Cheap Quotes for Hammon, OK Car Insurance (2021)

Hammon, Oklahoma car insurance rates average $326 a month and Oklahoma law requires coverage of at least 25/50/25. By comparing rates from multiple Hammon, OK companies, you can find cheap Hammon car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Hammon is State Farm
  • Hammon has an average commute time of 16.7 minutes
  • Average car insurance rates in Hammon, OK after a DUI are $4,425/year

How do the Hammon, Oklahoma monthly average car insurance rates of $326/month compare to nearby cities like Broken Arrow car insurance rates, Enid car insurance rates, and Moore car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hammon, OK.

We’ll cover the Oklahoma minimum coverage requirements, Oklahoma car insurance laws, and Hammon, OK statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hammon, Oklahoma companies to find the most affordable Hammon car insurance rates.

Enter your ZIP code above to find cheap Hammon, OK car insurance quotes today.

What are the minimum Hammon, OK car insurance requirements?

To meet Oklahoma minimum car insurance coverage requirements, Hammon, OK drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Hammon, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Hammon, OK car insurance rates?

Three of the criteria that most affect car insurance rates in Hammon, Oklahoma are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hammon car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hammon, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,314 $2,334 $2,115 $2,225 $6,973 $8,154 $2,518 $2,670
Farmers $2,430 $2,423 $2,191 $2,299 $8,644 $8,880 $2,742 $2,887
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,510 $4,767 $3,953 $4,301 $12,161 $13,343 $4,701 $4,885
Progressive $2,335 $2,226 $1,921 $2,030 $9,190 $10,311 $2,735 $2,873
State Farm $1,905 $1,905 $1,669 $1,669 $4,643 $5,874 $1,995 $2,235
USAA $1,767 $1,784 $1,681 $1,715 $5,579 $6,260 $2,287 $2,530

How much do teen drivers pay for car insurance in Hammon, OK?

Hammon, Oklahoma car insurance rates for teens are often higher than rates for other drivers. Compare Hammon car insurance rates from multiple Hammon, Oklahoma car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hammon, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,973 $8,154
Farmers $8,644 $8,880
GEICO $6,078 $6,489
Liberty Mutual $12,161 $13,343
Progressive $9,190 $10,311
State Farm $4,643 $5,874
USAA $5,579 $6,260

How much do senior drivers pay for car insurance in Hammon, OK?

With a little research, seniors can find affordable car insurance in Hammon, Oklahoma. Here’s a look at how the top Hammon car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hammon, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,115 $2,225
Farmers $2,191 $2,299
GEICO $2,260 $2,500
Liberty Mutual $3,953 $4,301
Progressive $1,921 $2,030
State Farm $1,669 $1,669
USAA $1,681 $1,715

How does coverage level affect Hammon, OK car insurance rates?

How much coverage do you need? Are you comfortable with the Oklahoma minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hammon, OK car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hammon, Oklahoma

Insurance Company Low Medium High
Allstate $3,461 $3,650 $3,878
Farmers $3,910 $4,023 $4,252
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,272 $6,556 $6,905
Progressive $3,908 $4,176 $4,523
State Farm $2,581 $2,717 $2,913
USAA $2,853 $2,944 $3,055

How does your driving record affect Hammon, OK car insurance rates?

Safe driving pays off. The more traffic violations you have in Hammon, OK, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hammon, Oklahoma companies.

Annual Hammon, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,161 $3,701 $4,246 $3,544
Farmers $3,445 $4,389 $4,283 $4,130
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,446 $7,390 $8,369 $6,105
Progressive $3,276 $6,072 $3,615 $3,847
State Farm $2,554 $2,920 $2,737 $2,737
USAA $2,182 $3,113 $3,827 $2,680

How does a DUI affect Hammon, OK car insurance rates?

With even one DUI on your record, you can see an increase in your Hammon, OK car insurance rates.

Annual Car Insurance Rates After a DUI in Hammon, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,246
Farmers $4,283
GEICO $3,899
Liberty Mutual $8,369
Progressive $3,615
State Farm $2,737
USAA $3,827

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Hammon, OK car insurance rates?

Take a look at the data here to see how your Hammon, Oklahoma car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hammon, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,530 $3,431 $3,028
Farmers $4,688 $3,840 $3,657
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,462 $5,754 $4,517
Progressive $4,778 $4,059 $3,770
State Farm $3,806 $2,440 $1,965
USAA $4,396 $2,482 $1,973

How does your commute affect Hammon, OK car insurance rates?

Hammon, OK car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Oklahoma can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hammon if you’re financing.

Annual Car Insurance Rates by Commute Length in Hammon, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,663 $3,663
Farmers $4,062 $4,062
GEICO $3,136 $3,262
Liberty Mutual $6,578 $6,578
Progressive $4,203 $4,203
State Farm $2,690 $2,784
USAA $2,915 $2,986

Who has the cheapest Hammon, OK car insurance rates?

Here’s a breakdown of Hammon, Oklahoma car insurance rates by company. You can see which company offers the cheapest Hammon car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hammon, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Hammon, OK car insurance companies?

Which Hammon, Oklahoma car insurance company will best fit your needs and budget? Check out this comparison of the top Hammon companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hammon, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,663
Farmers $4,062
GEICO $3,199
Liberty Mutual $6,578
Progressive $4,203
State Farm $2,737
USAA $2,951

What factors affect Hammon, OK car insurance rates?

Why are Hammon, Oklahoma car insurance rates different than rates in Broken Arrow or Enid? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hammon, OK?

More time spent behind the wheel can lead to higher Hammon, Oklahoma car insurance rates. In Hammon, OK, the average commute length is 16.7 minutes.

What is the traffic like in Hammon, OK

Like commute length, time spent in traffic also increase risk of accidents. Hammon, OK is listed as 783rd in INRIX congested cities data.

Car Insurance Quotes for Hammon, OK

Shop for affordable Hammon, Oklahoma car insurance rates today. Enter your ZIP code to compare quotes from multiple Hammon, OK car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption