Cheap Quotes for Forest Home, AL Car Insurance (2021)

Forest Home, Alabama car insurance rates average $295 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Forest Home, AL companies, you can find cheap Forest Home car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Forest Home, AL for senior drivers are $1,904/year
  • Average car insurance rates in Forest Home, AL are $295/month
  • Average car insurance rates in Forest Home, AL after a DUI are $4,048/year

How do the Forest Home, Alabama monthly average car insurance rates of $295/month compare to nearby cities like Mobile car insurance rates, Montgomery car insurance rates, and Hoover car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Forest Home, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Forest Home, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Forest Home, Alabama companies to find the most affordable Forest Home car insurance rates.

Enter your ZIP code above to find cheap Forest Home, AL car insurance quotes today.

What are the minimum Forest Home, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Forest Home, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Forest Home, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Forest Home, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Forest Home, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Forest Home car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Forest Home, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,827 $1,703 $1,738 $6,220 $6,680 $2,167 $2,230
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,059 $3,308 $2,515 $2,811 $10,744 $11,943 $3,267 $3,490
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,214 $2,102 $1,811 $1,925 $8,471 $9,474 $2,595 $2,748
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,542 $1,569 $1,435 $1,433 $8,036 $12,602 $1,463 $1,702
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

How much do teen drivers pay for car insurance in Forest Home, AL?

Forest Home, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Forest Home car insurance rates from multiple Forest Home, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Forest Home, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,220 $6,680
Farmers $8,282 $8,525
GEICO $5,380 $5,307
Liberty Mutual $10,744 $11,943
Nationwide $4,418 $5,752
Progressive $8,471 $9,474
State Farm $8,362 $10,517
Travelers $8,036 $12,602
USAA $3,940 $4,375

How much do senior drivers pay for car insurance in Forest Home, AL?

With a little research, seniors can find affordable car insurance in Forest Home, Alabama. Here’s a look at how the top Forest Home car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Forest Home, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,738
Farmers $1,937 $2,056
GEICO $1,968 $1,996
Liberty Mutual $2,515 $2,811
Nationwide $1,577 $1,642
Progressive $1,811 $1,925
State Farm $2,624 $2,624
Travelers $1,435 $1,433
USAA $1,250 $1,232

How does coverage level affect Forest Home, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Forest Home, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Forest Home, Alabama

Insurance Company Low Medium High
Allstate $2,967 $3,054 $3,154
Farmers $3,557 $3,718 $4,025
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,923 $5,119 $5,384
Nationwide $2,624 $2,595 $2,649
Progressive $3,554 $3,894 $4,305
State Farm $4,411 $4,630 $4,873
Travelers $3,559 $3,797 $3,813
USAA $2,065 $2,130 $2,231

How does your driving record affect Forest Home, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Forest Home, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Forest Home, Alabama companies.

Annual Forest Home, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,076 $3,583 $2,942
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,035 $5,605 $5,499 $5,431
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,558 $4,416 $3,784 $3,912
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,104 $3,259 $4,746 $3,782
USAA $1,648 $2,063 $3,073 $1,783

How does a DUI affect Forest Home, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Forest Home, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Forest Home, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,583
Farmers $3,998
GEICO $3,808
Liberty Mutual $5,499
Nationwide $3,353
Progressive $3,784
State Farm $4,592
Travelers $4,746
USAA $3,073

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How does your credit history affect Forest Home, AL car insurance rates?

Take a look at the data here to see how your Forest Home, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Forest Home, Alabama

Insurance Company Poor Fair Good
Allstate $3,795 $2,960 $2,420
Farmers $4,224 $3,632 $3,443
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,379 $4,506 $3,541
Nationwide $3,171 $2,467 $2,229
Progressive $4,463 $3,780 $3,510
State Farm $7,514 $3,809 $2,592
Travelers $4,064 $3,520 $3,585
USAA $2,880 $1,873 $1,672

How does your commute affect Forest Home, AL car insurance rates?

Forest Home, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Forest Home if you’re financing.

Annual Car Insurance Rates by Commute Length in Forest Home, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,058 $3,058
Farmers $3,767 $3,767
GEICO $2,842 $2,954
Liberty Mutual $5,142 $5,142
Nationwide $2,623 $2,623
Progressive $3,917 $3,917
State Farm $4,528 $4,748
Travelers $3,723 $3,723
USAA $2,044 $2,240

Who has the cheapest Forest Home, AL car insurance rates?

Here’s a breakdown of Forest Home, Alabama car insurance rates by company. You can see which company offers the cheapest Forest Home car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Forest Home, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Forest Home, AL car insurance companies?

Which Forest Home, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Forest Home companies to find the one for you.

Average Annual Car Insurance Rates by Company in Forest Home, Alabama

Insurance Company Average Annual Rates
Allstate $3,058
Farmers $3,767
GEICO $2,898
Liberty Mutual $5,142
Nationwide $2,623
Progressive $3,917
State Farm $4,638
Travelers $3,723
USAA $2,142

Car Insurance Quotes for Forest Home, AL

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