Cheap Quotes for Graham, AL Car Insurance (2021)

Graham, Alabama car insurance rates average $297 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Graham, AL companies, you can find cheap Graham car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Graham is USAA
  • Average car insurance rates in Graham, AL are $297/month
  • Average car insurance rates in Graham, AL for senior drivers are $1,892/year

How do the Graham, Alabama monthly average car insurance rates of $297/month compare to nearby cities like Decatur car insurance rates, Hoover car insurance rates, and Huntsville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Graham, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Graham, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Graham, Alabama companies to find the most affordable Graham car insurance rates.

Enter your ZIP code above to find cheap Graham, AL car insurance quotes today.

What are the minimum Graham, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Graham, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Graham, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Graham, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Graham, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Graham car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Graham, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,058 $3,307 $2,509 $2,808 $10,937 $12,167 $3,264 $3,485
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,165 $2,043 $1,770 $1,887 $8,676 $9,697 $2,541 $2,712
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,578 $1,604 $1,473 $1,470 $8,353 $13,109 $1,496 $1,730
USAA $1,277 $1,300 $1,192 $1,171 $3,758 $4,170 $1,661 $1,797

How much do teen drivers pay for car insurance in Graham, AL?

Graham, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Graham car insurance rates from multiple Graham, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Graham, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $8,684 $8,935
GEICO $5,489 $5,415
Liberty Mutual $10,937 $12,167
Nationwide $4,446 $5,755
Progressive $8,676 $9,697
State Farm $8,309 $10,427
Travelers $8,353 $13,109
USAA $3,758 $4,170

How much do senior drivers pay for car insurance in Graham, AL?

With a little research, seniors can find affordable car insurance in Graham, Alabama. Here’s a look at how the top Graham car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Graham, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,009 $2,134
GEICO $1,997 $2,040
Liberty Mutual $2,509 $2,808
Nationwide $1,564 $1,624
Progressive $1,770 $1,887
State Farm $2,520 $2,520
Travelers $1,473 $1,470
USAA $1,192 $1,171

How does coverage level affect Graham, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Graham, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Graham, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $3,711 $3,880 $4,204
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,958 $5,167 $5,450
Nationwide $2,607 $2,586 $2,642
Progressive $3,577 $3,915 $4,317
State Farm $4,278 $4,514 $4,767
Travelers $3,680 $3,928 $3,947
USAA $1,968 $2,030 $2,124

How does your driving record affect Graham, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Graham, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Graham, Alabama companies.

Annual Graham, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,074 $5,662 $5,548 $5,483
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,570 $4,462 $3,797 $3,917
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,209 $3,368 $4,920 $3,910
USAA $1,571 $1,968 $2,925 $1,699

How does a DUI affect Graham, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Graham, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Graham, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,595
Farmers $4,175
GEICO $3,902
Liberty Mutual $5,548
Nationwide $3,331
Progressive $3,797
State Farm $4,472
Travelers $4,920
USAA $2,925

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How does your credit history affect Graham, AL car insurance rates?

Take a look at the data here to see how your Graham, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Graham, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,409 $3,792 $3,594
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,444 $4,554 $3,577
Nationwide $3,155 $2,458 $2,223
Progressive $4,460 $3,804 $3,545
State Farm $7,329 $3,709 $2,520
Travelers $4,202 $3,642 $3,711
USAA $2,745 $1,784 $1,593

How does your commute affect Graham, AL car insurance rates?

Graham, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Graham if you’re financing.

Annual Car Insurance Rates by Commute Length in Graham, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $3,932 $3,932
GEICO $2,886 $2,996
Liberty Mutual $5,192 $5,192
Nationwide $2,612 $2,612
Progressive $3,937 $3,937
State Farm $4,410 $4,629
Travelers $3,852 $3,852
USAA $1,947 $2,134

Who has the cheapest Graham, AL car insurance rates?

Here’s a breakdown of Graham, Alabama car insurance rates by company. You can see which company offers the cheapest Graham car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Graham, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Graham, AL car insurance companies?

Which Graham, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Graham companies to find the one for you.

Average Annual Car Insurance Rates by Company in Graham, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $3,932
GEICO $2,941
Liberty Mutual $5,192
Nationwide $2,612
Progressive $3,937
State Farm $4,519
Travelers $3,852
USAA $2,041

Car Insurance Quotes for Graham, AL

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