Cheap Quotes for Hartford, AL Car Insurance (2021)

Hartford, Alabama car insurance rates average $282 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Hartford, AL companies, you can find cheap Hartford car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Hartford, AL are $282/month
  • The cheapest car insurance company in Hartford is USAA
  • Average car insurance rates in Hartford, AL for senior drivers are $1,803/year

How do the Hartford, Alabama monthly average car insurance rates of $282/month compare to nearby cities like Madison car insurance rates, Montgomery car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hartford, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Hartford, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hartford, Alabama companies to find the most affordable Hartford car insurance rates.

Enter your ZIP code above to find cheap Hartford, AL car insurance quotes today.

What are the minimum Hartford, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Hartford, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Hartford, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hartford, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Hartford, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hartford car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartford, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,857 $1,841 $1,782 $1,847 $4,861 $4,727 $1,961 $1,801
Liberty Mutual $2,881 $3,114 $2,373 $2,654 $10,274 $11,421 $3,065 $3,261
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,228 $2,085 $1,826 $1,961 $9,016 $10,039 $2,590 $2,720
State Farm $2,526 $2,526 $2,281 $2,281 $7,533 $9,448 $2,851 $3,276
Travelers $1,466 $1,490 $1,367 $1,366 $7,744 $12,202 $1,391 $1,605
USAA $1,240 $1,260 $1,159 $1,139 $3,648 $4,046 $1,611 $1,741

How much do teen drivers pay for car insurance in Hartford, AL?

Hartford, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Hartford car insurance rates from multiple Hartford, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hartford, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,097 $8,336
GEICO $4,861 $4,727
Liberty Mutual $10,274 $11,421
Nationwide $4,358 $5,617
Progressive $9,016 $10,039
State Farm $7,533 $9,448
Travelers $7,744 $12,202
USAA $3,648 $4,046

How much do senior drivers pay for car insurance in Hartford, AL?

With a little research, seniors can find affordable car insurance in Hartford, Alabama. Here’s a look at how the top Hartford car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hartford, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $1,904 $2,018
GEICO $1,782 $1,847
Liberty Mutual $2,373 $2,654
Nationwide $1,527 $1,581
Progressive $1,826 $1,961
State Farm $2,281 $2,281
Travelers $1,367 $1,366
USAA $1,159 $1,139

How does coverage level affect Hartford, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hartford, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hartford, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,491 $3,644 $3,938
GEICO $2,357 $2,572 $2,826
Liberty Mutual $4,653 $4,857 $5,131
Nationwide $2,529 $2,526 $2,589
Progressive $3,589 $4,031 $4,555
State Farm $3,864 $4,084 $4,322
Travelers $3,404 $3,650 $3,683
USAA $1,907 $1,969 $2,066

How does your driving record affect Hartford, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Hartford, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hartford, Alabama companies.

Annual Hartford, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,744 $2,808 $3,466 $2,321
Liberty Mutual $3,831 $5,323 $5,214 $5,154
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,661 $4,598 $3,953 $4,021
State Farm $3,699 $4,568 $4,047 $4,047
Travelers $2,986 $3,133 $4,566 $3,631
USAA $1,526 $1,911 $2,835 $1,650

How does a DUI affect Hartford, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Hartford, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Hartford, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
Farmers $3,916
GEICO $3,466
Liberty Mutual $5,214
Nationwide $3,241
Progressive $3,953
State Farm $4,047
Travelers $4,566
USAA $2,835

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How does your credit history affect Hartford, AL car insurance rates?

Take a look at the data here to see how your Hartford, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hartford, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,140 $3,559 $3,374
GEICO $3,286 $2,346 $2,123
Liberty Mutual $6,988 $4,285 $3,368
Nationwide $3,073 $2,400 $2,171
Progressive $4,585 $3,927 $3,663
State Farm $6,627 $3,359 $2,285
Travelers $3,904 $3,385 $3,448
USAA $2,659 $1,734 $1,549

How does your commute affect Hartford, AL car insurance rates?

Hartford, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hartford if you’re financing.

Annual Car Insurance Rates by Commute Length in Hartford, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,050
Farmers $3,691 $3,691
GEICO $2,538 $2,632
Liberty Mutual $4,880 $4,880
Nationwide $2,548 $2,548
Progressive $4,058 $4,058
State Farm $3,991 $4,189
Travelers $3,579 $3,579
USAA $1,890 $2,071

Who has the cheapest Hartford, AL car insurance rates?

Here’s a breakdown of Hartford, Alabama car insurance rates by company. You can see which company offers the cheapest Hartford car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hartford, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Hartford, AL car insurance companies?

Which Hartford, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Hartford companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hartford, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $3,691
GEICO $2,585
Liberty Mutual $4,880
Nationwide $2,548
Progressive $4,058
State Farm $4,090
Travelers $3,579
USAA $1,981

What factors affect Hartford, AL car insurance rates?

Why are Hartford, Alabama car insurance rates different than rates in Madison or Montgomery? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Hartford, AL?

FBI statistics show that the Hartford, Alabama car theft rate is 8 thefts each year. High theft rates can lead to higher than average Hartford, AL car insurance rates.

How long is the average commute in Hartford, AL?

More time spent behind the wheel can lead to higher Hartford, Alabama car insurance rates. In Hartford, AL, the average commute length is 27.5 minutes.

What is the traffic like in Hartford, AL

Like commute length, time spent in traffic also increase risk of accidents. Hartford, AL is listed as 292nd in INRIX congested cities data.

Car Insurance Quotes for Hartford, AL

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