Cheap Quotes for Frenchtown, NJ Car Insurance (2021)

Frenchtown, New Jersey car insurance rates average $390 a month and New Jersey law requires coverage of at least 15/30/5. By comparing rates from multiple Frenchtown, NJ companies, you can find cheap Frenchtown car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Frenchtown, NJ after a DUI are $5,482/year
  • Average car insurance rates in Frenchtown, NJ for senior drivers are $2,880/year
  • Average car insurance rates in Frenchtown, NJ are $390/month

How do the Frenchtown, New Jersey monthly average car insurance rates of $390/month compare to nearby cities like Camden car insurance rates, Jersey City car insurance rates, and Elizabeth car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Frenchtown, NJ.

We’ll cover the New Jersey minimum coverage requirements, New Jersey car insurance laws, and Frenchtown, NJ statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Frenchtown, New Jersey companies to find the most affordable Frenchtown car insurance rates.

Enter your ZIP code above to find cheap Frenchtown, NJ car insurance quotes today.

What are the minimum Frenchtown, NJ car insurance requirements?

To meet New Jersey minimum car insurance coverage requirements, Frenchtown, NJ drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Frenchtown, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Frenchtown, NJ car insurance rates?

Three of the criteria that most affect car insurance rates in Frenchtown, New Jersey are age, gender, and marital status. Let’s take a look at how each of these stack up with top Frenchtown car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Frenchtown, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,232 $4,273 $4,092 $4,027 $12,639 $14,551 $5,048 $5,252
GEICO $1,956 $1,905 $1,891 $1,891 $3,476 $3,553 $2,219 $2,211
Liberty Mutual $3,678 $3,678 $4,032 $4,032 $9,411 $10,670 $4,032 $4,616
Progressive $1,776 $1,657 $1,606 $1,629 $8,107 $9,157 $2,107 $2,085
State Farm $3,559 $3,559 $3,200 $3,200 $11,392 $14,651 $4,039 $4,511
Travelers $2,789 $2,736 $2,572 $2,618 $6,402 $7,282 $2,745 $2,749

How much do teen drivers pay for car insurance in Frenchtown, NJ?

Frenchtown, New Jersey car insurance rates for teens are often higher than rates for other drivers. Compare Frenchtown car insurance rates from multiple Frenchtown, New Jersey car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Frenchtown, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $12,639 $14,551
GEICO $3,476 $3,553
Liberty Mutual $9,411 $10,670
Progressive $8,107 $9,157
State Farm $11,392 $14,651
Travelers $6,402 $7,282

How much do senior drivers pay for car insurance in Frenchtown, NJ?

With a little research, seniors can find affordable car insurance in Frenchtown, New Jersey. Here’s a look at how the top Frenchtown car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Frenchtown, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $4,092 $4,027
GEICO $1,891 $1,891
Liberty Mutual $4,032 $4,032
Progressive $1,606 $1,629
State Farm $3,200 $3,200
Travelers $2,572 $2,618

How does coverage level affect Frenchtown, NJ car insurance rates?

How much coverage do you need? Are you comfortable with the New Jersey minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Frenchtown, NJ car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Frenchtown, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $6,219 $6,756 $7,318
GEICO $2,163 $2,431 $2,569
Liberty Mutual $4,991 $5,676 $5,889
Progressive $3,254 $3,566 $3,726
State Farm $5,660 $6,080 $6,301
Travelers $3,442 $3,741 $4,027

How does your driving record affect Frenchtown, NJ car insurance rates?

Safe driving pays off. The more traffic violations you have in Frenchtown, NJ, the higher your car insurance rates will be. Compare rates based on driving infractions from top Frenchtown, New Jersey companies.

Annual Frenchtown, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $5,213 $8,912 $7,202 $5,730
GEICO $1,862 $2,441 $3,387 $1,862
Liberty Mutual $5,302 $6,060 $5,410 $5,302
Progressive $3,064 $4,007 $3,452 $3,540
State Farm $3,284 $5,945 $9,555 $5,272
Travelers $2,886 $4,249 $4,108 $3,703

How does a DUI affect Frenchtown, NJ car insurance rates?

With even one DUI on your record, you can see an increase in your Frenchtown, NJ car insurance rates.

Annual Car Insurance Rates After a DUI in Frenchtown, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
Farmers $7,202
GEICO $3,387
Liberty Mutual $5,410
Progressive $3,452
State Farm $9,555
Travelers $4,108

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How does your credit history affect Frenchtown, NJ car insurance rates?

Take a look at the data here to see how your Frenchtown, New Jersey car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Frenchtown, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $7,957 $6,341 $5,995
GEICO $3,582 $2,073 $1,509
Liberty Mutual $6,978 $5,188 $4,390
Progressive $3,908 $3,440 $3,199
State Farm $8,684 $5,253 $4,104
Travelers $4,966 $3,681 $2,562

How does your commute affect Frenchtown, NJ car insurance rates?

Frenchtown, NJ car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New Jersey can be seen here. Remember, though, that you may have to carry substantially more car insurance in Frenchtown if you’re financing.

Annual Car Insurance Rates by Commute Length in Frenchtown, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $6,764 $6,764
GEICO $2,369 $2,406
Liberty Mutual $5,465 $5,572
Progressive $3,516 $3,516
State Farm $5,866 $6,161
Travelers $3,736 $3,736

Who has the cheapest Frenchtown, NJ car insurance rates?

Here’s a breakdown of Frenchtown, New Jersey car insurance rates by company. You can see which company offers the cheapest Frenchtown car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Frenchtown, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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What are the top Frenchtown, NJ car insurance companies?

Which Frenchtown, New Jersey car insurance company will best fit your needs and budget? Check out this comparison of the top Frenchtown companies to find the one for you.

Average Annual Car Insurance Rates by Company in Frenchtown, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $6,764
GEICO $2,388
Liberty Mutual $5,519
Progressive $3,516
State Farm $6,014
Travelers $3,736

What factors affect Frenchtown, NJ car insurance rates?

Why are Frenchtown, New Jersey car insurance rates different than rates in Camden or Jersey City? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Frenchtown, NJ?

More time spent behind the wheel can lead to higher Frenchtown, New Jersey car insurance rates. In Frenchtown, NJ, the average commute length is 32.9 minutes.

Car Insurance Quotes for Frenchtown, NJ

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