Cheap Quotes for Furman, AL Car Insurance (2021)

Furman, Alabama car insurance rates average $314 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Furman, AL companies, you can find cheap Furman car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Furman, AL for senior drivers are $2,016/year
  • Average car insurance rates in Furman, AL are $314/month
  • The cheapest car insurance company in Furman is USAA

How do the Furman, Alabama monthly average car insurance rates of $314/month compare to nearby cities like Mobile car insurance rates, Decatur car insurance rates, and Birmingham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Furman, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Furman, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Furman, Alabama companies to find the most affordable Furman car insurance rates.

Enter your ZIP code above to find cheap Furman, AL car insurance quotes today.

What are the minimum Furman, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Furman, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Furman, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Furman, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Furman, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Furman car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Furman, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,194 $2,104 $1,974 $2,014 $7,270 $7,802 $2,489 $2,558
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,152 $3,410 $2,587 $2,894 $11,179 $12,438 $3,367 $3,599
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,565 $2,432 $2,096 $2,228 $10,022 $11,221 $3,016 $3,219
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,508 $1,534 $1,405 $1,403 $7,873 $12,368 $1,430 $1,660
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

How much do teen drivers pay for car insurance in Furman, AL?

Furman, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Furman car insurance rates from multiple Furman, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Furman, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,270 $7,802
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $11,179 $12,438
Nationwide $4,418 $5,752
Progressive $10,022 $11,221
State Farm $8,362 $10,517
Travelers $7,873 $12,368
USAA $4,083 $4,536

How much do senior drivers pay for car insurance in Furman, AL?

With a little research, seniors can find affordable car insurance in Furman, Alabama. Here’s a look at how the top Furman car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Furman, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,974 $2,014
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,587 $2,894
Nationwide $1,577 $1,642
Progressive $2,096 $2,228
State Farm $2,624 $2,624
Travelers $1,405 $1,403
USAA $1,288 $1,268

How does coverage level affect Furman, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Furman, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Furman, Alabama

Insurance Company Low Medium High
Allstate $3,430 $3,542 $3,679
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,088 $5,303 $5,594
Nationwide $2,624 $2,595 $2,649
Progressive $4,200 $4,575 $5,025
State Farm $4,411 $4,630 $4,873
Travelers $3,475 $3,721 $3,747
USAA $2,139 $2,204 $2,302

How does your driving record affect Furman, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Furman, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Furman, Alabama companies.

Annual Furman, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,044 $3,566 $4,177 $3,415
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,180 $5,808 $5,697 $5,628
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,179 $5,202 $4,429 $4,591
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,041 $3,193 $4,649 $3,707
USAA $1,703 $2,133 $3,182 $1,843

How does a DUI affect Furman, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Furman, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Furman, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,177
Farmers $4,620
GEICO $3,808
Liberty Mutual $5,697
Nationwide $3,353
Progressive $4,429
State Farm $4,592
Travelers $4,649
USAA $3,182

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How does your credit history affect Furman, AL car insurance rates?

Take a look at the data here to see how your Furman, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Furman, Alabama

Insurance Company Poor Fair Good
Allstate $4,402 $3,439 $2,811
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,649 $4,669 $3,667
Nationwide $3,171 $2,467 $2,229
Progressive $5,229 $4,441 $4,131
State Farm $7,514 $3,809 $2,592
Travelers $3,982 $3,448 $3,512
USAA $2,984 $1,935 $1,726

How does your commute affect Furman, AL car insurance rates?

Furman, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Furman if you’re financing.

Annual Car Insurance Rates by Commute Length in Furman, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,551 $3,551
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,328 $5,328
Nationwide $2,623 $2,623
Progressive $4,600 $4,600
State Farm $4,528 $4,748
Travelers $3,648 $3,648
USAA $2,114 $2,317

Who has the cheapest Furman, AL car insurance rates?

Here’s a breakdown of Furman, Alabama car insurance rates by company. You can see which company offers the cheapest Furman car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Furman, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Furman, AL car insurance companies?

Which Furman, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Furman companies to find the one for you.

Average Annual Car Insurance Rates by Company in Furman, Alabama

Insurance Company Average Annual Rates
Allstate $3,551
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,328
Nationwide $2,623
Progressive $4,600
State Farm $4,638
Travelers $3,648
USAA $2,215

Car Insurance Quotes for Furman, AL

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