Cheap Quotes for Gambrills, MD Car Insurance (2021)

Gambrills, Maryland car insurance rates average $398 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Gambrills, MD companies, you can find cheap Gambrills car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Gambrills, MD are $398/month
  • The cheapest car insurance company in Gambrills is USAA
  • Average car insurance rates in Gambrills, MD after a DUI are $5,597/year

How do the Gambrills, Maryland monthly average car insurance rates of $398/month compare to nearby cities like Bowie car insurance rates, College Park car insurance rates, and Gaithersburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Gambrills, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Gambrills, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Gambrills, Maryland companies to find the most affordable Gambrills car insurance rates.

Enter your ZIP code above to find cheap Gambrills, MD car insurance quotes today.

What are the minimum Gambrills, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Gambrills, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Gambrills, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Average Gambrills, MD Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Gambrills, MD you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Gambrills, Maryland

ZIP Code Average Annual Rates
21054 $3,869
21144 $4,277

How do age, gender, and marital status affect Gambrills, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Gambrills, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Gambrills car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gambrills, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,875 $3,706 $3,722 $3,821 $11,753 $13,856 $3,473 $3,508
GEICO $2,479 $2,718 $2,835 $3,284 $7,557 $8,601 $2,125 $2,231
Liberty Mutual $6,907 $6,907 $6,828 $6,828 $13,396 $19,847 $6,907 $9,299
Nationwide $2,047 $2,052 $1,852 $1,904 $4,841 $6,350 $2,374 $2,555
Progressive $2,458 $2,205 $2,141 $2,192 $8,978 $9,816 $2,863 $2,790
State Farm $2,344 $2,344 $2,162 $2,162 $7,434 $9,518 $2,620 $2,949
USAA $1,977 $1,940 $1,852 $1,844 $4,408 $5,191 $2,271 $2,531

How much do teen drivers pay for car insurance in Gambrills, MD?

Gambrills, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Gambrills car insurance rates from multiple Gambrills, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Gambrills, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,753 $13,856
GEICO $7,557 $8,601
Liberty Mutual $13,396 $19,847
Nationwide $4,841 $6,350
Progressive $8,978 $9,816
State Farm $7,434 $9,518
USAA $4,408 $5,191

How much do senior drivers pay for car insurance in Gambrills, MD?

With a little research, seniors can find affordable car insurance in Gambrills, Maryland. Here’s a look at how the top Gambrills car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Gambrills, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,722 $3,821
GEICO $2,835 $3,284
Liberty Mutual $6,828 $6,828
Nationwide $1,852 $1,904
Progressive $2,141 $2,192
State Farm $2,162 $2,162
USAA $1,852 $1,844

How does coverage level affect Gambrills, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Gambrills, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Gambrills, Maryland

Insurance Company Low Medium High
Allstate $5,795 $5,921 $6,177
GEICO $3,832 $3,954 $4,151
Liberty Mutual $9,334 $9,592 $9,920
Nationwide $2,873 $3,006 $3,111
Progressive $3,976 $4,182 $4,383
State Farm $3,722 $3,952 $4,150
USAA $2,604 $2,761 $2,890

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your driving record affect Gambrills, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Gambrills, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Gambrills, Maryland companies.

Annual Gambrills, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,261 $7,047 $5,261 $6,288
GEICO $2,814 $4,395 $5,373 $3,334
Liberty Mutual $6,936 $9,117 $13,657 $8,749
Nationwide $2,637 $3,540 $2,821 $2,989
Progressive $3,565 $4,748 $4,309 $4,100
State Farm $3,531 $4,443 $3,896 $3,896
USAA $2,163 $2,656 $3,859 $2,329

How does a DUI affect Gambrills, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Gambrills, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Gambrills, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
GEICO $5,373
Liberty Mutual $13,657
Nationwide $2,821
Progressive $4,309
State Farm $3,896
USAA $3,859

How does your credit history affect Gambrills, MD car insurance rates?

Take a look at the data here to see how your Gambrills, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Gambrills, Maryland

Insurance Company Poor Fair Good
Allstate $7,737 $5,392 $4,764
GEICO $4,510 $3,736 $3,690
Liberty Mutual $13,739 $8,856 $6,249
Nationwide $3,832 $2,709 $2,449
Progressive $5,252 $3,965 $3,324
State Farm $5,761 $3,422 $2,641
USAA $3,665 $2,518 $2,072

How does your commute affect Gambrills, MD car insurance rates?

Gambrills, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Gambrills if you’re financing.

Annual Car Insurance Rates by Commute Length in Gambrills, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,879 $6,049
GEICO $3,913 $4,044
Liberty Mutual $9,358 $9,872
Nationwide $2,997 $2,997
Progressive $4,180 $4,180
State Farm $3,841 $4,042
USAA $2,667 $2,837

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Who has the cheapest Gambrills, MD car insurance rates?

Here’s a breakdown of Gambrills, Maryland car insurance rates by company. You can see which company offers the cheapest Gambrills car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Gambrills, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

What are the top Gambrills, MD car insurance companies?

Which Gambrills, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Gambrills companies to find the one for you.

Average Annual Car Insurance Rates by Company in Gambrills, Maryland

Insurance Company Average Annual Rates
Allstate $5,964
GEICO $3,979
Liberty Mutual $9,615
Nationwide $2,997
Progressive $4,180
State Farm $3,942
USAA $2,752

What factors affect Gambrills, MD car insurance rates?

Why are Gambrills, Maryland car insurance rates different than rates in Bowie or College Park? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Gambrills, MD?

More time spent behind the wheel can lead to higher Gambrills, Maryland car insurance rates. In Gambrills, MD, the average commute length is 28.4 minutes.

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Car Insurance Quotes for Gambrills, MD

Shop for affordable Gambrills, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Gambrills, MD car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption