Cheap Quotes for Grimes, AL Car Insurance (2021)

Grimes, Alabama car insurance rates average $285 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Grimes, AL companies, you can find cheap Grimes car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Grimes is USAA
  • Grimes has an average commute time of 17.4 minutes
  • Average car insurance rates in Grimes, AL after a DUI are $3,905/year

How do the Grimes, Alabama monthly average car insurance rates of $285/month compare to nearby cities like Montgomery car insurance rates, Dothan car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Grimes, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Grimes, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Grimes, Alabama companies to find the most affordable Grimes car insurance rates.

Enter your ZIP code above to find cheap Grimes, AL car insurance quotes today.

What are the minimum Grimes, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Grimes, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Grimes, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Grimes, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Grimes, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Grimes car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grimes, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,859 $3,087 $2,346 $2,624 $10,527 $11,705 $3,039 $3,230
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,204 $2,057 $1,805 $1,947 $8,861 $9,842 $2,549 $2,652
State Farm $2,646 $2,646 $2,387 $2,387 $7,904 $9,907 $2,987 $3,440
Travelers $1,493 $1,518 $1,394 $1,391 $7,810 $12,215 $1,418 $1,642
USAA $1,231 $1,251 $1,152 $1,133 $3,626 $4,022 $1,600 $1,729

How much do teen drivers pay for car insurance in Grimes, AL?

Grimes, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Grimes car insurance rates from multiple Grimes, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Grimes, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,097 $8,336
GEICO $4,889 $4,766
Liberty Mutual $10,527 $11,705
Nationwide $4,358 $5,617
Progressive $8,861 $9,842
State Farm $7,904 $9,907
Travelers $7,810 $12,215
USAA $3,626 $4,022

How much do senior drivers pay for car insurance in Grimes, AL?

With a little research, seniors can find affordable car insurance in Grimes, Alabama. Here’s a look at how the top Grimes car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Grimes, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,904 $2,018
GEICO $1,796 $1,856
Liberty Mutual $2,346 $2,624
Nationwide $1,527 $1,581
Progressive $1,805 $1,947
State Farm $2,387 $2,387
Travelers $1,394 $1,391
USAA $1,152 $1,133

How does coverage level affect Grimes, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Grimes, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Grimes, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,491 $3,644 $3,938
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,696 $4,903 $5,182
Nationwide $2,529 $2,526 $2,589
Progressive $3,498 $3,959 $4,512
State Farm $4,059 $4,282 $4,524
Travelers $3,457 $3,681 $3,692
USAA $1,893 $1,957 $2,055

How does your driving record affect Grimes, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Grimes, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Grimes, Alabama companies.

Annual Grimes, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,866 $5,382 $5,257 $5,204
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,596 $4,518 $3,893 $3,952
State Farm $3,878 $4,790 $4,243 $4,243
Travelers $3,009 $3,158 $4,608 $3,665
USAA $1,516 $1,900 $2,816 $1,640

How does a DUI affect Grimes, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Grimes, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Grimes, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $3,916
GEICO $3,486
Liberty Mutual $5,257
Nationwide $3,241
Progressive $3,893
State Farm $4,243
Travelers $4,608
USAA $2,816

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How does your credit history affect Grimes, AL car insurance rates?

Take a look at the data here to see how your Grimes, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Grimes, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,140 $3,559 $3,374
GEICO $3,315 $2,366 $2,142
Liberty Mutual $7,043 $4,334 $3,404
Nationwide $3,073 $2,400 $2,171
Progressive $4,509 $3,861 $3,599
State Farm $6,951 $3,521 $2,393
Travelers $3,940 $3,414 $3,477
USAA $2,639 $1,724 $1,541

How does your commute affect Grimes, AL car insurance rates?

Grimes, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Grimes if you’re financing.

Annual Car Insurance Rates by Commute Length in Grimes, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,691 $3,691
GEICO $2,560 $2,656
Liberty Mutual $4,927 $4,927
Nationwide $2,548 $2,548
Progressive $3,990 $3,990
State Farm $4,185 $4,392
Travelers $3,610 $3,610
USAA $1,878 $2,058

Who has the cheapest Grimes, AL car insurance rates?

Here’s a breakdown of Grimes, Alabama car insurance rates by company. You can see which company offers the cheapest Grimes car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Grimes, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Grimes, AL car insurance companies?

Which Grimes, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Grimes companies to find the one for you.

Average Annual Car Insurance Rates by Company in Grimes, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,691
GEICO $2,608
Liberty Mutual $4,927
Nationwide $2,548
Progressive $3,990
State Farm $4,288
Travelers $3,610
USAA $1,968

What factors affect Grimes, AL car insurance rates?

Why are Grimes, Alabama car insurance rates different than rates in Montgomery or Dothan? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Grimes, AL?

More time spent behind the wheel can lead to higher Grimes, Alabama car insurance rates. In Grimes, AL, the average commute length is 17.4 minutes.

Car Insurance Quotes for Grimes, AL

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