Cheap Quotes for Garrison, MD Car Insurance (2021)

Garrison, Maryland car insurance rates average $509 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Garrison, MD companies, you can find cheap Garrison car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Garrison has an average commute time of 33.5 minutes
  • Average car insurance rates in Garrison, MD are $509/month
  • Average car insurance rates in Garrison, MD after a DUI are $7,167/year

How do the Garrison, Maryland monthly average car insurance rates of $509/month compare to nearby cities like College Park car insurance rates, Gaithersburg car insurance rates, and Annapolis car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Garrison, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Garrison, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Garrison, Maryland companies to find the most affordable Garrison car insurance rates.

Enter your ZIP code above to find cheap Garrison, MD car insurance quotes today.

What are the minimum Garrison, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Garrison, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Garrison, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Garrison, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Garrison, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Garrison car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garrison, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,853 $4,637 $4,664 $4,791 $14,933 $17,633 $4,343 $4,383
GEICO $3,380 $3,701 $3,877 $4,487 $10,081 $11,338 $2,889 $2,987
Liberty Mutual $8,663 $8,663 $8,568 $8,568 $16,597 $24,483 $8,663 $11,587
Nationwide $2,826 $2,828 $2,550 $2,622 $6,745 $8,889 $3,287 $3,535
Progressive $3,058 $2,727 $2,649 $2,718 $11,043 $12,006 $3,538 $3,401
State Farm $3,110 $3,110 $2,873 $2,873 $9,393 $11,986 $3,483 $3,905
USAA $2,550 $2,500 $2,400 $2,383 $5,713 $6,709 $2,918 $3,249

How much do teen drivers pay for car insurance in Garrison, MD?

Garrison, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Garrison car insurance rates from multiple Garrison, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Garrison, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,933 $17,633
GEICO $10,081 $11,338
Liberty Mutual $16,597 $24,483
Nationwide $6,745 $8,889
Progressive $11,043 $12,006
State Farm $9,393 $11,986
USAA $5,713 $6,709

How much do senior drivers pay for car insurance in Garrison, MD?

With a little research, seniors can find affordable car insurance in Garrison, Maryland. Here’s a look at how the top Garrison car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Garrison, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,664 $4,791
GEICO $3,877 $4,487
Liberty Mutual $8,568 $8,568
Nationwide $2,550 $2,622
Progressive $2,649 $2,718
State Farm $2,873 $2,873
USAA $2,400 $2,383

How does coverage level affect Garrison, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Garrison, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Garrison, Maryland

Insurance Company Low Medium High
Allstate $7,295 $7,467 $7,828
GEICO $5,112 $5,297 $5,618
Liberty Mutual $11,617 $11,946 $12,360
Nationwide $3,970 $4,176 $4,335
Progressive $4,884 $5,137 $5,407
State Farm $4,806 $5,108 $5,361
USAA $3,337 $3,565 $3,756

How does your driving record affect Garrison, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Garrison, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Garrison, Maryland companies.

Annual Garrison, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,631 $8,913 $6,631 $7,943
GEICO $3,781 $5,915 $7,184 $4,490
Liberty Mutual $8,587 $11,312 $17,116 $10,882
Nationwide $3,651 $4,929 $3,912 $4,149
Progressive $4,372 $5,841 $5,308 $5,049
State Farm $4,556 $5,746 $5,032 $5,032
USAA $2,786 $3,434 $4,989 $3,002

How does a DUI affect Garrison, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Garrison, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Garrison, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,631
GEICO $7,184
Liberty Mutual $17,116
Nationwide $3,912
Progressive $5,308
State Farm $5,032
USAA $4,989

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Garrison, MD car insurance rates?

Take a look at the data here to see how your Garrison, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Garrison, Maryland

Insurance Company Poor Fair Good
Allstate $9,798 $6,797 $5,994
GEICO $6,060 $5,014 $4,952
Liberty Mutual $17,065 $11,038 $7,819
Nationwide $5,345 $3,752 $3,383
Progressive $6,484 $4,871 $4,072
State Farm $7,450 $4,419 $3,407
USAA $4,743 $3,252 $2,664

How does your commute affect Garrison, MD car insurance rates?

Garrison, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Garrison if you’re financing.

Annual Car Insurance Rates by Commute Length in Garrison, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,421 $7,639
GEICO $5,254 $5,430
Liberty Mutual $11,660 $12,288
Nationwide $4,160 $4,160
Progressive $5,143 $5,143
State Farm $4,955 $5,228
USAA $3,440 $3,665

Who has the cheapest Garrison, MD car insurance rates?

Here’s a breakdown of Garrison, Maryland car insurance rates by company. You can see which company offers the cheapest Garrison car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Garrison, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Garrison, MD car insurance companies?

Which Garrison, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Garrison companies to find the one for you.

Average Annual Car Insurance Rates by Company in Garrison, Maryland

Insurance Company Average Annual Rates
Allstate $7,530
GEICO $5,342
Liberty Mutual $11,974
Nationwide $4,160
Progressive $5,143
State Farm $5,092
USAA $3,553

What factors affect Garrison, MD car insurance rates?

Why are Garrison, Maryland car insurance rates different than rates in College Park or Gaithersburg? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Garrison, MD?

More time spent behind the wheel can lead to higher Garrison, Maryland car insurance rates. In Garrison, MD, the average commute length is 33.5 minutes.

Car Insurance Quotes for Garrison, MD

Shop for affordable Garrison, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Garrison, MD car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption