Cheap Quotes for Gallant, AL Car Insurance (2021)

Gallant, Alabama car insurance rates average $312 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Gallant, AL companies, you can find cheap Gallant car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Gallant, AL after a DUI are $4,253/year
  • The cheapest car insurance company in Gallant is USAA
  • Average car insurance rates in Gallant, AL for senior drivers are $1,969/year

How do the Gallant, Alabama monthly average car insurance rates of $312/month compare to nearby cities like Mobile car insurance rates, Madison car insurance rates, and Birmingham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Gallant, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Gallant, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Gallant, Alabama companies to find the most affordable Gallant car insurance rates.

Enter your ZIP code above to find cheap Gallant, AL car insurance quotes today.

What are the minimum Gallant, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Gallant, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Gallant, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Gallant, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Gallant, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Gallant car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gallant, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,007 $1,913 $1,814 $1,849 $6,949 $7,453 $2,251 $2,304
Farmers $2,509 $2,491 $2,240 $2,388 $9,874 $10,156 $2,841 $2,936
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,996 $3,237 $2,461 $2,752 $11,008 $12,239 $3,185 $3,387
Nationwide $1,700 $1,719 $1,553 $1,604 $4,504 $5,782 $1,888 $2,106
Progressive $2,431 $2,277 $1,988 $2,132 $10,006 $11,168 $2,838 $3,018
State Farm $3,155 $3,155 $2,876 $2,876 $9,838 $12,300 $3,571 $4,125
Travelers $1,533 $1,558 $1,436 $1,431 $8,136 $12,744 $1,454 $1,675
USAA $1,278 $1,295 $1,196 $1,170 $3,833 $4,246 $1,665 $1,794

How much do teen drivers pay for car insurance in Gallant, AL?

Gallant, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Gallant car insurance rates from multiple Gallant, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Gallant, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,949 $7,453
Farmers $9,874 $10,156
GEICO $4,963 $4,863
Liberty Mutual $11,008 $12,239
Nationwide $4,504 $5,782
Progressive $10,006 $11,168
State Farm $9,838 $12,300
Travelers $8,136 $12,744
USAA $3,833 $4,246

How much do senior drivers pay for car insurance in Gallant, AL?

With a little research, seniors can find affordable car insurance in Gallant, Alabama. Here’s a look at how the top Gallant car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Gallant, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,814 $1,849
Farmers $2,240 $2,388
GEICO $1,810 $1,872
Liberty Mutual $2,461 $2,752
Nationwide $1,553 $1,604
Progressive $1,988 $2,132
State Farm $2,876 $2,876
Travelers $1,436 $1,431
USAA $1,196 $1,170

How does coverage level affect Gallant, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Gallant, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Gallant, Alabama

Insurance Company Low Medium High
Allstate $3,202 $3,312 $3,439
Farmers $4,156 $4,365 $4,767
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,908 $5,132 $5,435
Nationwide $2,580 $2,587 $2,654
Progressive $3,998 $4,456 $4,993
State Farm $4,930 $5,231 $5,550
Travelers $3,579 $3,820 $3,838
USAA $1,983 $2,048 $2,148

How does your driving record affect Gallant, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Gallant, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Gallant, Alabama companies.

Annual Gallant, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,821 $3,323 $3,939 $3,186
Farmers $3,726 $4,828 $4,711 $4,452
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,044 $5,635 $5,504 $5,450
Nationwide $2,285 $2,285 $3,312 $2,547
Progressive $4,048 $5,092 $4,346 $4,442
State Farm $4,707 $5,885 $5,178 $5,178
Travelers $3,119 $3,274 $4,789 $3,802
USAA $1,585 $1,991 $2,949 $1,714

How does a DUI affect Gallant, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Gallant, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Gallant, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,939
Farmers $4,711
GEICO $3,548
Liberty Mutual $5,504
Nationwide $3,312
Progressive $4,346
State Farm $5,178
Travelers $4,789
USAA $2,949

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Gallant, AL car insurance rates?

Take a look at the data here to see how your Gallant, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Gallant, Alabama

Insurance Company Poor Fair Good
Allstate $4,098 $3,219 $2,635
Farmers $4,963 $4,275 $4,050
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,384 $4,533 $3,558
Nationwide $3,140 $2,456 $2,224
Progressive $5,057 $4,338 $4,052
State Farm $8,493 $4,298 $2,920
Travelers $4,086 $3,542 $3,609
USAA $2,762 $1,804 $1,612

How does your commute affect Gallant, AL car insurance rates?

Gallant, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Gallant if you’re financing.

Annual Car Insurance Rates by Commute Length in Gallant, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,317
Farmers $4,429 $4,429
GEICO $2,591 $2,683
Liberty Mutual $5,158 $5,158
Nationwide $2,607 $2,607
Progressive $4,482 $4,482
State Farm $5,109 $5,365
Travelers $3,746 $3,746
USAA $1,966 $2,154

Who has the cheapest Gallant, AL car insurance rates?

Here’s a breakdown of Gallant, Alabama car insurance rates by company. You can see which company offers the cheapest Gallant car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Gallant, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Gallant, AL car insurance companies?

Which Gallant, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Gallant companies to find the one for you.

Average Annual Car Insurance Rates by Company in Gallant, Alabama

Insurance Company Average Annual Rates
Allstate $3,317
Farmers $4,429
GEICO $2,637
Liberty Mutual $5,158
Nationwide $2,607
Progressive $4,482
State Farm $5,237
Travelers $3,746
USAA $2,060

What factors affect Gallant, AL car insurance rates?

Why are Gallant, Alabama car insurance rates different than rates in Mobile or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Gallant, AL?

More time spent behind the wheel can lead to higher Gallant, Alabama car insurance rates. In Gallant, AL, the average commute length is 27.5 minutes.

Car Insurance Quotes for Gallant, AL

Shop for affordable Gallant, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Gallant, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption