $3,283
Progressive $5,269 $4,509 $4,200
State Farm $3,649 $2,199 $1,713
Travelers $6,249 $5,221 $4,882
USAA $2,686 $1,849 $1,582

How does your commute affect Hartford, AR car insurance rates?

Hartford, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hartford if you’re financing.

Annual Car Insurance Rates by Commute Length in Hartford, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,052 $5,052
Farmers $4,057 $4,057
GEICO $3,204 $3,261
Liberty Mutual $3,857 $3,857
Nationwide $3,784 $3,784
Progressive $4,659 $4,659
State Farm $2,459 $2,581
Travelers $5,451 $5,451
USAA $1,982 $2,097

Who has the cheapest Hartford, AR car insurance rates?

Here’s a breakdown of Hartford, Arkansas car insurance rates by company. You can see which company offers the cheapest Hartford car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hartford, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Hartford, AR car insurance companies?

Which Hartford, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Hartford companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hartford, Arkansas

Insurance Company Average Annual Rates
Allstate $5,052
Farmers $4,057
GEICO $3,232
Liberty Mutual $3,857
Nationwide $3,784
Progressive $4,659
State Farm $2,520
Travelers $5,451
USAA $2,039

What factors affect Hartford, AR car insurance rates?

Why are Hartford, Arkansas car insurance rates different than rates in Bentonville or Conway? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hartford, AR?

More time spent behind the wheel can lead to higher Hartford, Arkansas car insurance rates. In Hartford, AR, the average commute length is 27.4 minutes.

What is the traffic like in Hartford, AR

Like commute length, time spent in traffic also increase risk of accidents. Hartford, AR is listed as 292nd in INRIX congested cities data.

Car Insurance Quotes for Hartford, AR

Shop for affordable Hartford, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple Hartford, AR car insurance companies.

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