Cheap Quotes for Harriet, AR Car Insurance (2021)

Harriet, Arkansas car insurance rates average $336 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Harriet, AR companies, you can find cheap Harriet car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Harriet, AR are $336/month
  • Average car insurance rates in Harriet, AR for senior drivers are $2,104/year
  • The cheapest car insurance company in Harriet is USAA

How do the Harriet, Arkansas monthly average car insurance rates of $336/month compare to nearby cities like Fayetteville car insurance rates, Fort Smith car insurance rates, and Rogers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Harriet, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Harriet, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Harriet, Arkansas companies to find the most affordable Harriet car insurance rates.

Enter your ZIP code above to find cheap Harriet, AR car insurance quotes today.

What are the minimum Harriet, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Harriet, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Harriet, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Harriet, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Harriet, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Harriet car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harriet, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,835 $2,863 $2,517 $2,692 $10,068 $12,050 $3,146 $3,433
Farmers $2,523 $2,512 $2,257 $2,370 $10,387 $10,763 $2,883 $3,039
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $3,009 $2,862 $2,471 $2,578 $12,516 $14,111 $3,607 $3,906
State Farm $1,618 $1,618 $1,436 $1,436 $4,508 $5,673 $1,818 $2,086
Travelers $2,190 $2,234 $2,148 $2,156 $12,441 $19,931 $2,334 $2,725
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

How much do teen drivers pay for car insurance in Harriet, AR?

Harriet, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Harriet car insurance rates from multiple Harriet, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Harriet, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,068 $12,050
Farmers $10,387 $10,763
GEICO $6,083 $6,098
Liberty Mutual $7,977 $8,773
Nationwide $5,888 $7,499
Progressive $12,516 $14,111
State Farm $4,508 $5,673
Travelers $12,441 $19,931
USAA $3,959 $4,151

How much do senior drivers pay for car insurance in Harriet, AR?

With a little research, seniors can find affordable car insurance in Harriet, Arkansas. Here’s a look at how the top Harriet car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Harriet, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,517 $2,692
Farmers $2,257 $2,370
GEICO $2,150 $2,090
Liberty Mutual $2,208 $2,460
Nationwide $2,200 $2,325
Progressive $2,471 $2,578
State Farm $1,436 $1,436
Travelers $2,148 $2,156
USAA $1,183 $1,194

How does coverage level affect Harriet, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Harriet, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Harriet, Arkansas

Insurance Company Low Medium High
Allstate $4,836 $4,947 $5,068
Farmers $4,380 $4,548 $4,847
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $3,614 $3,513 $3,623
Progressive $5,239 $5,554 $6,104
State Farm $2,417 $2,521 $2,635
Travelers $5,519 $5,787 $6,004
USAA $1,975 $2,051 $2,149

How does your driving record affect Harriet, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Harriet, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Harriet, Arkansas companies.

Annual Harriet, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,097 $5,132 $5,693 $4,879
Farmers $3,887 $4,968 $4,857 $4,655
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,857 $6,736 $5,101 $5,836
State Farm $2,327 $2,721 $2,524 $2,524
Travelers $4,839 $5,000 $7,297 $5,945
USAA $1,585 $2,004 $2,887 $1,758

How does a DUI affect Harriet, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Harriet, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Harriet, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,693
Farmers $4,857
GEICO $4,978
Liberty Mutual $5,070
Nationwide $4,865
Progressive $5,101
State Farm $2,524
Travelers $7,297
USAA $2,887

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How does your credit history affect Harriet, AR car insurance rates?

Take a look at the data here to see how your Harriet, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Harriet, Arkansas

Insurance Company Poor Fair Good
Allstate $6,224 $4,761 $3,867
Farmers $5,227 $4,377 $4,172
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,238 $3,407 $3,105
Progressive $6,402 $5,441 $5,054
State Farm $3,654 $2,202 $1,716
Travelers $6,631 $5,522 $5,157
USAA $2,729 $1,861 $1,586

How does your commute affect Harriet, AR car insurance rates?

Harriet, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Harriet if you’re financing.

Annual Car Insurance Rates by Commute Length in Harriet, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,951 $4,951
Farmers $4,592 $4,592
GEICO $3,187 $3,232
Liberty Mutual $3,923 $3,923
Nationwide $3,583 $3,583
Progressive $5,632 $5,632
State Farm $2,465 $2,583
Travelers $5,770 $5,770
USAA $2,000 $2,117

Who has the cheapest Harriet, AR car insurance rates?

Here’s a breakdown of Harriet, Arkansas car insurance rates by company. You can see which company offers the cheapest Harriet car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Harriet, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Harriet, AR car insurance companies?

Which Harriet, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Harriet companies to find the one for you.

Average Annual Car Insurance Rates by Company in Harriet, Arkansas

Insurance Company Average Annual Rates
Allstate $4,951
Farmers $4,592
GEICO $3,209
Liberty Mutual $3,923
Nationwide $3,583
Progressive $5,632
State Farm $2,524
Travelers $5,770
USAA $2,059

Car Insurance Quotes for Harriet, AR

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