Cheap Quotes for Hanceville, AL Car Insurance (2021)

Hanceville, Alabama car insurance rates average $310 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Hanceville, AL companies, you can find cheap Hanceville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Hanceville, AL after a DUI are $4,248/year
  • Average car insurance rates in Hanceville, AL for senior drivers are $1,971/year
  • Average car insurance rates in Hanceville, AL are $310/month

How do the Hanceville, Alabama monthly average car insurance rates of $310/month compare to nearby cities like Dothan car insurance rates, Montgomery car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hanceville, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Hanceville, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hanceville, Alabama companies to find the most affordable Hanceville car insurance rates.

Enter your ZIP code above to find cheap Hanceville, AL car insurance quotes today.

What are the minimum Hanceville, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Hanceville, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Hanceville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hanceville, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Hanceville, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hanceville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hanceville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,005 $1,912 $1,811 $1,846 $6,943 $7,466 $2,251 $2,306
Farmers $2,419 $2,399 $2,161 $2,294 $9,349 $9,617 $2,758 $2,874
GEICO $2,214 $2,204 $2,102 $2,167 $5,867 $5,781 $2,333 $2,175
Liberty Mutual $3,153 $3,405 $2,581 $2,883 $11,526 $12,810 $3,366 $3,594
Nationwide $1,711 $1,732 $1,561 $1,615 $4,509 $5,801 $1,899 $2,121
Progressive $2,395 $2,243 $1,962 $2,101 $9,839 $10,972 $2,799 $2,972
State Farm $2,931 $2,931 $2,662 $2,662 $9,034 $11,281 $3,315 $3,841
Travelers $1,384 $1,406 $1,299 $1,297 $7,426 $11,727 $1,313 $1,499
USAA $1,337 $1,357 $1,247 $1,220 $4,019 $4,457 $1,747 $1,883

How much do teen drivers pay for car insurance in Hanceville, AL?

Hanceville, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Hanceville car insurance rates from multiple Hanceville, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hanceville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,943 $7,466
Farmers $9,349 $9,617
GEICO $5,867 $5,781
Liberty Mutual $11,526 $12,810
Nationwide $4,509 $5,801
Progressive $9,839 $10,972
State Farm $9,034 $11,281
Travelers $7,426 $11,727
USAA $4,019 $4,457

How much do senior drivers pay for car insurance in Hanceville, AL?

With a little research, seniors can find affordable car insurance in Hanceville, Alabama. Here’s a look at how the top Hanceville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hanceville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,811 $1,846
Farmers $2,161 $2,294
GEICO $2,102 $2,167
Liberty Mutual $2,581 $2,883
Nationwide $1,561 $1,615
Progressive $1,962 $2,101
State Farm $2,662 $2,662
Travelers $1,299 $1,297
USAA $1,247 $1,220

How does coverage level affect Hanceville, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hanceville, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hanceville, Alabama

Insurance Company Low Medium High
Allstate $3,215 $3,312 $3,425
Farmers $4,007 $4,181 $4,512
GEICO $2,875 $3,092 $3,349
Liberty Mutual $5,184 $5,391 $5,669
Nationwide $2,600 $2,597 $2,660
Progressive $3,955 $4,385 $4,891
State Farm $4,568 $4,825 $5,103
Travelers $3,235 $3,487 $3,534
USAA $2,084 $2,147 $2,244

How does your driving record affect Hanceville, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Hanceville, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hanceville, Alabama companies.

Annual Hanceville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,821 $3,321 $3,940 $3,187
Farmers $3,558 $4,607 $4,494 $4,276
GEICO $2,087 $3,376 $4,174 $2,784
Liberty Mutual $4,241 $5,916 $5,781 $5,721
Nationwide $2,293 $2,293 $3,331 $2,558
Progressive $3,985 $5,010 $4,274 $4,372
State Farm $4,350 $5,422 $4,779 $4,779
Travelers $2,851 $2,991 $4,368 $3,465
USAA $1,659 $2,084 $3,096 $1,794

How does a DUI affect Hanceville, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Hanceville, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Hanceville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,940
Farmers $4,494
GEICO $4,174
Liberty Mutual $5,781
Nationwide $3,331
Progressive $4,274
State Farm $4,779
Travelers $4,368
USAA $3,096

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How does your credit history affect Hanceville, AL car insurance rates?

Take a look at the data here to see how your Hanceville, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hanceville, Alabama

Insurance Company Poor Fair Good
Allstate $4,098 $3,220 $2,634
Farmers $4,746 $4,085 $3,870
GEICO $3,952 $2,817 $2,547
Liberty Mutual $7,763 $4,753 $3,728
Nationwide $3,158 $2,466 $2,232
Progressive $4,977 $4,268 $3,986
State Farm $7,831 $3,968 $2,698
Travelers $3,727 $3,234 $3,296
USAA $2,904 $1,887 $1,684

How does your commute affect Hanceville, AL car insurance rates?

Hanceville, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hanceville if you’re financing.

Annual Car Insurance Rates by Commute Length in Hanceville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,317
Farmers $4,234 $4,234
GEICO $3,051 $3,159
Liberty Mutual $5,415 $5,415
Nationwide $2,619 $2,619
Progressive $4,410 $4,410
State Farm $4,717 $4,948
Travelers $3,419 $3,419
USAA $2,060 $2,257

Who has the cheapest Hanceville, AL car insurance rates?

Here’s a breakdown of Hanceville, Alabama car insurance rates by company. You can see which company offers the cheapest Hanceville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hanceville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Hanceville, AL car insurance companies?

Which Hanceville, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Hanceville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hanceville, Alabama

Insurance Company Average Annual Rates
Allstate $3,317
Farmers $4,234
GEICO $3,105
Liberty Mutual $5,415
Nationwide $2,619
Progressive $4,410
State Farm $4,832
Travelers $3,419
USAA $2,158

What factors affect Hanceville, AL car insurance rates?

Why are Hanceville, Alabama car insurance rates different than rates in Dothan or Montgomery? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Hanceville, AL?

FBI statistics show that the Hanceville, Alabama car theft rate is 11 thefts each year. High theft rates can lead to higher than average Hanceville, AL car insurance rates.

How long is the average commute in Hanceville, AL?

More time spent behind the wheel can lead to higher Hanceville, Alabama car insurance rates. In Hanceville, AL, the average commute length is 28.9 minutes.

Car Insurance Quotes for Hanceville, AL

Shop for affordable Hanceville, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Hanceville, AL car insurance companies.

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