Cheap Quotes for Fort Mitchell, AL Car Insurance (2021)

Fort Mitchell, Alabama car insurance rates average $326 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Fort Mitchell, AL companies, you can find cheap Fort Mitchell car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Fort Mitchell, AL for senior drivers are $2,063/year
  • Average car insurance rates in Fort Mitchell, AL are $326/month
  • The cheapest car insurance company in Fort Mitchell is USAA

How do the Fort Mitchell, Alabama monthly average car insurance rates of $326/month compare to nearby cities like Huntsville car insurance rates, Mobile car insurance rates, and Birmingham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Fort Mitchell, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Fort Mitchell, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Fort Mitchell, Alabama companies to find the most affordable Fort Mitchell car insurance rates.

Enter your ZIP code above to find cheap Fort Mitchell, AL car insurance quotes today.

What are the minimum Fort Mitchell, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Fort Mitchell, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Fort Mitchell, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Fort Mitchell, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Fort Mitchell, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Fort Mitchell car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Mitchell, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,073 $2,052 $1,961 $2,022 $5,430 $5,312 $2,193 $2,032
Liberty Mutual $3,198 $3,454 $2,614 $2,924 $11,751 $13,069 $3,412 $3,639
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,656 $2,493 $2,182 $2,323 $10,875 $12,151 $3,109 $3,311
State Farm $3,292 $3,292 $2,982 $2,982 $9,985 $12,522 $3,721 $4,277
Travelers $1,572 $1,597 $1,471 $1,468 $8,465 $13,383 $1,486 $1,709
USAA $1,421 $1,442 $1,330 $1,305 $4,284 $4,750 $1,856 $2,005

How much do teen drivers pay for car insurance in Fort Mitchell, AL?

Fort Mitchell, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Fort Mitchell car insurance rates from multiple Fort Mitchell, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Fort Mitchell, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,908 $10,210
GEICO $5,430 $5,312
Liberty Mutual $11,751 $13,069
Nationwide $4,596 $5,937
Progressive $10,875 $12,151
State Farm $9,985 $12,522
Travelers $8,465 $13,383
USAA $4,284 $4,750

How much do senior drivers pay for car insurance in Fort Mitchell, AL?

With a little research, seniors can find affordable car insurance in Fort Mitchell, Alabama. Here’s a look at how the top Fort Mitchell car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Fort Mitchell, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,397 $2,532
GEICO $1,961 $2,022
Liberty Mutual $2,614 $2,924
Nationwide $1,600 $1,658
Progressive $2,182 $2,323
State Farm $2,982 $2,982
Travelers $1,471 $1,468
USAA $1,330 $1,305

How does coverage level affect Fort Mitchell, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Fort Mitchell, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Fort Mitchell, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $4,352 $4,524 $4,852
GEICO $2,660 $2,872 $3,121
Liberty Mutual $5,269 $5,483 $5,771
Nationwide $2,658 $2,662 $2,728
Progressive $4,371 $4,864 $5,427
State Farm $5,075 $5,376 $5,694
Travelers $3,688 $3,972 $4,022
USAA $2,213 $2,286 $2,398

How does your driving record affect Fort Mitchell, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Fort Mitchell, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Fort Mitchell, Alabama companies.

Annual Fort Mitchell, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $1,949 $3,134 $3,853 $2,602
Liberty Mutual $4,317 $6,016 $5,880 $5,817
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $4,408 $5,544 $4,757 $4,840
State Farm $4,856 $6,024 $5,323 $5,323
Travelers $3,244 $3,404 $4,976 $3,951
USAA $1,767 $2,220 $3,298 $1,911

How does a DUI affect Fort Mitchell, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Fort Mitchell, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Fort Mitchell, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,847
GEICO $3,853
Liberty Mutual $5,880
Nationwide $3,420
Progressive $4,757
State Farm $5,323
Travelers $4,976
USAA $3,298

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How does your credit history affect Fort Mitchell, AL car insurance rates?

Take a look at the data here to see how your Fort Mitchell, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Fort Mitchell, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $5,138 $4,409 $4,182
GEICO $3,669 $2,617 $2,367
Liberty Mutual $7,887 $4,839 $3,797
Nationwide $3,234 $2,526 $2,287
Progressive $5,516 $4,729 $4,417
State Farm $8,730 $4,416 $2,999
Travelers $4,246 $3,682 $3,753
USAA $3,083 $2,014 $1,800

How does your commute affect Fort Mitchell, AL car insurance rates?

Fort Mitchell, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Fort Mitchell if you’re financing.

Annual Car Insurance Rates by Commute Length in Fort Mitchell, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,576 $4,576
GEICO $2,831 $2,937
Liberty Mutual $5,508 $5,508
Nationwide $2,682 $2,682
Progressive $4,887 $4,887
State Farm $5,249 $5,514
Travelers $3,894 $3,894
USAA $2,194 $2,404

Who has the cheapest Fort Mitchell, AL car insurance rates?

Here’s a breakdown of Fort Mitchell, Alabama car insurance rates by company. You can see which company offers the cheapest Fort Mitchell car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Fort Mitchell, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Fort Mitchell, AL car insurance companies?

Which Fort Mitchell, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Fort Mitchell companies to find the one for you.

Average Annual Car Insurance Rates by Company in Fort Mitchell, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,576
GEICO $2,884
Liberty Mutual $5,508
Nationwide $2,682
Progressive $4,887
State Farm $5,382
Travelers $3,894
USAA $2,299

Car Insurance Quotes for Fort Mitchell, AL

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