Cheap Quotes for Gilbert, AR Car Insurance (2021)

Gilbert, Arkansas car insurance rates average $315 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Gilbert, AR companies, you can find cheap Gilbert car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Gilbert, AR for senior drivers are $1,978/year
  • Average car insurance rates in Gilbert, AR are $315/month
  • The cheapest car insurance company in Gilbert is USAA

How do the Gilbert, Arkansas monthly average car insurance rates of $315/month compare to nearby cities like Little Rock car insurance rates, Fayetteville car insurance rates, and Bentonville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Gilbert, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Gilbert, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Gilbert, Arkansas companies to find the most affordable Gilbert car insurance rates.

Enter your ZIP code above to find cheap Gilbert, AR car insurance quotes today.

What are the minimum Gilbert, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Gilbert, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Gilbert, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Gilbert, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Gilbert, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Gilbert car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gilbert, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,851 $2,879 $2,533 $2,709 $10,157 $12,157 $3,163 $3,449
Farmers $2,128 $2,119 $1,904 $2,001 $8,834 $9,149 $2,436 $2,568
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,513 $2,386 $2,061 $2,158 $10,485 $11,808 $3,004 $3,245
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,065 $2,104 $2,039 $2,044 $11,946 $19,151 $2,209 $2,556
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

How much do teen drivers pay for car insurance in Gilbert, AR?

Gilbert, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Gilbert car insurance rates from multiple Gilbert, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Gilbert, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,157 $12,157
Farmers $8,834 $9,149
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $10,485 $11,808
State Farm $4,447 $5,591
Travelers $11,946 $19,151
USAA $3,959 $4,151

How much do senior drivers pay for car insurance in Gilbert, AR?

With a little research, seniors can find affordable car insurance in Gilbert, Arkansas. Here’s a look at how the top Gilbert car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Gilbert, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,533 $2,709
Farmers $1,904 $2,001
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,061 $2,158
State Farm $1,395 $1,395
Travelers $2,039 $2,044
USAA $1,183 $1,194

How does coverage level affect Gilbert, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Gilbert, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Gilbert, Arkansas

Insurance Company Low Medium High
Allstate $4,873 $4,984 $5,105
Farmers $3,702 $3,853 $4,123
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,360 $4,636 $5,127
State Farm $2,351 $2,463 $2,585
Travelers $5,264 $5,530 $5,749
USAA $1,975 $2,051 $2,149

How does your driving record affect Gilbert, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Gilbert, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Gilbert, Arkansas companies.

Annual Gilbert, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,126 $5,170 $5,737 $4,916
Farmers $3,291 $4,216 $4,116 $3,947
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,060 $5,630 $4,266 $4,875
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,622 $4,775 $6,986 $5,674
USAA $1,585 $2,004 $2,887 $1,758

How does a DUI affect Gilbert, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Gilbert, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Gilbert, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,737
Farmers $4,116
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,266
State Farm $2,466
Travelers $6,986
USAA $2,887

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How does your credit history affect Gilbert, AR car insurance rates?

Take a look at the data here to see how your Gilbert, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Gilbert, Arkansas

Insurance Company Poor Fair Good
Allstate $6,269 $4,797 $3,895
Farmers $4,434 $3,709 $3,534
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,349 $4,549 $4,225
State Farm $3,570 $2,152 $1,677
Travelers $6,329 $5,280 $4,934
USAA $2,729 $1,861 $1,586

How does your commute affect Gilbert, AR car insurance rates?

Gilbert, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Gilbert if you’re financing.

Annual Car Insurance Rates by Commute Length in Gilbert, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,987 $4,987
Farmers $3,893 $3,893
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $4,708 $4,708
State Farm $2,408 $2,524
Travelers $5,514 $5,514
USAA $2,000 $2,117

Who has the cheapest Gilbert, AR car insurance rates?

Here’s a breakdown of Gilbert, Arkansas car insurance rates by company. You can see which company offers the cheapest Gilbert car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Gilbert, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Gilbert, AR car insurance companies?

Which Gilbert, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Gilbert companies to find the one for you.

Average Annual Car Insurance Rates by Company in Gilbert, Arkansas

Insurance Company Average Annual Rates
Allstate $4,987
Farmers $3,893
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $4,708
State Farm $2,466
Travelers $5,514
USAA $2,059

Car Insurance Quotes for Gilbert, AR

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