Cheap Quotes for Hammondville, AL Car Insurance (2021)

Hammondville, Alabama car insurance rates average $293 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Hammondville, AL companies, you can find cheap Hammondville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Hammondville, AL are $293/month
  • Average car insurance rates in Hammondville, AL for senior drivers are $1,857/year
  • Hammondville has an average commute time of 18.2 minutes

How do the Hammondville, Alabama monthly average car insurance rates of $293/month compare to nearby cities like Tuscaloosa car insurance rates, Decatur car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hammondville, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Hammondville, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hammondville, Alabama companies to find the most affordable Hammondville car insurance rates.

Enter your ZIP code above to find cheap Hammondville, AL car insurance quotes today.

What are the minimum Hammondville, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Hammondville, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Hammondville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hammondville, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Hammondville, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hammondville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hammondville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,836 $1,757 $1,658 $1,690 $6,174 $6,638 $2,065 $2,115
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,031 $3,273 $2,482 $2,772 $11,133 $12,376 $3,233 $3,450
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,135 $2,011 $1,748 $1,856 $8,831 $9,890 $2,518 $2,720
State Farm $2,732 $2,732 $2,469 $2,469 $8,295 $10,366 $3,087 $3,579
Travelers $1,527 $1,552 $1,428 $1,424 $8,082 $12,696 $1,447 $1,670
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

How much do teen drivers pay for car insurance in Hammondville, AL?

Hammondville, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Hammondville car insurance rates from multiple Hammondville, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hammondville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,174 $6,638
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,133 $12,376
Nationwide $4,394 $5,642
Progressive $8,831 $9,890
State Farm $8,295 $10,366
Travelers $8,082 $12,696
USAA $3,657 $4,056

How much do senior drivers pay for car insurance in Hammondville, AL?

With a little research, seniors can find affordable car insurance in Hammondville, Alabama. Here’s a look at how the top Hammondville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hammondville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,658 $1,690
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,482 $2,772
Nationwide $1,523 $1,574
Progressive $1,748 $1,856
State Farm $2,469 $2,469
Travelers $1,428 $1,424
USAA $1,149 $1,126

How does coverage level affect Hammondville, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hammondville, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hammondville, Alabama

Insurance Company Low Medium High
Allstate $2,895 $2,986 $3,094
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $4,988 $5,195 $5,473
Nationwide $2,532 $2,529 $2,590
Progressive $3,616 $3,948 $4,327
State Farm $4,240 $4,460 $4,699
Travelers $3,551 $3,803 $3,831
USAA $1,905 $1,965 $2,056

How does your driving record affect Hammondville, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Hammondville, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hammondville, Alabama companies.

Annual Hammondville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,560 $3,000 $3,530 $2,877
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,089 $5,702 $5,570 $5,514
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,590 $4,506 $3,824 $3,935
State Farm $4,029 $5,000 $4,418 $4,418
Travelers $3,106 $3,261 $4,761 $3,786
USAA $1,520 $1,908 $2,828 $1,644

How does a DUI affect Hammondville, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Hammondville, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Hammondville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,530
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,570
Nationwide $3,238
Progressive $3,824
State Farm $4,418
Travelers $4,761
USAA $2,828

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How does your credit history affect Hammondville, AL car insurance rates?

Take a look at the data here to see how your Hammondville, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hammondville, Alabama

Insurance Company Poor Fair Good
Allstate $3,706 $2,899 $2,370
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,478 $4,583 $3,595
Nationwide $3,075 $2,402 $2,174
Progressive $4,475 $3,834 $3,582
State Farm $7,242 $3,666 $2,491
Travelers $4,068 $3,525 $3,592
USAA $2,655 $1,728 $1,543

How does your commute affect Hammondville, AL car insurance rates?

Hammondville, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hammondville if you’re financing.

Annual Car Insurance Rates by Commute Length in Hammondville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,992 $2,992
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,219 $5,219
Nationwide $2,550 $2,550
Progressive $3,964 $3,964
State Farm $4,361 $4,572
Travelers $3,728 $3,728
USAA $1,885 $2,065

Who has the cheapest Hammondville, AL car insurance rates?

Here’s a breakdown of Hammondville, Alabama car insurance rates by company. You can see which company offers the cheapest Hammondville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hammondville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Hammondville, AL car insurance companies?

Which Hammondville, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Hammondville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hammondville, Alabama

Insurance Company Average Annual Rates
Allstate $2,992
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,219
Nationwide $2,550
Progressive $3,964
State Farm $4,466
Travelers $3,728
USAA $1,975

What factors affect Hammondville, AL car insurance rates?

Why are Hammondville, Alabama car insurance rates different than rates in Tuscaloosa or Decatur? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hammondville, AL?

More time spent behind the wheel can lead to higher Hammondville, Alabama car insurance rates. In Hammondville, AL, the average commute length is 18.2 minutes.

Car Insurance Quotes for Hammondville, AL

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