Cheap Quotes for Gillham, AR Car Insurance (2021)

Gillham, Arkansas car insurance rates average $344 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Gillham, AR companies, you can find cheap Gillham car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Gillham, AR after a DUI are $4,988/year
  • Average car insurance rates in Gillham, AR are $344/month
  • Gillham has an average commute time of 26.7 minutes

How do the Gillham, Arkansas monthly average car insurance rates of $344/month compare to nearby cities like Conway car insurance rates, North Little Rock car insurance rates, and Pine Bluff car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Gillham, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Gillham, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Gillham, Arkansas companies to find the most affordable Gillham car insurance rates.

Enter your ZIP code above to find cheap Gillham, AR car insurance quotes today.

What are the minimum Gillham, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Gillham, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Gillham, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Gillham, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Gillham, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Gillham car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gillham, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,813 $2,500 $2,671 $10,323 $12,414 $3,085 $3,358
Farmers $2,323 $2,315 $2,077 $2,182 $9,670 $10,029 $2,661 $2,808
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,780 $2,643 $2,283 $2,383 $11,566 $13,046 $3,326 $3,598
State Farm $1,799 $1,799 $1,595 $1,595 $4,985 $6,288 $2,022 $2,310
Travelers $2,297 $2,344 $2,250 $2,260 $13,080 $20,966 $2,448 $2,860
USAA $1,302 $1,317 $1,204 $1,215 $4,031 $4,231 $1,676 $1,810

How much do teen drivers pay for car insurance in Gillham, AR?

Gillham, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Gillham car insurance rates from multiple Gillham, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Gillham, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,323 $12,414
Farmers $9,670 $10,029
GEICO $6,742 $6,800
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $11,566 $13,046
State Farm $4,985 $6,288
Travelers $13,080 $20,966
USAA $4,031 $4,231

How much do senior drivers pay for car insurance in Gillham, AR?

With a little research, seniors can find affordable car insurance in Gillham, Arkansas. Here’s a look at how the top Gillham car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Gillham, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,500 $2,671
Farmers $2,077 $2,182
GEICO $2,547 $2,475
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,283 $2,383
State Farm $1,595 $1,595
Travelers $2,250 $2,260
USAA $1,204 $1,215

How does coverage level affect Gillham, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Gillham, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Gillham, Arkansas

Insurance Company Low Medium High
Allstate $4,875 $4,993 $5,119
Farmers $4,051 $4,214 $4,510
GEICO $3,545 $3,679 $3,815
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $4,792 $5,115 $5,702
State Farm $2,675 $2,796 $2,926
Travelers $5,806 $6,081 $6,302
USAA $2,022 $2,092 $2,182

How does your driving record affect Gillham, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Gillham, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Gillham, Arkansas companies.

Annual Gillham, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,102 $5,174 $5,782 $4,925
Farmers $3,601 $4,610 $4,503 $4,318
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,488 $6,220 $4,715 $5,388
State Farm $2,582 $3,016 $2,799 $2,799
Travelers $5,085 $5,254 $7,670 $6,244
USAA $1,614 $2,040 $2,949 $1,791

How does a DUI affect Gillham, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Gillham, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Gillham, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,782
Farmers $4,503
GEICO $5,763
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,715
State Farm $2,799
Travelers $7,670
USAA $2,949

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How does your credit history affect Gillham, AR car insurance rates?

Take a look at the data here to see how your Gillham, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Gillham, Arkansas

Insurance Company Poor Fair Good
Allstate $6,269 $4,811 $3,907
Farmers $4,848 $4,059 $3,868
GEICO $4,411 $3,620 $3,007
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $5,912 $5,027 $4,670
State Farm $4,055 $2,441 $1,901
Travelers $6,967 $5,803 $5,420
USAA $2,786 $1,896 $1,613

How does your commute affect Gillham, AR car insurance rates?

Gillham, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Gillham if you’re financing.

Annual Car Insurance Rates by Commute Length in Gillham, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,996 $4,996
Farmers $4,258 $4,258
GEICO $3,661 $3,698
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,203 $5,203
State Farm $2,732 $2,866
Travelers $6,063 $6,063
USAA $2,039 $2,158

Who has the cheapest Gillham, AR car insurance rates?

Here’s a breakdown of Gillham, Arkansas car insurance rates by company. You can see which company offers the cheapest Gillham car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Gillham, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Gillham, AR car insurance companies?

Which Gillham, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Gillham companies to find the one for you.

Average Annual Car Insurance Rates by Company in Gillham, Arkansas

Insurance Company Average Annual Rates
Allstate $4,996
Farmers $4,258
GEICO $3,679
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,203
State Farm $2,799
Travelers $6,063
USAA $2,098

What factors affect Gillham, AR car insurance rates?

Why are Gillham, Arkansas car insurance rates different than rates in Conway or North Little Rock? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Gillham, AR?

More time spent behind the wheel can lead to higher Gillham, Arkansas car insurance rates. In Gillham, AR, the average commute length is 26.7 minutes.

Car Insurance Quotes for Gillham, AR

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