Cheap Quotes for Hamburg, AR Car Insurance (2021)

Hamburg, Arkansas car insurance rates average $374 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Hamburg, AR companies, you can find cheap Hamburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Hamburg, AR for senior drivers are $2,363/year
  • The cheapest car insurance company in Hamburg is USAA
  • Average car insurance rates in Hamburg, AR after a DUI are $5,413/year

How do the Hamburg, Arkansas monthly average car insurance rates of $374/month compare to nearby cities like Bentonville car insurance rates, Rogers car insurance rates, and North Little Rock car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hamburg, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Hamburg, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hamburg, Arkansas companies to find the most affordable Hamburg car insurance rates.

Enter your ZIP code above to find cheap Hamburg, AR car insurance quotes today.

What are the minimum Hamburg, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Hamburg, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Hamburg, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hamburg, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Hamburg, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hamburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamburg, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,237 $2,834 $3,040 $11,366 $13,555 $3,559 $3,869
Farmers $2,574 $2,559 $2,305 $2,416 $10,526 $10,889 $2,967 $3,148
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $3,082 $2,935 $2,528 $2,638 $12,841 $14,487 $3,700 $4,021
State Farm $1,927 $1,927 $1,701 $1,701 $5,242 $6,629 $2,164 $2,466
Travelers $2,511 $2,563 $2,454 $2,466 $14,245 $22,856 $2,672 $3,131
USAA $1,449 $1,466 $1,341 $1,353 $4,572 $4,792 $1,874 $2,024

How much do teen drivers pay for car insurance in Hamburg, AR?

Hamburg, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Hamburg car insurance rates from multiple Hamburg, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hamburg, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,366 $13,555
Farmers $10,526 $10,889
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $6,216 $7,979
Progressive $12,841 $14,487
State Farm $5,242 $6,629
Travelers $14,245 $22,856
USAA $4,572 $4,792

How much do senior drivers pay for car insurance in Hamburg, AR?

With a little research, seniors can find affordable car insurance in Hamburg, Arkansas. Here’s a look at how the top Hamburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hamburg, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $3,040
Farmers $2,305 $2,416
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,364 $2,513
Progressive $2,528 $2,638
State Farm $1,701 $1,701
Travelers $2,454 $2,466
USAA $1,341 $1,353

How does coverage level affect Hamburg, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hamburg, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hamburg, Arkansas

Insurance Company Low Medium High
Allstate $5,414 $5,579 $5,753
Farmers $4,486 $4,634 $4,899
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $3,882 $3,758 $3,859
Progressive $5,403 $5,702 $6,232
State Farm $2,843 $2,967 $3,099
Travelers $6,323 $6,632 $6,882
USAA $2,264 $2,351 $2,462

How does your driving record affect Hamburg, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Hamburg, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hamburg, Arkansas companies.

Annual Hamburg, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,636 $5,809 $6,389 $5,495
Farmers $3,943 $5,054 $4,934 $4,761
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,982 $6,913 $5,231 $5,990
State Farm $2,746 $3,193 $2,970 $2,970
Travelers $5,546 $5,731 $8,359 $6,814
USAA $1,810 $2,296 $3,320 $2,009

How does a DUI affect Hamburg, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Hamburg, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Hamburg, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,389
Farmers $4,934
GEICO $6,475
Liberty Mutual $5,796
Nationwide $5,241
Progressive $5,231
State Farm $2,970
Travelers $8,359
USAA $3,320

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How does your credit history affect Hamburg, AR car insurance rates?

Take a look at the data here to see how your Hamburg, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hamburg, Arkansas

Insurance Company Poor Fair Good
Allstate $7,035 $5,365 $4,346
Farmers $5,331 $4,450 $4,239
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,545 $3,642 $3,312
Progressive $6,570 $5,582 $5,185
State Farm $4,304 $2,590 $2,015
Travelers $7,603 $6,326 $5,908
USAA $3,132 $2,131 $1,814

How does your commute affect Hamburg, AR car insurance rates?

Hamburg, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hamburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Hamburg, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,582 $5,582
Farmers $4,673 $4,673
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $3,833 $3,833
Progressive $5,779 $5,779
State Farm $2,899 $3,040
Travelers $6,612 $6,612
USAA $2,291 $2,427

Who has the cheapest Hamburg, AR car insurance rates?

Here’s a breakdown of Hamburg, Arkansas car insurance rates by company. You can see which company offers the cheapest Hamburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hamburg, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Hamburg, AR car insurance companies?

Which Hamburg, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Hamburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hamburg, Arkansas

Insurance Company Average Annual Rates
Allstate $5,582
Farmers $4,673
GEICO $4,151
Liberty Mutual $4,485
Nationwide $3,833
Progressive $5,779
State Farm $2,970
Travelers $6,612
USAA $2,359

What factors affect Hamburg, AR car insurance rates?

Why are Hamburg, Arkansas car insurance rates different than rates in Bentonville or Rogers? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hamburg, AR?

More time spent behind the wheel can lead to higher Hamburg, Arkansas car insurance rates. In Hamburg, AR, the average commute length is 21.1 minutes.

What is the traffic like in Hamburg, AR

Like commute length, time spent in traffic also increase risk of accidents. Hamburg, AR is listed as 81st in INRIX congested cities data.

Car Insurance Quotes for Hamburg, AR

Shop for affordable Hamburg, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple Hamburg, AR car insurance companies.

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