Cheap Quotes for Grady, AR Car Insurance (2021)

Grady, Arkansas car insurance rates average $357 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Grady, AR companies, you can find cheap Grady car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Grady, AR after a DUI are $5,187/year
  • Average car insurance rates in Grady, AR for senior drivers are $2,260/year
  • Average car insurance rates in Grady, AR are $357/month

How do the Grady, Arkansas monthly average car insurance rates of $357/month compare to nearby cities like Rogers car insurance rates, Conway car insurance rates, and Bentonville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Grady, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Grady, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Grady, Arkansas companies to find the most affordable Grady car insurance rates.

Enter your ZIP code above to find cheap Grady, AR car insurance quotes today.

What are the minimum Grady, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Grady, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Grady, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Grady, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Grady, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Grady car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grady, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,142 $3,187 $2,783 $2,987 $11,045 $13,145 $3,506 $3,809
Farmers $2,364 $2,360 $2,115 $2,219 $9,688 $10,057 $2,700 $2,851
GEICO $3,204 $3,181 $2,965 $2,882 $7,886 $7,954 $3,122 $3,166
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,514 $2,562 $2,259 $2,387 $6,062 $7,723 $2,875 $3,099
Progressive $2,855 $2,722 $2,344 $2,443 $11,636 $13,139 $3,410 $3,678
State Farm $1,946 $1,946 $1,725 $1,725 $5,374 $6,794 $2,187 $2,489
Travelers $2,393 $2,441 $2,353 $2,363 $13,873 $22,350 $2,553 $2,959
USAA $1,389 $1,406 $1,285 $1,299 $4,329 $4,542 $1,794 $1,939

How much do teen drivers pay for car insurance in Grady, AR?

Grady, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Grady car insurance rates from multiple Grady, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Grady, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,045 $13,145
Farmers $9,688 $10,057
GEICO $7,886 $7,954
Liberty Mutual $8,234 $9,082
Nationwide $6,062 $7,723
Progressive $11,636 $13,139
State Farm $5,374 $6,794
Travelers $13,873 $22,350
USAA $4,329 $4,542

How much do senior drivers pay for car insurance in Grady, AR?

With a little research, seniors can find affordable car insurance in Grady, Arkansas. Here’s a look at how the top Grady car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Grady, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,987
Farmers $2,115 $2,219
GEICO $2,965 $2,882
Liberty Mutual $2,143 $2,398
Nationwide $2,259 $2,387
Progressive $2,344 $2,443
State Farm $1,725 $1,725
Travelers $2,353 $2,363
USAA $1,285 $1,299

How does coverage level affect Grady, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Grady, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Grady, Arkansas

Insurance Company Low Medium High
Allstate $5,283 $5,447 $5,621
Farmers $4,085 $4,250 $4,548
GEICO $4,149 $4,294 $4,443
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,704 $3,609 $3,742
Progressive $4,838 $5,179 $5,818
State Farm $2,883 $3,021 $3,165
Travelers $6,087 $6,428 $6,717
USAA $2,158 $2,240 $2,345

How does your driving record affect Grady, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Grady, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Grady, Arkansas companies.

Annual Grady, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,540 $5,677 $6,221 $5,364
Farmers $3,637 $4,647 $4,538 $4,354
GEICO $2,881 $4,463 $6,736 $3,100
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,870 $3,704 $5,007 $3,159
Progressive $4,558 $6,294 $4,788 $5,473
State Farm $2,790 $3,256 $3,023 $3,023
Travelers $5,375 $5,554 $8,116 $6,599
USAA $1,728 $2,188 $3,158 $1,918

How does a DUI affect Grady, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Grady, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Grady, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,221
Farmers $4,538
GEICO $6,736
Liberty Mutual $5,091
Nationwide $5,007
Progressive $4,788
State Farm $3,023
Travelers $8,116
USAA $3,158

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How does your credit history affect Grady, AR car insurance rates?

Take a look at the data here to see how your Grady, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Grady, Arkansas

Insurance Company Poor Fair Good
Allstate $6,872 $5,237 $4,243
Farmers $4,894 $4,090 $3,899
GEICO $5,149 $4,226 $3,510
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,353 $3,506 $3,196
Progressive $6,010 $5,096 $4,728
State Farm $4,382 $2,636 $2,051
Travelers $7,361 $6,137 $5,734
USAA $2,985 $2,031 $1,728

How does your commute affect Grady, AR car insurance rates?

Grady, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Grady if you’re financing.

Annual Car Insurance Rates by Commute Length in Grady, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,451 $5,451
Farmers $4,294 $4,294
GEICO $4,274 $4,316
Liberty Mutual $3,924 $3,924
Nationwide $3,685 $3,685
Progressive $5,278 $5,278
State Farm $2,950 $3,096
Travelers $6,411 $6,411
USAA $2,183 $2,313

Who has the cheapest Grady, AR car insurance rates?

Here’s a breakdown of Grady, Arkansas car insurance rates by company. You can see which company offers the cheapest Grady car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Grady, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Grady, AR car insurance companies?

Which Grady, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Grady companies to find the one for you.

Average Annual Car Insurance Rates by Company in Grady, Arkansas

Insurance Company Average Annual Rates
Allstate $5,451
Farmers $4,294
GEICO $4,295
Liberty Mutual $3,924
Nationwide $3,685
Progressive $5,278
State Farm $3,023
Travelers $6,411
USAA $2,248

What factors affect Grady, AR car insurance rates?

Why are Grady, Arkansas car insurance rates different than rates in Rogers or Conway? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Grady, AR?

More time spent behind the wheel can lead to higher Grady, Arkansas car insurance rates. In Grady, AR, the average commute length is 26.3 minutes.

Car Insurance Quotes for Grady, AR

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