Cheap Quotes for Gapland, MD Car Insurance (2021)

Gapland, Maryland car insurance rates average $315 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Gapland, MD companies, you can find cheap Gapland car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Gapland, MD after a DUI are $4,451/year
  • The cheapest car insurance company in Gapland is Nationwide
  • Average car insurance rates in Gapland, MD are $315/month

How do the Gapland, Maryland monthly average car insurance rates of $315/month compare to nearby cities like Rockville car insurance rates, College Park car insurance rates, and Salisbury car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Gapland, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Gapland, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Gapland, Maryland companies to find the most affordable Gapland car insurance rates.

Enter your ZIP code above to find cheap Gapland, MD car insurance quotes today.

What are the minimum Gapland, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Gapland, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Gapland, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Gapland, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Gapland, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Gapland car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gapland, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,919 $2,822 $2,761 $2,828 $8,078 $9,383 $2,674 $2,722
GEICO $1,975 $2,152 $2,240 $2,560 $5,896 $6,769 $1,683 $1,788
Liberty Mutual $5,582 $5,582 $5,517 $5,517 $10,892 $16,173 $5,582 $7,539
Nationwide $1,587 $1,594 $1,440 $1,482 $3,646 $4,766 $1,827 $1,966
Progressive $2,175 $1,979 $1,900 $1,933 $7,604 $8,341 $2,545 $2,520
State Farm $1,816 $1,816 $1,662 $1,662 $5,738 $7,342 $2,021 $2,300
USAA $1,654 $1,624 $1,543 $1,539 $3,650 $4,309 $1,902 $2,118

How much do teen drivers pay for car insurance in Gapland, MD?

Gapland, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Gapland car insurance rates from multiple Gapland, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Gapland, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,078 $9,383
GEICO $5,896 $6,769
Liberty Mutual $10,892 $16,173
Nationwide $3,646 $4,766
Progressive $7,604 $8,341
State Farm $5,738 $7,342
USAA $3,650 $4,309

How much do senior drivers pay for car insurance in Gapland, MD?

With a little research, seniors can find affordable car insurance in Gapland, Maryland. Here’s a look at how the top Gapland car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Gapland, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,761 $2,828
GEICO $2,240 $2,560
Liberty Mutual $5,517 $5,517
Nationwide $1,440 $1,482
Progressive $1,900 $1,933
State Farm $1,662 $1,662
USAA $1,543 $1,539

How does coverage level affect Gapland, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Gapland, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Gapland, Maryland

Insurance Company Low Medium High
Allstate $4,197 $4,255 $4,368
GEICO $3,028 $3,115 $3,256
Liberty Mutual $7,588 $7,780 $8,026
Nationwide $2,202 $2,293 $2,370
Progressive $3,485 $3,628 $3,760
State Farm $2,898 $3,052 $3,184
USAA $2,178 $2,300 $2,400

How does your driving record affect Gapland, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Gapland, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Gapland, Maryland companies.

Annual Gapland, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,794 $5,002 $3,794 $4,505
GEICO $2,228 $3,460 $4,191 $2,653
Liberty Mutual $5,645 $7,409 $11,036 $7,102
Nationwide $2,020 $2,693 $2,157 $2,283
Progressive $3,102 $4,078 $3,760 $3,558
State Farm $2,731 $3,428 $3,010 $3,010
USAA $1,806 $2,211 $3,209 $1,943

How does a DUI affect Gapland, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Gapland, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Gapland, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,794
GEICO $4,191
Liberty Mutual $11,036
Nationwide $2,157
Progressive $3,760
State Farm $3,010
USAA $3,209

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How does your credit history affect Gapland, MD car insurance rates?

Take a look at the data here to see how your Gapland, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Gapland, Maryland

Insurance Company Poor Fair Good
Allstate $5,525 $3,864 $3,430
GEICO $3,549 $2,943 $2,907
Liberty Mutual $11,157 $7,180 $5,057
Nationwide $2,911 $2,074 $1,880
Progressive $4,569 $3,426 $2,879
State Farm $4,454 $2,642 $2,037
USAA $3,051 $2,098 $1,729

How does your commute affect Gapland, MD car insurance rates?

Gapland, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Gapland if you’re financing.

Annual Car Insurance Rates by Commute Length in Gapland, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,214 $4,333
GEICO $3,082 $3,184
Liberty Mutual $7,588 $8,008
Nationwide $2,288 $2,288
Progressive $3,625 $3,625
State Farm $2,969 $3,120
USAA $2,222 $2,363

Who has the cheapest Gapland, MD car insurance rates?

Here’s a breakdown of Gapland, Maryland car insurance rates by company. You can see which company offers the cheapest Gapland car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Gapland, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Gapland, MD car insurance companies?

Which Gapland, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Gapland companies to find the one for you.

Average Annual Car Insurance Rates by Company in Gapland, Maryland

Insurance Company Average Annual Rates
Allstate $4,273
GEICO $3,133
Liberty Mutual $7,798
Nationwide $2,288
Progressive $3,625
State Farm $3,045
USAA $2,293

Car Insurance Quotes for Gapland, MD

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