Cheap Quotes for Grand Bay, AL Car Insurance (2021)

Grand Bay, Alabama car insurance rates average $344 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Grand Bay, AL companies, you can find cheap Grand Bay car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Grand Bay has an average commute time of 28.0 minutes
  • Average car insurance rates in Grand Bay, AL for senior drivers are $2,166/year
  • Average car insurance rates in Grand Bay, AL after a DUI are $4,707/year

How do the Grand Bay, Alabama monthly average car insurance rates of $344/month compare to nearby cities like Madison car insurance rates, Decatur car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Grand Bay, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Grand Bay, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Grand Bay, Alabama companies to find the most affordable Grand Bay car insurance rates.

Enter your ZIP code above to find cheap Grand Bay, AL car insurance quotes today.

What are the minimum Grand Bay, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Grand Bay, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Grand Bay, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Grand Bay, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Grand Bay, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Grand Bay car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Bay, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,151 $2,043 $1,956 $1,993 $7,673 $8,241 $2,387 $2,432
Farmers $2,817 $2,801 $2,519 $2,677 $10,860 $11,179 $3,191 $3,312
GEICO $2,173 $2,165 $2,074 $2,157 $5,812 $5,692 $2,299 $2,128
Liberty Mutual $3,286 $3,552 $2,696 $3,022 $12,199 $13,573 $3,488 $3,702
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $3,043 $2,842 $2,493 $2,686 $12,332 $13,716 $3,533 $3,697
State Farm $3,076 $3,076 $2,790 $2,790 $9,464 $11,842 $3,480 $4,022
Travelers $1,619 $1,643 $1,527 $1,521 $9,017 $14,274 $1,529 $1,735
USAA $1,404 $1,422 $1,318 $1,292 $4,236 $4,692 $1,830 $1,976

How much do teen drivers pay for car insurance in Grand Bay, AL?

Grand Bay, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Grand Bay car insurance rates from multiple Grand Bay, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Grand Bay, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,673 $8,241
Farmers $10,860 $11,179
GEICO $5,812 $5,692
Liberty Mutual $12,199 $13,573
Nationwide $5,017 $6,468
Progressive $12,332 $13,716
State Farm $9,464 $11,842
Travelers $9,017 $14,274
USAA $4,236 $4,692

How much do senior drivers pay for car insurance in Grand Bay, AL?

With a little research, seniors can find affordable car insurance in Grand Bay, Alabama. Here’s a look at how the top Grand Bay car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Grand Bay, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,956 $1,993
Farmers $2,519 $2,677
GEICO $2,074 $2,157
Liberty Mutual $2,696 $3,022
Nationwide $1,705 $1,765
Progressive $2,493 $2,686
State Farm $2,790 $2,790
Travelers $1,527 $1,521
USAA $1,318 $1,292

How does coverage level affect Grand Bay, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Grand Bay, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Grand Bay, Alabama

Insurance Company Low Medium High
Allstate $3,463 $3,603 $3,763
Farmers $4,629 $4,851 $5,279
GEICO $2,812 $3,049 $3,326
Liberty Mutual $5,398 $5,660 $6,012
Nationwide $2,872 $2,870 $2,937
Progressive $4,899 $5,502 $6,228
State Farm $4,791 $5,063 $5,349
Travelers $3,888 $4,190 $4,246
USAA $2,180 $2,258 $2,376

How does your driving record affect Grand Bay, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Grand Bay, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Grand Bay, Alabama companies.

Annual Grand Bay, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,054 $3,613 $4,307 $3,464
Farmers $4,143 $5,356 $5,225 $4,954
GEICO $2,054 $3,326 $4,135 $2,734
Liberty Mutual $4,461 $6,216 $6,071 $6,010
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,999 $6,287 $5,393 $5,492
State Farm $4,564 $5,683 $5,011 $5,011
Travelers $3,418 $3,585 $5,271 $4,159
USAA $1,747 $2,196 $3,254 $1,889

How does a DUI affect Grand Bay, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Grand Bay, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Grand Bay, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,307
Farmers $5,225
GEICO $4,135
Liberty Mutual $6,071
Nationwide $3,692
Progressive $5,393
State Farm $5,011
Travelers $5,271
USAA $3,254

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Grand Bay, AL car insurance rates?

Take a look at the data here to see how your Grand Bay, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Grand Bay, Alabama

Insurance Company Poor Fair Good
Allstate $4,450 $3,509 $2,870
Farmers $5,519 $4,743 $4,496
GEICO $3,897 $2,778 $2,512
Liberty Mutual $8,141 $5,003 $3,925
Nationwide $3,490 $2,724 $2,465
Progressive $6,259 $5,364 $5,005
State Farm $8,226 $4,157 $2,820
Travelers $4,474 $3,886 $3,964
USAA $3,037 $1,993 $1,784

How does your commute affect Grand Bay, AL car insurance rates?

Grand Bay, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Grand Bay if you’re financing.

Annual Car Insurance Rates by Commute Length in Grand Bay, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,610 $3,610
Farmers $4,920 $4,920
GEICO $3,008 $3,117
Liberty Mutual $5,690 $5,690
Nationwide $2,893 $2,893
Progressive $5,543 $5,543
State Farm $4,944 $5,190
Travelers $4,108 $4,108
USAA $2,167 $2,376

Who has the cheapest Grand Bay, AL car insurance rates?

Here’s a breakdown of Grand Bay, Alabama car insurance rates by company. You can see which company offers the cheapest Grand Bay car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Grand Bay, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Grand Bay, AL car insurance companies?

Which Grand Bay, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Grand Bay companies to find the one for you.

Average Annual Car Insurance Rates by Company in Grand Bay, Alabama

Insurance Company Average Annual Rates
Allstate $3,610
Farmers $4,920
GEICO $3,062
Liberty Mutual $5,690
Nationwide $2,893
Progressive $5,543
State Farm $5,067
Travelers $4,108
USAA $2,271

What factors affect Grand Bay, AL car insurance rates?

Why are Grand Bay, Alabama car insurance rates different than rates in Madison or Decatur? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Grand Bay, AL?

More time spent behind the wheel can lead to higher Grand Bay, Alabama car insurance rates. In Grand Bay, AL, the average commute length is 28.0 minutes.

Car Insurance Quotes for Grand Bay, AL

Shop for affordable Grand Bay, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Grand Bay, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption