Cheap Quotes for Five Points, AL Car Insurance (2021)

Five Points, Alabama car insurance rates average $304 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Five Points, AL companies, you can find cheap Five Points car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Five Points, AL for senior drivers are $1,946/year
  • Average car insurance rates in Five Points, AL are $304/month
  • The cheapest car insurance company in Five Points is USAA

How do the Five Points, Alabama monthly average car insurance rates of $304/month compare to nearby cities like Birmingham car insurance rates, Madison car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Five Points, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Five Points, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Five Points, Alabama companies to find the most affordable Five Points car insurance rates.

Enter your ZIP code above to find cheap Five Points, AL car insurance quotes today.

What are the minimum Five Points, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Five Points, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Five Points, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Five Points, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Five Points, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Five Points car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Five Points, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,096 $3,347 $2,538 $2,841 $11,120 $12,371 $3,304 $3,525
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,161 $2,039 $1,774 $1,879 $8,745 $9,783 $2,545 $2,728
State Farm $2,900 $2,900 $2,602 $2,602 $8,467 $10,639 $3,270 $3,754
Travelers $1,591 $1,618 $1,481 $1,479 $8,327 $13,064 $1,508 $1,753
USAA $1,377 $1,398 $1,285 $1,259 $4,109 $4,556 $1,794 $1,938

How much do teen drivers pay for car insurance in Five Points, AL?

Five Points, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Five Points car insurance rates from multiple Five Points, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Five Points, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $9,410 $9,698
GEICO $5,489 $5,415
Liberty Mutual $11,120 $12,371
Nationwide $4,446 $5,755
Progressive $8,745 $9,783
State Farm $8,467 $10,639
Travelers $8,327 $13,064
USAA $4,109 $4,556

How much do senior drivers pay for car insurance in Five Points, AL?

With a little research, seniors can find affordable car insurance in Five Points, Alabama. Here’s a look at how the top Five Points car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Five Points, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,283 $2,410
GEICO $1,997 $2,040
Liberty Mutual $2,538 $2,841
Nationwide $1,564 $1,624
Progressive $1,774 $1,879
State Farm $2,602 $2,602
Travelers $1,481 $1,479
USAA $1,285 $1,259

How does coverage level affect Five Points, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Five Points, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Five Points, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $4,139 $4,302 $4,613
GEICO $2,736 $2,929 $3,159
Liberty Mutual $5,032 $5,243 $5,528
Nationwide $2,607 $2,586 $2,642
Progressive $3,607 $3,940 $4,323
State Farm $4,405 $4,636 $4,884
Travelers $3,680 $3,930 $3,948
USAA $2,136 $2,203 $2,304

How does your driving record affect Five Points, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Five Points, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Five Points, Alabama companies.

Annual Five Points, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,134 $5,745 $5,629 $5,563
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,583 $4,485 $3,828 $3,930
State Farm $4,211 $5,168 $4,594 $4,594
Travelers $3,210 $3,371 $4,915 $3,915
USAA $1,702 $2,137 $3,177 $1,842

How does a DUI affect Five Points, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Five Points, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Five Points, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,595
Farmers $4,608
GEICO $3,902
Liberty Mutual $5,629
Nationwide $3,331
Progressive $3,828
State Farm $4,594
Travelers $4,915
USAA $3,177

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How does your credit history affect Five Points, AL car insurance rates?

Take a look at the data here to see how your Five Points, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Five Points, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,887 $4,192 $3,976
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,549 $4,623 $3,632
Nationwide $3,155 $2,458 $2,223
Progressive $4,477 $3,825 $3,568
State Farm $7,530 $3,809 $2,587
Travelers $4,206 $3,642 $3,710
USAA $2,977 $1,937 $1,729

How does your commute affect Five Points, AL car insurance rates?

Five Points, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Five Points if you’re financing.

Annual Car Insurance Rates by Commute Length in Five Points, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $4,352 $4,352
GEICO $2,886 $2,996
Liberty Mutual $5,268 $5,268
Nationwide $2,612 $2,612
Progressive $3,957 $3,957
State Farm $4,530 $4,754
Travelers $3,853 $3,853
USAA $2,113 $2,316

Who has the cheapest Five Points, AL car insurance rates?

Here’s a breakdown of Five Points, Alabama car insurance rates by company. You can see which company offers the cheapest Five Points car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Five Points, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Five Points, AL car insurance companies?

Which Five Points, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Five Points companies to find the one for you.

Average Annual Car Insurance Rates by Company in Five Points, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $4,352
GEICO $2,941
Liberty Mutual $5,268
Nationwide $2,612
Progressive $3,957
State Farm $4,642
Travelers $3,853
USAA $2,214

What factors affect Five Points, AL car insurance rates?

Why are Five Points, Alabama car insurance rates different than rates in Birmingham or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Five Points, AL?

More time spent behind the wheel can lead to higher Five Points, Alabama car insurance rates. In Five Points, AL, the average commute length is 23.6 minutes.

Car Insurance Quotes for Five Points, AL

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