Cheap Quotes for Haines, AK Car Insurance (2021)

Haines, Alaska car insurance rates average $196 a month and Alaska law requires coverage of at least 50/100/25. By comparing rates from multiple Haines, AK companies, you can find cheap Haines car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Haines, AK for senior drivers are $1,390/year
  • Average car insurance rates in Haines, AK after a DUI are $2,753/year
  • Average car insurance rates in Haines, AK are $196/month

How do the Haines, Alaska monthly average car insurance rates of $196/month compare to nearby cities like Wasilla car insurance rates, Sitka car insurance rates, and Fairbanks car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Haines, AK.

We’ll cover the Alaska minimum coverage requirements, Alaska car insurance laws, and Haines, AK statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Haines, Alaska companies to find the most affordable Haines car insurance rates.

Enter your ZIP code above to find cheap Haines, AK car insurance quotes today.

What are the minimum Haines, AK car insurance requirements?

To meet Alaska minimum car insurance coverage requirements, Haines, AK drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Haines, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Haines, AK car insurance rates?

Three of the criteria that most affect car insurance rates in Haines, Alaska are age, gender, and marital status. Let’s take a look at how each of these stack up with top Haines car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Haines, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,875 $1,875 $1,795 $1,795 $4,487 $5,862 $2,113 $2,310
GEICO $1,655 $1,603 $1,561 $1,485 $3,656 $4,653 $1,634 $1,747
Progressive $1,575 $1,396 $1,329 $1,359 $5,490 $6,121 $1,768 $1,755
State Farm $1,273 $1,273 $1,139 $1,139 $3,926 $5,082 $1,496 $1,534
USAA $1,228 $1,225 $1,149 $1,144 $3,899 $4,312 $1,749 $1,851

How much do teen drivers pay for car insurance in Haines, AK?

Haines, Alaska car insurance rates for teens are often higher than rates for other drivers. Compare Haines car insurance rates from multiple Haines, Alaska car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Haines, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,487 $5,862
GEICO $3,656 $4,653
Progressive $5,490 $6,121
State Farm $3,926 $5,082
USAA $3,899 $4,312

How much do senior drivers pay for car insurance in Haines, AK?

With a little research, seniors can find affordable car insurance in Haines, Alaska. Here’s a look at how the top Haines car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Haines, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,795 $1,795
GEICO $1,561 $1,485
Progressive $1,329 $1,359
State Farm $1,139 $1,139
USAA $1,149 $1,144

How does coverage level affect Haines, AK car insurance rates?

How much coverage do you need? Are you comfortable with the Alaska minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Haines, AK car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Haines, Alaska

Insurance Company Low Medium High
Allstate $2,699 $2,701 $2,892
GEICO $2,203 $2,212 $2,333
Progressive $2,540 $2,544 $2,714
State Farm $2,044 $2,073 $2,206
USAA $2,033 $2,046 $2,130

How does your driving record affect Haines, AK car insurance rates?

Safe driving pays off. The more traffic violations you have in Haines, AK, the higher your car insurance rates will be. Compare rates based on driving infractions from top Haines, Alaska companies.

Annual Haines, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,199 $3,115 $3,117 $2,624
GEICO $1,616 $2,378 $3,357 $1,646
Progressive $2,330 $2,976 $2,473 $2,619
State Farm $1,924 $2,292 $2,108 $2,108
USAA $1,633 $2,088 $2,711 $1,847

How does a DUI affect Haines, AK car insurance rates?

With even one DUI on your record, you can see an increase in your Haines, AK car insurance rates.

Annual Car Insurance Rates After a DUI in Haines, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,117
GEICO $3,357
Progressive $2,473
State Farm $2,108
USAA $2,711

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How does your credit history affect Haines, AK car insurance rates?

Take a look at the data here to see how your Haines, Alaska car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Haines, Alaska

Insurance Company Poor Fair Good
Allstate $3,260 $2,606 $2,426
GEICO $2,556 $2,222 $1,969
Progressive $2,839 $2,539 $2,420
State Farm $2,914 $1,886 $1,524
USAA $2,816 $1,847 $1,547

How does your commute affect Haines, AK car insurance rates?

Haines, AK car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alaska can be seen here. Remember, though, that you may have to carry substantially more car insurance in Haines if you’re financing.

Annual Car Insurance Rates by Commute Length in Haines, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,710 $2,818
GEICO $2,221 $2,278
Progressive $2,599 $2,599
State Farm $2,050 $2,165
USAA $2,033 $2,106

Who has the cheapest Haines, AK car insurance rates?

Here’s a breakdown of Haines, Alaska car insurance rates by company. You can see which company offers the cheapest Haines car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Haines, Alaska

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Haines, AK car insurance companies?

Which Haines, Alaska car insurance company will best fit your needs and budget? Check out this comparison of the top Haines companies to find the one for you.

Average Annual Car Insurance Rates by Company in Haines, Alaska

Insurance Company Average Annual Rates
Allstate $2,764
GEICO $2,249
Progressive $2,599
State Farm $2,108
USAA $2,070

What factors affect Haines, AK car insurance rates?

Why are Haines, Alaska car insurance rates different than rates in Wasilla or Sitka? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Haines, AK?

More time spent behind the wheel can lead to higher Haines, Alaska car insurance rates. In Haines, AK, the average commute length is 8.5 minutes.

Car Insurance Quotes for Haines, AK

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