Cheap Quotes for Gilbertown, AL Car Insurance (2021)

Gilbertown, Alabama car insurance rates average $309 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Gilbertown, AL companies, you can find cheap Gilbertown car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Gilbertown is USAA
  • Average car insurance rates in Gilbertown, AL for senior drivers are $1,984/year
  • Average car insurance rates in Gilbertown, AL are $309/month

How do the Gilbertown, Alabama monthly average car insurance rates of $309/month compare to nearby cities like Mobile car insurance rates, Huntsville car insurance rates, and Tuscaloosa car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Gilbertown, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Gilbertown, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Gilbertown, Alabama companies to find the most affordable Gilbertown car insurance rates.

Enter your ZIP code above to find cheap Gilbertown, AL car insurance quotes today.

What are the minimum Gilbertown, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Gilbertown, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Gilbertown, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Gilbertown, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Gilbertown, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Gilbertown car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gilbertown, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,045 $1,961 $1,830 $1,868 $6,804 $7,302 $2,335 $2,405
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,209 $3,473 $2,631 $2,946 $11,280 $12,554 $3,433 $3,673
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,460 $2,320 $2,011 $2,149 $9,691 $10,827 $2,873 $3,039
State Farm $2,785 $2,785 $2,484 $2,484 $7,946 $9,992 $3,135 $3,598
Travelers $1,537 $1,563 $1,431 $1,430 $8,070 $12,685 $1,458 $1,691
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

How much do teen drivers pay for car insurance in Gilbertown, AL?

Gilbertown, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Gilbertown car insurance rates from multiple Gilbertown, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Gilbertown, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,804 $7,302
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $11,280 $12,554
Nationwide $4,418 $5,752
Progressive $9,691 $10,827
State Farm $7,946 $9,992
Travelers $8,070 $12,685
USAA $4,083 $4,536

How much do senior drivers pay for car insurance in Gilbertown, AL?

With a little research, seniors can find affordable car insurance in Gilbertown, Alabama. Here’s a look at how the top Gilbertown car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Gilbertown, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,868
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,631 $2,946
Nationwide $1,577 $1,642
Progressive $2,011 $2,149
State Farm $2,484 $2,484
Travelers $1,431 $1,430
USAA $1,288 $1,268

How does coverage level affect Gilbertown, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Gilbertown, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Gilbertown, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,314 $3,414
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,165 $5,375 $5,659
Nationwide $2,624 $2,595 $2,649
Progressive $3,962 $4,393 $4,908
State Farm $4,193 $4,395 $4,616
Travelers $3,561 $3,807 $3,830
USAA $2,139 $2,204 $2,302

How does your driving record affect Gilbertown, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Gilbertown, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Gilbertown, Alabama companies.

Annual Gilbertown, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,844 $3,334 $3,906 $3,191
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,238 $5,882 $5,776 $5,702
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,004 $5,000 $4,281 $4,400
State Farm $4,006 $4,885 $4,357 $4,357
Travelers $3,113 $3,267 $4,761 $3,790
USAA $1,703 $2,133 $3,182 $1,843

How does a DUI affect Gilbertown, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Gilbertown, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Gilbertown, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,906
Farmers $4,620
GEICO $3,808
Liberty Mutual $5,776
Nationwide $3,353
Progressive $4,281
State Farm $4,357
Travelers $4,761
USAA $3,182

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How does your credit history affect Gilbertown, AL car insurance rates?

Take a look at the data here to see how your Gilbertown, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Gilbertown, Alabama

Insurance Company Poor Fair Good
Allstate $4,111 $3,215 $2,630
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,753 $4,730 $3,716
Nationwide $3,171 $2,467 $2,229
Progressive $5,016 $4,272 $3,976
State Farm $7,136 $3,613 $2,455
Travelers $4,074 $3,529 $3,595
USAA $2,984 $1,935 $1,726

How does your commute affect Gilbertown, AL car insurance rates?

Gilbertown, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Gilbertown if you’re financing.

Annual Car Insurance Rates by Commute Length in Gilbertown, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,319
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,400 $5,400
Nationwide $2,623 $2,623
Progressive $4,421 $4,421
State Farm $4,297 $4,506
Travelers $3,733 $3,733
USAA $2,114 $2,317

Who has the cheapest Gilbertown, AL car insurance rates?

Here’s a breakdown of Gilbertown, Alabama car insurance rates by company. You can see which company offers the cheapest Gilbertown car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Gilbertown, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Gilbertown, AL car insurance companies?

Which Gilbertown, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Gilbertown companies to find the one for you.

Average Annual Car Insurance Rates by Company in Gilbertown, Alabama

Insurance Company Average Annual Rates
Allstate $3,319
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,400
Nationwide $2,623
Progressive $4,421
State Farm $4,401
Travelers $3,733
USAA $2,215

Car Insurance Quotes for Gilbertown, AL

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