Cheap Quotes for Grady, AL Car Insurance (2021)

Grady, Alabama car insurance rates average $316 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Grady, AL companies, you can find cheap Grady car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Grady, AL are $316/month
  • Average car insurance rates in Grady, AL after a DUI are $4,308/year
  • Average car insurance rates in Grady, AL for senior drivers are $2,009/year

How do the Grady, Alabama monthly average car insurance rates of $316/month compare to nearby cities like Dothan car insurance rates, Montgomery car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Grady, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Grady, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Grady, Alabama companies to find the most affordable Grady car insurance rates.

Enter your ZIP code above to find cheap Grady, AL car insurance quotes today.

What are the minimum Grady, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Grady, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Grady, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Grady, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Grady, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Grady car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grady, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,885 $1,764 $1,801 $6,532 $7,020 $2,232 $2,292
Farmers $2,437 $2,422 $2,180 $2,311 $9,242 $9,516 $2,763 $2,875
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,213 $3,472 $2,630 $2,942 $11,739 $13,054 $3,428 $3,657
Nationwide $1,886 $1,910 $1,715 $1,777 $5,037 $6,502 $2,098 $2,351
Progressive $2,389 $2,251 $1,956 $2,085 $9,577 $10,702 $2,799 $2,978
State Farm $3,293 $3,293 $2,979 $2,979 $9,920 $12,477 $3,722 $4,257
Travelers $1,477 $1,500 $1,384 $1,382 $7,970 $12,593 $1,399 $1,602
USAA $1,403 $1,426 $1,312 $1,289 $4,197 $4,655 $1,831 $1,980

How much do teen drivers pay for car insurance in Grady, AL?

Grady, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Grady car insurance rates from multiple Grady, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Grady, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,532 $7,020
Farmers $9,242 $9,516
GEICO $4,936 $4,820
Liberty Mutual $11,739 $13,054
Nationwide $5,037 $6,502
Progressive $9,577 $10,702
State Farm $9,920 $12,477
Travelers $7,970 $12,593
USAA $4,197 $4,655

How much do senior drivers pay for car insurance in Grady, AL?

With a little research, seniors can find affordable car insurance in Grady, Alabama. Here’s a look at how the top Grady car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Grady, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,764 $1,801
Farmers $2,180 $2,311
GEICO $1,817 $1,864
Liberty Mutual $2,630 $2,942
Nationwide $1,715 $1,777
Progressive $1,956 $2,085
State Farm $2,979 $2,979
Travelers $1,384 $1,382
USAA $1,312 $1,289

How does coverage level affect Grady, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Grady, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Grady, Alabama

Insurance Company Low Medium High
Allstate $3,083 $3,182 $3,294
Farmers $3,990 $4,166 $4,499
GEICO $2,433 $2,631 $2,867
Liberty Mutual $5,275 $5,492 $5,783
Nationwide $2,896 $2,885 $2,948
Progressive $3,917 $4,319 $4,792
State Farm $5,050 $5,361 $5,684
Travelers $3,473 $3,736 $3,781
USAA $2,178 $2,249 $2,358

How does your driving record affect Grady, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Grady, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Grady, Alabama companies.

Annual Grady, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,735 $3,205 $3,740 $3,064
Farmers $3,554 $4,588 $4,476 $4,254
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,324 $6,025 $5,891 $5,827
Nationwide $2,541 $2,541 $3,716 $2,841
Progressive $3,931 $4,920 $4,204 $4,316
State Farm $4,847 $5,999 $5,307 $5,307
Travelers $3,054 $3,204 $4,683 $3,713
USAA $1,739 $2,182 $3,245 $1,881

How does a DUI affect Grady, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Grady, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Grady, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,740
Farmers $4,476
GEICO $3,506
Liberty Mutual $5,891
Nationwide $3,716
Progressive $4,204
State Farm $5,307
Travelers $4,683
USAA $3,245

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How does your credit history affect Grady, AL car insurance rates?

Take a look at the data here to see how your Grady, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Grady, Alabama

Insurance Company Poor Fair Good
Allstate $3,949 $3,087 $2,522
Farmers $4,730 $4,068 $3,857
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,905 $4,844 $3,801
Nationwide $3,511 $2,740 $2,478
Progressive $4,917 $4,198 $3,913
State Farm $8,712 $4,400 $2,983
Travelers $3,993 $3,465 $3,532
USAA $3,036 $1,980 $1,769

How does your commute affect Grady, AL car insurance rates?

Grady, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Grady if you’re financing.

Annual Car Insurance Rates by Commute Length in Grady, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,186 $3,186
Farmers $4,218 $4,218
GEICO $2,594 $2,694
Liberty Mutual $5,517 $5,517
Nationwide $2,910 $2,910
Progressive $4,342 $4,342
State Farm $5,230 $5,500
Travelers $3,663 $3,663
USAA $2,158 $2,365

Who has the cheapest Grady, AL car insurance rates?

Here’s a breakdown of Grady, Alabama car insurance rates by company. You can see which company offers the cheapest Grady car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Grady, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Grady, AL car insurance companies?

Which Grady, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Grady companies to find the one for you.

Average Annual Car Insurance Rates by Company in Grady, Alabama

Insurance Company Average Annual Rates
Allstate $3,186
Farmers $4,218
GEICO $2,644
Liberty Mutual $5,517
Nationwide $2,910
Progressive $4,342
State Farm $5,365
Travelers $3,663
USAA $2,262

Car Insurance Quotes for Grady, AL

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