Cheap Quotes for Grapevine, TX Car Insurance (2021)

Grapevine, Texas car insurance rates average $311 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Grapevine, TX companies, you can find cheap Grapevine car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Grapevine has an average commute time of 23.9 minutes
  • The cheapest car insurance company in Grapevine is USAA
  • Average car insurance rates in Grapevine, TX after a DUI are $4,259/year

How do the Grapevine, Texas monthly average car insurance rates of $311/month compare to nearby cities like Arlington car insurance rates, San Antonio car insurance rates, and Plano car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Grapevine, TX.

We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Grapevine, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Grapevine, Texas companies to find the most affordable Grapevine car insurance rates.

Enter your ZIP code above to find cheap Grapevine, TX car insurance quotes today.

What are the minimum Grapevine, TX car insurance requirements?

To meet Texas minimum car insurance coverage requirements, Grapevine, TX drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Grapevine, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Grapevine, TX car insurance rates?

Three of the criteria that most affect car insurance rates in Grapevine, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Grapevine car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grapevine, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,496 $3,515 $3,448 $3,448 $9,405 $11,320 $4,317 $4,480
American Family $2,707 $3,017 $2,539 $2,911 $7,256 $9,500 $3,903 $4,453
GEICO $2,366 $2,557 $2,288 $2,604 $5,245 $5,411 $2,562 $2,547
Nationwide $2,185 $2,219 $1,934 $2,044 $6,218 $7,968 $2,570 $2,777
Progressive $2,190 $2,092 $1,954 $1,990 $9,169 $10,232 $2,604 $2,656
State Farm $2,059 $2,059 $1,845 $1,845 $5,055 $6,464 $2,248 $2,313
USAA $1,510 $1,509 $1,449 $1,426 $4,320 $4,673 $2,002 $2,123

How much do teen drivers pay for car insurance in Grapevine, TX?

Grapevine, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Grapevine car insurance rates from multiple Grapevine, Texas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Grapevine, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,405 $11,320
American Family $7,256 $9,500
GEICO $5,245 $5,411
Nationwide $6,218 $7,968
Progressive $9,169 $10,232
State Farm $5,055 $6,464
USAA $4,320 $4,673

How much do senior drivers pay for car insurance in Grapevine, TX?

With a little research, seniors can find affordable car insurance in Grapevine, Texas. Here’s a look at how the top Grapevine car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Grapevine, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,448 $3,448
American Family $2,539 $2,911
GEICO $2,288 $2,604
Nationwide $1,934 $2,044
Progressive $1,954 $1,990
State Farm $1,845 $1,845
USAA $1,449 $1,426

How does coverage level affect Grapevine, TX car insurance rates?

How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Grapevine, TX car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Grapevine, Texas

Insurance Company Low Medium High
Allstate $5,302 $5,381 $5,603
American Family $4,248 $4,389 $4,971
GEICO $3,027 $3,163 $3,402
Nationwide $3,757 $3,343 $3,367
Progressive $3,945 $4,095 $4,292
State Farm $2,824 $2,981 $3,153
USAA $2,290 $2,367 $2,473

How does your driving record affect Grapevine, TX car insurance rates?

Safe driving pays off. The more traffic violations you have in Grapevine, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Grapevine, Texas companies.

Annual Grapevine, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,170 $6,540 $6,833 $4,170
American Family $4,127 $5,273 $4,616 $4,127
GEICO $2,713 $3,599 $2,989 $3,489
Nationwide $3,030 $3,030 $4,478 $3,419
Progressive $3,589 $4,630 $4,184 $4,039
State Farm $2,640 $3,046 $3,619 $2,640
USAA $1,766 $2,620 $3,094 $2,026

How does a DUI affect Grapevine, TX car insurance rates?

With even one DUI on your record, you can see an increase in your Grapevine, TX car insurance rates.

Annual Car Insurance Rates After a DUI in Grapevine, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,833
American Family $4,616
GEICO $2,989
Nationwide $4,478
Progressive $4,184
State Farm $3,619
USAA $3,094

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How does your credit history affect Grapevine, TX car insurance rates?

Take a look at the data here to see how your Grapevine, Texas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Grapevine, Texas

Insurance Company Poor Fair Good
Allstate $6,888 $5,059 $4,338
American Family $6,224 $3,942 $3,441
GEICO $4,932 $2,795 $1,866
Nationwide $4,177 $3,365 $2,926
Progressive $4,621 $4,001 $3,710
State Farm $4,215 $2,636 $2,107
USAA $3,474 $2,024 $1,633

How does your commute affect Grapevine, TX car insurance rates?

Grapevine, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Grapevine if you’re financing.

Annual Car Insurance Rates by Commute Length in Grapevine, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,292 $5,565
American Family $4,536 $4,536
GEICO $3,140 $3,254
Nationwide $3,489 $3,489
Progressive $4,111 $4,111
State Farm $2,986 $2,986
USAA $2,347 $2,406

Who has the cheapest Grapevine, TX car insurance rates?

Here’s a breakdown of Grapevine, Texas car insurance rates by company. You can see which company offers the cheapest Grapevine car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Grapevine, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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What are the top Grapevine, TX car insurance companies?

Which Grapevine, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Grapevine companies to find the one for you.

Average Annual Car Insurance Rates by Company in Grapevine, Texas

Insurance Company Average Annual Rates
Allstate $5,428
American Family $4,536
GEICO $3,197
Nationwide $3,489
Progressive $4,111
State Farm $2,986
USAA $2,377

What factors affect Grapevine, TX car insurance rates?

Why are Grapevine, Texas car insurance rates different than rates in Arlington or San Antonio? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Grapevine, TX?

FBI statistics show that the Grapevine, Texas car theft rate is 136 thefts each year. High theft rates can lead to higher than average Grapevine, TX car insurance rates.

How long is the average commute in Grapevine, TX?

More time spent behind the wheel can lead to higher Grapevine, Texas car insurance rates. In Grapevine, TX, the average commute length is 23.9 minutes.

Car Insurance Quotes for Grapevine, TX

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