Cheap Quotes for Gateway, AR Car Insurance (2021)

Gateway, Arkansas car insurance rates average $314 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Gateway, AR companies, you can find cheap Gateway car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Gateway, AR are $314/month
  • Gateway has an average commute time of 26.9 minutes
  • The cheapest car insurance company in Gateway is USAA

How do the Gateway, Arkansas monthly average car insurance rates of $314/month compare to nearby cities like Fayetteville car insurance rates, Pine Bluff car insurance rates, and Hot Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Gateway, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Gateway, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Gateway, Arkansas companies to find the most affordable Gateway car insurance rates.

Enter your ZIP code above to find cheap Gateway, AR car insurance quotes today.

What are the minimum Gateway, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Gateway, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Gateway, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Gateway, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Gateway, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Gateway car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gateway, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,577 $2,591 $2,310 $2,467 $9,424 $11,296 $2,832 $3,063
Farmers $2,108 $2,088 $1,880 $1,985 $9,171 $9,482 $2,422 $2,538
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,533 $2,577 $2,279 $2,401 $6,227 $7,903 $2,910 $3,130
Progressive $2,438 $2,292 $2,006 $2,107 $10,723 $12,050 $2,910 $3,148
State Farm $1,548 $1,548 $1,403 $1,403 $4,684 $5,869 $1,749 $2,012
Travelers $2,001 $2,033 $2,008 $2,007 $12,103 $19,446 $2,158 $2,446
USAA $1,337 $1,343 $1,244 $1,243 $4,312 $4,500 $1,717 $1,842

How much do teen drivers pay for car insurance in Gateway, AR?

Gateway, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Gateway car insurance rates from multiple Gateway, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Gateway, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,424 $11,296
Farmers $9,171 $9,482
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,227 $7,903
Progressive $10,723 $12,050
State Farm $4,684 $5,869
Travelers $12,103 $19,446
USAA $4,312 $4,500

How much do senior drivers pay for car insurance in Gateway, AR?

With a little research, seniors can find affordable car insurance in Gateway, Arkansas. Here’s a look at how the top Gateway car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Gateway, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,310 $2,467
Farmers $1,880 $1,985
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,279 $2,401
Progressive $2,006 $2,107
State Farm $1,403 $1,403
Travelers $2,008 $2,007
USAA $1,244 $1,243

How does coverage level affect Gateway, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Gateway, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Gateway, Arkansas

Insurance Company Low Medium High
Allstate $4,440 $4,567 $4,704
Farmers $3,758 $3,917 $4,202
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,771 $3,672 $3,792
Progressive $4,294 $4,624 $5,211
State Farm $2,386 $2,525 $2,671
Travelers $5,238 $5,539 $5,799
USAA $2,103 $2,185 $2,290

How does your driving record affect Gateway, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Gateway, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Gateway, Arkansas companies.

Annual Gateway, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,769 $4,740 $5,268 $4,504
Farmers $3,339 $4,294 $4,200 $4,004
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,765 $5,075 $3,215
Progressive $4,052 $5,667 $4,263 $4,855
State Farm $2,305 $2,749 $2,527 $2,527
Travelers $4,623 $4,775 $7,030 $5,674
USAA $1,679 $2,137 $3,090 $1,864

How does a DUI affect Gateway, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Gateway, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Gateway, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,268
Farmers $4,200
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,075
Progressive $4,263
State Farm $2,527
Travelers $7,030
USAA $3,090

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How does your credit history affect Gateway, AR car insurance rates?

Take a look at the data here to see how your Gateway, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Gateway, Arkansas

Insurance Company Poor Fair Good
Allstate $5,730 $4,405 $3,575
Farmers $4,491 $3,784 $3,602
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,424 $3,563 $3,248
Progressive $5,313 $4,562 $4,254
State Farm $3,658 $2,205 $1,718
Travelers $6,324 $5,296 $4,955
USAA $2,898 $1,985 $1,694

How does your commute affect Gateway, AR car insurance rates?

Gateway, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Gateway if you’re financing.

Annual Car Insurance Rates by Commute Length in Gateway, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,570 $4,570
Farmers $3,959 $3,959
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,745 $3,745
Progressive $4,709 $4,709
State Farm $2,465 $2,589
Travelers $5,525 $5,525
USAA $2,131 $2,254

Who has the cheapest Gateway, AR car insurance rates?

Here’s a breakdown of Gateway, Arkansas car insurance rates by company. You can see which company offers the cheapest Gateway car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Gateway, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Gateway, AR car insurance companies?

Which Gateway, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Gateway companies to find the one for you.

Average Annual Car Insurance Rates by Company in Gateway, Arkansas

Insurance Company Average Annual Rates
Allstate $4,570
Farmers $3,959
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,745
Progressive $4,709
State Farm $2,527
Travelers $5,525
USAA $2,192

What factors affect Gateway, AR car insurance rates?

Why are Gateway, Arkansas car insurance rates different than rates in Fayetteville or Pine Bluff? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Gateway, AR?

More time spent behind the wheel can lead to higher Gateway, Arkansas car insurance rates. In Gateway, AR, the average commute length is 26.9 minutes.

Car Insurance Quotes for Gateway, AR

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