Cheap Quotes for Harrell, AR Car Insurance (2021)

Harrell, Arkansas car insurance rates average $345 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Harrell, AR companies, you can find cheap Harrell car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Harrell, AR after a DUI are $4,988/year
  • The cheapest car insurance company in Harrell is USAA
  • Harrell has an average commute time of 26.0 minutes

How do the Harrell, Arkansas monthly average car insurance rates of $345/month compare to nearby cities like Hot Springs car insurance rates, Fort Smith car insurance rates, and Bentonville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Harrell, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Harrell, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Harrell, Arkansas companies to find the most affordable Harrell car insurance rates.

Enter your ZIP code above to find cheap Harrell, AR car insurance quotes today.

What are the minimum Harrell, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Harrell, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Harrell, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Harrell, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Harrell, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Harrell car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harrell, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,993 $3,039 $2,646 $2,838 $10,370 $12,336 $3,344 $3,644
Farmers $2,326 $2,317 $2,084 $2,183 $9,389 $9,723 $2,665 $2,821
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,706 $2,773 $2,421 $2,574 $6,408 $8,225 $3,077 $3,332
Progressive $2,841 $2,712 $2,330 $2,428 $11,599 $13,094 $3,405 $3,688
State Farm $1,799 $1,799 $1,595 $1,595 $4,985 $6,288 $2,022 $2,310
Travelers $2,247 $2,294 $2,199 $2,208 $12,671 $20,273 $2,393 $2,806
USAA $1,389 $1,406 $1,285 $1,299 $4,329 $4,542 $1,794 $1,939

How much do teen drivers pay for car insurance in Harrell, AR?

Harrell, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Harrell car insurance rates from multiple Harrell, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Harrell, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,370 $12,336
Farmers $9,389 $9,723
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,408 $8,225
Progressive $11,599 $13,094
State Farm $4,985 $6,288
Travelers $12,671 $20,273
USAA $4,329 $4,542

How much do senior drivers pay for car insurance in Harrell, AR?

With a little research, seniors can find affordable car insurance in Harrell, Arkansas. Here’s a look at how the top Harrell car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Harrell, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,646 $2,838
Farmers $2,084 $2,183
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,421 $2,574
Progressive $2,330 $2,428
State Farm $1,595 $1,595
Travelers $2,199 $2,208
USAA $1,285 $1,299

How does coverage level affect Harrell, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Harrell, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Harrell, Arkansas

Insurance Company Low Medium High
Allstate $5,021 $5,148 $5,285
Farmers $4,009 $4,152 $4,405
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $4,007 $3,868 $3,944
Progressive $4,903 $5,187 $5,697
State Farm $2,675 $2,796 $2,926
Travelers $5,645 $5,904 $6,110
USAA $2,158 $2,240 $2,345

How does your driving record affect Harrell, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Harrell, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Harrell, Arkansas companies.

Annual Harrell, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,298 $5,356 $5,878 $5,073
Farmers $3,543 $4,529 $4,422 $4,259
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $3,047 $3,960 $5,389 $3,363
Progressive $4,543 $6,278 $4,769 $5,460
State Farm $2,582 $3,016 $2,799 $2,799
Travelers $4,938 $5,102 $7,440 $6,067
USAA $1,728 $2,188 $3,158 $1,918

How does a DUI affect Harrell, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Harrell, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Harrell, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,878
Farmers $4,422
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,389
Progressive $4,769
State Farm $2,799
Travelers $7,440
USAA $3,158

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How does your credit history affect Harrell, AR car insurance rates?

Take a look at the data here to see how your Harrell, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Harrell, Arkansas

Insurance Company Poor Fair Good
Allstate $6,490 $4,950 $4,015
Farmers $4,779 $3,987 $3,799
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,684 $3,739 $3,396
Progressive $5,996 $5,079 $4,712
State Farm $4,055 $2,441 $1,901
Travelers $6,768 $5,632 $5,259
USAA $2,985 $2,031 $1,728

How does your commute affect Harrell, AR car insurance rates?

Harrell, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Harrell if you’re financing.

Annual Car Insurance Rates by Commute Length in Harrell, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,151 $5,151
Farmers $4,188 $4,188
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,940 $3,940
Progressive $5,262 $5,262
State Farm $2,732 $2,866
Travelers $5,886 $5,886
USAA $2,183 $2,313

Who has the cheapest Harrell, AR car insurance rates?

Here’s a breakdown of Harrell, Arkansas car insurance rates by company. You can see which company offers the cheapest Harrell car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Harrell, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Harrell, AR car insurance companies?

Which Harrell, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Harrell companies to find the one for you.

Average Annual Car Insurance Rates by Company in Harrell, Arkansas

Insurance Company Average Annual Rates
Allstate $5,151
Farmers $4,188
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,940
Progressive $5,262
State Farm $2,799
Travelers $5,886
USAA $2,248

What factors affect Harrell, AR car insurance rates?

Why are Harrell, Arkansas car insurance rates different than rates in Hot Springs or Fort Smith? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Harrell, AR?

More time spent behind the wheel can lead to higher Harrell, Arkansas car insurance rates. In Harrell, AR, the average commute length is 26.0 minutes.

Car Insurance Quotes for Harrell, AR

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